Punjab National Bank Senior Manager Credit Interview Questions and Answers

200 questions set of test including apt reasoning

Q1. About your self from where belong qualification
Add your answer
Q2. Question from academics
Add your answer
Q3. Question from various answer
Add your answer
Q4. Question regarding accountancy and knowledge about banking industry
Add your answer

Q1. Related to service background
Add your answer
Q2. Related to JD of new role
Add your answer

Q1. About experience and work I had done during my tenure with existing organisation.
Add your answer
Q2. Follow up questions on my experience which i shared with them.
Add your answer

Q1. Questions on Balance sheet analysis, credit underwriting, risk assessment were asked. Along with that questions pertaining to my previous work experience and internships were also asked. Hobbies, interest...read more
Add your answer

Q1. Ratios ,CIBIL, DOCUMENTS
Add your answer
Q2. Important balance sheet and P&L items to look for
Add your answer

Q1. About work experience
Ans. Informed about total work experience and which tickets size and product you habe handle.
Answered Anonymously
Add your answer
Q2. Detail discussion on current JD
Add your answer

Q1. 1) what is Debt Equity Ratio.
Ans. 
Debt Equity Ratio is a financial ratio that indicates the proportion of a company's debt to its equity.
• Debt Equity Ratio = Total Debt / Total Equity

• It shows how much debt a company is using to finance its assets relative to the value of shareholders' equity.

• A high Debt Equity Ratio indicates higher financial risk, while a low ratio indicates lower risk.

• For example, if a company has $1 million in debt and $2 million in
Answered by AI
Add your answer