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4.0

based on 19.9k Reviews

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HDB Financial Services Graduate Trainee Interview Questions and Answers

Updated 22 Jun 2024

HDB Financial Services Graduate Trainee Interview Experiences

3 interviews found

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Cibil explanation
  • Q2. Underwriting explanation
  • Ans. 

    Underwriting explanation involves assessing risk and determining the terms of insurance policies.

    • Underwriting involves evaluating the risk associated with insuring a person or entity.

    • Factors considered in underwriting include age, health, occupation, and lifestyle.

    • Underwriters use statistical models and historical data to predict the likelihood of a claim.

    • The underwriting process helps determine the premium and coverag

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Total of 20 Questions were asked regarding Finance and English proficiency

Round 3 - HR 

(1 Question)

  • Q1. How fo you see yourself after 5 years
  • Ans. I see my best site as successful in this field and resolving my errors with unbeatable upgrades and learning the new
  • Answered Anonymously

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I applied via Naukri.com

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Assignment 

First they have Conducted The Aptitude Test nd their we should score max 50%

Round 3 - Assignment 

Functional Road about Credit Policies

Round 4 - One-on-one 

(2 Questions)

  • Q1. Face to face interview Where All Commerce Banking Background questions were asked
  • Q2. When do mean by contract? When Contract Act came into existence?
  • Ans. 

    Contract is a legally binding agreement between two or more parties. The Contract Act came into existence in 1872.

    • A contract is an agreement enforceable by law.

    • It can be written or verbal.

    • It must have an offer, acceptance, consideration, and intention to create legal relations.

    • Examples include employment contracts, rental agreements, and sales contracts.

    • The Contract Act came into existence in India on 1st September 187...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Self Confidence on yourself Makes You to Win in the Interview. Never fear while answering Even though It's wrong go head Answer it honestly. Simple formula to win In an Interview
Small steps in the right direction is better than the big steps wrong direction.
Follow this nd definitely u will rock ur interview. Answer without Fear 👍

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Easy
Process Duration
-
Result
Not Selected
Round 1 - Coding Test 

1. Prime Factors Operations

You are given an integer n. In one operation, you can do the following

• Pick a number P such that P is prime and n is divisble by P. Assign P

Find the maximum number of operations you can perform.

Function description

Complete the primeGame function in the editor below. It has the following param

Name

Type

Description

INTEGER

The given integer n.

n

Return

The function must return an INTEGER denoting the maximum operations you can perform.

Constraints

• 1 ≤ n ≤ 10^9

Input format for debugging

• The first line contains an integer, n, denoting the initial value of n. desc

Round 2 - Technical 

(5 Questions)

  • Q1. What is Object-Oriented Programming (OOP) in Java, and can you explain concepts such as encapsulation and polymorphism with examples?
  • Ans. 

    OOP in Java is a programming paradigm that uses objects to design applications. Encapsulation is the bundling of data and methods, while polymorphism allows objects to be treated as instances of their parent class.

    • OOP in Java focuses on creating objects that interact with each other to design applications

    • Encapsulation in Java involves bundling data (variables) and methods (functions) within a class to restrict access f...

  • Answered by AI
  • Q2. What are wrapper classes in Java, and what is their purpose?
  • Ans. 

    Wrapper classes in Java are classes that allow primitive data types to be used as objects.

    • Wrapper classes provide a way to convert primitive data types into objects.

    • They are used when an object is required, such as in collections like ArrayList.

    • Examples include Integer for int, Double for double, Boolean for boolean, etc.

  • Answered by AI
  • Q3. Given an array, how can it be rotated to the left?
  • Ans. 

    To rotate an array to the left, shift all elements to the left by one position and move the first element to the end.

    • Create a temporary variable to store the first element of the array.

    • Shift all elements to the left by one position.

    • Assign the temporary variable value to the last element of the array.

  • Answered by AI
  • Q4. Can you explain the projects you have completed and provide details about your internships?
  • Ans. 

    I have completed projects in renewable energy and automation systems. I have also interned at a manufacturing company and a research institute.

    • Completed a project on designing a solar-powered irrigation system for a rural community

    • Completed a project on developing an automated warehouse management system using RFID technology

    • Interned at a manufacturing company where I worked on optimizing production processes

    • Interned a...

  • Answered by AI
  • Q5. What is the difference between an ArrayList and an array in Java?
  • Ans. 

    ArrayList is a dynamic array in Java that can grow or shrink in size, while an array has a fixed size.

    • ArrayList can dynamically resize itself, while array has a fixed size.

    • ArrayList is a class in Java, while array is a basic data structure.

    • ArrayList provides methods to add, remove, and access elements easily, while array requires manual manipulation.

    • Example: ArrayList<String> list = new ArrayList<>(); Strin...

  • Answered by AI
Round 1 - Aptitude Test 

Upload resume

Round 2 - Technical 

(1 Question)

  • Q1. Apply your knowledge and solve
Round 3 - Technical 

(1 Question)

  • Q1. Based on resume and try to answer the questions asked and no beating around bush

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't worry but crack it.. Try to answer the questions asked in the interview directly and show pleasing appearance in your answers!

I applied via Job Fair and was interviewed in Jan 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Case Study 

I study in baal govind patel smarak degree college b. Sc final

Interview Preparation Tips

Topics to prepare for Bajaj Finance Graduate Student interview:
  • Bsc
  • Time Study
  • Student Activities
Interview preparation tips for other job seekers - To utilize my content writing skills and provide A service to Coustember applying and honing my knowledge and working at challenging

HDB Financial Services Interview FAQs

How many rounds are there in HDB Financial Services Graduate Trainee interview?
HDB Financial Services interview process usually has 2-3 rounds. The most common rounds in the HDB Financial Services interview process are Resume Shortlist, Assignment and One-on-one Round.
How to prepare for HDB Financial Services Graduate Trainee interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDB Financial Services. The most common topics and skills that interviewers at HDB Financial Services expect are Credit Risk, Credit Underwriting, Sales, Commercial Vehicle and Credit.
What are the top questions asked in HDB Financial Services Graduate Trainee interview?

Some of the top questions asked at the HDB Financial Services Graduate Trainee interview -

  1. When do mean by contract? When Contract Act came into existen...read more
  2. Underwriting explanat...read more
  3. Face to face interview Where All Commerce Banking Background questions were ask...read more

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HDB Financial Services Graduate Trainee Interview Process

based on 6 interviews

Interview experience

4.2
  
Good
View more

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HDB Financial Services Graduate Trainee Salary
based on 37 salaries
₹2.3 L/yr - ₹3 L/yr
29% less than the average Graduate Trainee Salary in India
View more details

HDB Financial Services Graduate Trainee Reviews and Ratings

based on 12 reviews

4.3/5

Rating in categories

4.0

Skill development

3.6

Work-life balance

3.6

Salary

3.1

Job security

3.5

Company culture

3.4

Promotions

3.5

Work satisfaction

Explore 12 Reviews and Ratings
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