6 HDFC Bank Senior Manager Credit Interview Questions & Answers | Complete Prep Guide 2025

HDFC Bank Senior Manager Credit Interview Experiences

4 interviews found

Senior Manager Credit Interview Questions & Answers

Anonymous

posted on 2 Jun 2023

Interview experience

Good

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed in Dec 2022. There was 1 interview round.

Round 1 - One-on-one

(2 Questions)

Q1. About experience and work I had done during my tenure with existing organisation.

Add your answer

Q2. Follow up questions on my experience which i shared with them.

Add your answer

Senior Manager Credit Interview Questions & Answers

Anonymous

posted on 11 Dec 2022

Interview experience

Good

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed in Jun 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - Technical

(2 Questions)

Q1. About work experience

Ans. Informed about total work experience and which tickets size and product you habe handle.

Answered Anonymously

Add your answer

Q2. Detail discussion on current JD

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Share the correct information about your job profile and work experience

Senior Manager Credit Interview Questions & Answers

Anonymous

posted on 21 Mar 2024

Interview experience

Good

Difficulty level

Moderate

Process Duration

2-4 weeks

Result

Selected

I applied via Naukri.com and was interviewed before Mar 2023. There was 1 interview round.

Round 1 - Technical

(1 Question)

Q1. 1) what is Debt Equity Ratio.

Ans.

Debt Equity Ratio is a financial ratio that indicates the proportion of a company's debt to its equity.

Debt Equity Ratio = Total Debt / Total Equity
It shows how much debt a company is using to finance its assets relative to the value of shareholders' equity.
A high Debt Equity Ratio indicates higher financial risk, while a low ratio indicates lower risk.
For example, if a company has $1 million in debt and $2 million in

Answered by AI

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Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and prepare for the interview as per job description.

What people are saying about HDFC Bank

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Can someone advice whether I should join HDFC Bank with almost Half CTC or Teleperformance (TP), a BPO with Double CTC? Job Role: Inbound Customer Support. Factors: WFH: TP ✅️ HD... read more

Which Organisation to Join? Please provide reason(s) or if you have any suggestion.

4 participants . poll closed

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Senior Manager Credit Interview Questions & Answers

Anonymous

posted on 2 Apr 2022

I applied via Referral and was interviewed in Oct 2021. There was 1 interview round.

Round 1 - One-on-one

(1 Question)

Q1. What is market position of auto loan in COVID-19

Ans.

The market position of auto loans in COVID-19 is uncertain and has been impacted by economic factors.

Auto loan demand has decreased due to economic uncertainty and job losses.
Lenders have tightened their credit standards and increased interest rates.
Delinquency rates on auto loans have increased.
Government stimulus packages and relief programs have provided some support to the auto loan market.
Online car sales and cont...

Answered by AI

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Interview Preparation Tips

Interview preparation tips for other job seekers - Be positive about previous company and aware of present market scenario.

Senior Manager Credit Jobs at HDFC Bank

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HDFC Bank - Manager/Senior Manager - Credit Rating Model Development - Wholesale (1-3 yrs)

1-3 Yrs

Not Disclosed

Interview questions from similar companies

Senior Manager Interview Questions & Answers

Kotak Mahindra Bank

Anonymous

posted on 30 Oct 2022

I applied via Recruitment Consulltant and was interviewed before Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - Technical

(2 Questions)

Q1. Transaction processing

Add your answer

Q2. Banking terms in brief

Ans.

Banking terms refer to the jargon used in the banking industry.

APR - Annual Percentage Rate
ATM - Automated Teller Machine
FDIC - Federal Deposit Insurance Corporation
IBAN - International Bank Account Number
SWIFT - Society for Worldwide Interbank Financial Telecommunication

Answered by AI

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Interview Preparation Tips

Interview preparation tips for other job seekers - You need to have knowledge of product and process for which you are applying

Branch Manager Interview Questions & Answers

ICICI Bank

Anonymous

posted on 13 May 2022

I applied via Recruitment Consulltant and was interviewed before May 2021. There were 2 interview rounds.

Round 1 - HR

(1 Question)

Q1. HR checks ur exprience and ask general questions

Add your answer

Round 2 - One-on-one

(1 Question)

Q1. Senior head checks your exprience and general knowledge

Add your answer

Interview Preparation Tips

Topics to prepare for ICICI Bank Branch Manager interview:

Aml, kyc, banking produxts and services

Interview preparation tips for other job seekers - To clear the interview one should prepare well for the profile one in applying for.
For being in sales one has to be presentable with decent knowledge of banking products and services.

Deputy Manager Interview Questions & Answers

Kotak Mahindra Bank

Singh Bhajanpreet

posted on 9 Sep 2020

Interview Questionnaire

3 Questions

Q1. Tell me about yourself

Add your answer

Q2. How do you track your team.

Ans.

I track my team through regular check-ins, progress reports, and goal setting.

Schedule regular one-on-one meetings with team members to discuss progress and challenges.
Set clear goals and expectations for each team member and track their progress towards those goals.
Use project management tools to monitor team progress and identify any potential roadblocks.
Encourage open communication and feedback to ensure everyone is...

Answered by AI

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Q3. Will you relocate.

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Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident ,smile , listen carefully.

Deputy Manager Interview Questions & Answers

Axis Bank

Anonymous

posted on 17 Feb 2021

Interview Questionnaire

2 Questions

Q1. Regarding my past experience and how u will survive in the new organization.

Add your answer

Q2. Sales and operations

Add your answer

Deputy Manager Interview Questions & Answers

ICICI Bank

Anonymous

posted on 10 Sep 2020

Interview Questionnaire

2 Questions

Q1. What ideas did you share to your previous bank which benefited bank

Ans.

I suggested implementing a customer feedback system and introducing new loan products.

Suggested implementing a customer feedback system to improve customer satisfaction and identify areas for improvement.
Proposed introducing new loan products to attract more customers and increase revenue.
Recommended streamlining the loan application process to reduce wait times and improve efficiency.
Suggested offering financial educa...

Answered by AI

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Q2. I told about my achievements and ideas which benefited the bank is some way

Add your answer

Deputy Manager Interview Questions & Answers

Axis Bank

Anonymous

posted on 5 Nov 2019

I applied via Campus Placement and was interviewed before Nov 2018. There were 4 interview rounds.

Interview Questionnaire

2 Questions

Q1. I was asked about my CV my previous work experience and Guesstimate questions

Add your answer

Q2. I was also also asked about my certifications and SIP experience

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be calm it's ok to give a wrong answer and if one has no idea about any question then please clarify it at the earliest that you don't know.
Be open for any suggestion that the interviewer may give.
Maintain proper body posture and eye contact.

HDFC Bank Interview FAQs

How many rounds are there in HDFC Bank Senior Manager Credit interview?

HDFC Bank interview process usually has 1-2 rounds. The most common rounds in the HDFC Bank interview process are One-on-one Round, Resume Shortlist and Technical.

How to prepare for HDFC Bank Senior Manager Credit interview?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are CFA, Credit Rating, Credit Analysis, Mechanical Engineering and Private Banking.

What are the top questions asked in HDFC Bank Senior Manager Credit interview?

Some of the top questions asked at the HDFC Bank Senior Manager Credit interview -

What is market position of auto loan in COVID...read more
1) what is Debt Equity Rat...read more

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HDFC Bank Senior Manager Credit Interview Process

based on 4 interviews

Interview experience

Good

Saint-Gobain

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HDFC Bank Senior Manager Credit Salary

based on 329 salaries

₹7.8 L/yr - ₹20.5 L/yr

At par with the average Senior Manager Credit Salary in India

View more details

Senior Manager Credit Jobs at HDFC Bank

HDFC Bank - Manager/Senior Manager - Credit Rating Model Development - Wholesale (1-3 yrs)

1-3 Yrs

Not Disclosed

Explore more jobs

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