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PwC Senior Manager Credit Interview Questions and Answers

Updated 2 Dec 2023

PwC Senior Manager Credit Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. Tell me what you've been doing in your career.
  • Ans. 

    I have been working in the credit industry for over 10 years, managing credit operations and leading teams.

    • Managed credit operations for a large financial institution

    • Led a team of credit analysts and underwriters

    • Developed and implemented credit policies and procedures

    • Analyzed credit risk and made recommendations for credit approvals

    • Worked closely with sales and marketing teams to assess customer creditworthiness

    • Impleme...

  • Answered by AI
  • Q2. Please specify the work experience that matches the requirements of the role on offer, give as many details as possible.
  • Q3. How does PwC fit in your career goals.
  • Ans. 

    PwC aligns with my career goals by offering opportunities for growth, development, and a strong reputation in the industry.

    • PwC provides a platform for continuous learning and professional development.

    • The company has a strong reputation in the industry, which will enhance my career prospects.

    • PwC offers a wide range of clients and projects, allowing me to gain diverse experience.

    • The company's focus on innovation and tech...

  • Answered by AI
  • Q4. What understanding do you have about the role on offer.
  • Ans. 

    The role of Senior Manager Credit involves overseeing credit operations and managing credit risk for the organization.

    • Responsible for managing the credit department and ensuring efficient credit operations

    • Developing and implementing credit policies and procedures

    • Assessing and managing credit risk

    • Evaluating creditworthiness of customers and determining credit limits

    • Monitoring and analyzing credit data and trends

    • Collabor...

  • Answered by AI
  • Q5. Do you have any questions for me.
Round 3 - Technical 

(3 Questions)

  • Q1. What's the difference between a corporate and a Partnership firm.
  • Ans. 

    A corporate firm is a legal entity separate from its owners, while a partnership firm is owned and operated by two or more individuals.

    • Corporate firms have limited liability, while partnership firms have unlimited liability.

    • Corporate firms issue shares to raise capital, while partnership firms rely on the personal funds of the partners.

    • Corporate firms are subject to more complex legal and regulatory requirements, while...

  • Answered by AI
  • Q2. What do you want to do for the next 20 years of your career, what's your long term vision for yourself.
  • Ans. 

    To become a respected leader in the credit industry, driving strategic initiatives and fostering a culture of excellence.

    • Lead and develop high-performing credit teams

    • Implement innovative credit risk management strategies

    • Drive process improvements to enhance efficiency and accuracy

    • Establish strong relationships with key stakeholders

    • Stay updated with industry trends and regulations

    • Contribute to the growth and profitabili

  • Answered by AI
  • Q3. What's the most important thing a consulting firm brings to a corporate, or why should corporates hire consulting firms.
  • Ans. 

    Consulting firms bring expertise, objectivity, and efficiency to corporates.

    • Expertise: Consulting firms have specialized knowledge and experience in various industries and functional areas.

    • Objectivity: They provide an unbiased perspective and can identify and address issues that may be overlooked internally.

    • Efficiency: Consulting firms bring efficiency through streamlined processes, best practices, and access to advanc...

  • Answered by AI

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
  • Ans. 

    EBITDA and FCF are important financial metrics for credit analysis. FCF can be derived from EBITDA by adjusting for non-cash expenses and changes in working capital.

    • EBITDA measures a company's operating performance before interest, taxes, depreciation, and amortization.

    • FCF measures the cash generated by a company's operations that is available for distribution to investors.

    • To derive FCF from EBITDA, you need to adjust ...

  • Answered by AI
  • Q2. Difference between term loan and project finance
  • Ans. 

    Term loan is a general purpose loan while project finance is a specific loan for a particular project.

    • Term loan is a loan provided for general business purposes while project finance is a loan provided for a specific project.

    • Project finance is secured by the assets and cash flows of the project while term loan is secured by the general assets of the borrower.

    • Project finance is usually for a longer term than term loan.

    • P...

  • Answered by AI
  • Q3. Financial covenants and other covenants for lending purpose
  • Q4. Questions on working capital
  • Q5. Various types of banking products
  • Ans. 

    Banking products include savings accounts, checking accounts, loans, credit cards, and investment accounts.

    • Savings accounts: earn interest on deposited funds

    • Checking accounts: used for daily transactions and bill payments

    • Loans: borrowed funds with interest to be paid back over time

    • Credit cards: allow users to make purchases on credit with interest

    • Investment accounts: used to invest in stocks, bonds, and other securitie

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Read about loan products in wholesale banking space like term loan, business card, Line of credit , letter of credit, settlement limits, derivative products etc
Thorough understanding of financial statements and the interlink between statements.
Financial ratios used in credit analysis.

PwC Interview FAQs

How many rounds are there in PwC Senior Manager Credit interview?
PwC interview process usually has 3 rounds. The most common rounds in the PwC interview process are Resume Shortlist, One-on-one Round and Technical.

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PwC Senior Manager Credit Interview Process

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Interview experience

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Good
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