Axis Bank Senior Manager Credit Interview Questions and Answers

Q1. About experience and work I had done during my tenure with existing organisation.
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Q2. Follow up questions on my experience which i shared with them.
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Q1. Questions on Balance sheet analysis, credit underwriting, risk assessment were asked. Along with that questions pertaining to my previous work experience and internships were also asked. Hobbies, interest...read more
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As per syllabus - open recruitment

Q1. Term Loan calculation especially DSCR calculation
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Q2. Working Capital Limit - MPBF
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Q3. LC related questions
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Q1. Ratios ,CIBIL, DOCUMENTS
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Q2. Important balance sheet and P&L items to look for
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Q1. About work experience
Ans. Informed about total work experience and which tickets size and product you habe handle.
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Q2. Detail discussion on current JD
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Q1. 1) what is Debt Equity Ratio.
Ans. 
Debt Equity Ratio is a financial ratio that indicates the proportion of a company's debt to its equity.
• Debt Equity Ratio = Total Debt / Total Equity

• It shows how much debt a company is using to finance its assets relative to the value of shareholders' equity.

• A high Debt Equity Ratio indicates higher financial risk, while a low ratio indicates lower risk.

• For example, if a company has $1 million in debt and $2 million in
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