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I applied via Referral and was interviewed in Nov 2023. There were 3 interview rounds.
I have been working in the credit industry for over 10 years, managing credit operations and leading teams.
Managed credit operations for a large financial institution
Led a team of credit analysts and underwriters
Developed and implemented credit policies and procedures
Analyzed credit risk and made recommendations for credit approvals
Worked closely with sales and marketing teams to assess customer creditworthiness
Impleme...
PwC aligns with my career goals by offering opportunities for growth, development, and a strong reputation in the industry.
PwC provides a platform for continuous learning and professional development.
The company has a strong reputation in the industry, which will enhance my career prospects.
PwC offers a wide range of clients and projects, allowing me to gain diverse experience.
The company's focus on innovation and tech...
The role of Senior Manager Credit involves overseeing credit operations and managing credit risk for the organization.
Responsible for managing the credit department and ensuring efficient credit operations
Developing and implementing credit policies and procedures
Assessing and managing credit risk
Evaluating creditworthiness of customers and determining credit limits
Monitoring and analyzing credit data and trends
Collabor...
A corporate firm is a legal entity separate from its owners, while a partnership firm is owned and operated by two or more individuals.
Corporate firms have limited liability, while partnership firms have unlimited liability.
Corporate firms issue shares to raise capital, while partnership firms rely on the personal funds of the partners.
Corporate firms are subject to more complex legal and regulatory requirements, while...
To become a respected leader in the credit industry, driving strategic initiatives and fostering a culture of excellence.
Lead and develop high-performing credit teams
Implement innovative credit risk management strategies
Drive process improvements to enhance efficiency and accuracy
Establish strong relationships with key stakeholders
Stay updated with industry trends and regulations
Contribute to the growth and profitabili
Consulting firms bring expertise, objectivity, and efficiency to corporates.
Expertise: Consulting firms have specialized knowledge and experience in various industries and functional areas.
Objectivity: They provide an unbiased perspective and can identify and address issues that may be overlooked internally.
Efficiency: Consulting firms bring efficiency through streamlined processes, best practices, and access to advanc...
I applied via Company Website and was interviewed before Mar 2022. There were 2 interview rounds.
EBITDA and FCF are important financial metrics for credit analysis. FCF can be derived from EBITDA by adjusting for non-cash expenses and changes in working capital.
EBITDA measures a company's operating performance before interest, taxes, depreciation, and amortization.
FCF measures the cash generated by a company's operations that is available for distribution to investors.
To derive FCF from EBITDA, you need to adjust ...
Term loan is a general purpose loan while project finance is a specific loan for a particular project.
Term loan is a loan provided for general business purposes while project finance is a loan provided for a specific project.
Project finance is secured by the assets and cash flows of the project while term loan is secured by the general assets of the borrower.
Project finance is usually for a longer term than term loan.
P...
Banking products include savings accounts, checking accounts, loans, credit cards, and investment accounts.
Savings accounts: earn interest on deposited funds
Checking accounts: used for daily transactions and bill payments
Loans: borrowed funds with interest to be paid back over time
Credit cards: allow users to make purchases on credit with interest
Investment accounts: used to invest in stocks, bonds, and other securitie
based on 1 interview
Interview experience
Senior Associate
15k
salaries
| ₹8 L/yr - ₹30 L/yr |
Associate
12.9k
salaries
| ₹4.8 L/yr - ₹17 L/yr |
Manager
6.7k
salaries
| ₹14 L/yr - ₹44.4 L/yr |
Senior Consultant
4.4k
salaries
| ₹9 L/yr - ₹33 L/yr |
Associate2
4.2k
salaries
| ₹4.5 L/yr - ₹16.6 L/yr |
Deloitte
Ernst & Young
Accenture
TCS