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based on 38.8k Reviews

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HDFC Bank Senior Manager Credit Interview Questions and Answers

Updated 21 Mar 2024

HDFC Bank Senior Manager Credit Interview Experiences

4 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Dec 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About experience and work I had done during my tenure with existing organisation.
  • Q2. Follow up questions on my experience which i shared with them.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. About work experience
  • Ans. Informed about total work experience and which tickets size and product you habe handle.
  • Answered Anonymously
  • Q2. Detail discussion on current JD

Interview Preparation Tips

Interview preparation tips for other job seekers - Share the correct information about your job profile and work experience

Senior Manager Credit Interview Questions Asked at Other Companies

Q1. How many Files do you handle per month and what is average TAT
Q2. What is delinquency ratio of your Zone and of your Company
Q3. How to calculate dscr? How do we evaluate a term loan?
Q4. What is important property or income
asked in PwC
Q5. What's the difference between a corporate and a Partnership firm.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Mar 2023. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. 1) what is Debt Equity Ratio.
  • Ans. 

    Debt Equity Ratio is a financial ratio that indicates the proportion of a company's debt to its equity.

    • Debt Equity Ratio = Total Debt / Total Equity

    • It shows how much debt a company is using to finance its assets relative to the value of shareholders' equity.

    • A high Debt Equity Ratio indicates higher financial risk, while a low ratio indicates lower risk.

    • For example, if a company has $1 million in debt and $2 million in

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and prepare for the interview as per job description.

I applied via Referral and was interviewed in Oct 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. What is market position of auto loan in COVID-19
  • Ans. 

    The market position of auto loans in COVID-19 is uncertain and has been impacted by economic factors.

    • Auto loan demand has decreased due to economic uncertainty and job losses.

    • Lenders have tightened their credit standards and increased interest rates.

    • Delinquency rates on auto loans have increased.

    • Government stimulus packages and relief programs have provided some support to the auto loan market.

    • Online car sales and cont...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be positive about previous company and aware of present market scenario.

HDFC Bank interview questions for designations

 Credit Manager

 (52)

 Senior Credit Officer

 (1)

 Branch Credit Manager

 (1)

 Assistant Credit Manager

 (1)

 Credit Officer

 (12)

 Credit Analyst

 (2)

 Credit Underwriter

 (1)

 Credit Risk Analyst

 (2)

Interview questions from similar companies

Interview experience
2
Poor
Difficulty level
Easy
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. Previous experiences
  • Q2. When can you join and CTC expected

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have a basic Retail Credit Analyst experience, you can easily creack the interview
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Related to service background
  • Q2. Related to JD of new role
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Questions on Balance sheet analysis, credit underwriting, risk assessment were asked. Along with that questions pertaining to my previous work experience and internships were also asked. Hobbies, interest...

I applied via Company Website and was interviewed before Aug 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

As per syllabus - open recruitment

Round 2 - Interview 

(3 Questions)

  • Q1. Term Loan calculation especially DSCR calculation
  • Q2. Working Capital Limit - MPBF
  • Q3. LC related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Assessment of a Term Loan project (capex)
Assessment of Working Capital (MPBF)
LC related questions.
Interview experience
3
Average
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jan 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Ratios ,CIBIL, DOCUMENTS
  • Q2. Important balance sheet and P&L items to look for

Interview Questionnaire 

4 Questions

  • Q1. Credit appraisal process,
  • Q2. Bank statements analysis
  • Q3. Financial ratios
  • Q4. Current working profile and how it match to kotak bank

HDFC Bank Interview FAQs

How many rounds are there in HDFC Bank Senior Manager Credit interview?
HDFC Bank interview process usually has 1-2 rounds. The most common rounds in the HDFC Bank interview process are One-on-one Round, Resume Shortlist and Technical.
How to prepare for HDFC Bank Senior Manager Credit interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are CFA, Credit Rating, Credit Analysis, Mechanical Engineering and Private Banking.
What are the top questions asked in HDFC Bank Senior Manager Credit interview?

Some of the top questions asked at the HDFC Bank Senior Manager Credit interview -

  1. What is market position of auto loan in COVID...read more
  2. 1) what is Debt Equity Rat...read more

Tell us how to improve this page.

HDFC Bank Senior Manager Credit Interview Process

based on 4 interviews

Interview experience

4
  
Good
View more

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HDFC Bank Senior Manager Credit Salary
based on 317 salaries
₹6 L/yr - ₹22.5 L/yr
At par with the average Senior Manager Credit Salary in India
View more details

HDFC Bank Senior Manager Credit Reviews and Ratings

based on 34 reviews

3.2/5

Rating in categories

2.8

Skill development

3.0

Work-life balance

3.0

Salary

4.0

Job security

3.1

Company culture

2.3

Promotions

2.7

Work satisfaction

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