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HDB Financial Services Graduate Trainee Interview Questions and Answers

Updated 22 Jun 2024

HDB Financial Services Graduate Trainee Interview Experiences

3 interviews found

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Cibil explanation
  • Q2. Underwriting explanation
  • Ans. 

    Underwriting explanation involves assessing risk and determining the terms of insurance policies.

    • Underwriting involves evaluating the risk associated with insuring a person or entity.

    • Factors considered in underwriting include age, health, occupation, and lifestyle.

    • Underwriters use statistical models and historical data to predict the likelihood of a claim.

    • The underwriting process helps determine the premium and coverag

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Total of 20 Questions were asked regarding Finance and English proficiency

Round 3 - HR 

(1 Question)

  • Q1. How fo you see yourself after 5 years
  • Ans. I see my best site as successful in this field and resolving my errors with unbeatable upgrades and learning the new
  • Answered Anonymously

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I applied via Naukri.com

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Assignment 

First they have Conducted The Aptitude Test nd their we should score max 50%

Round 3 - Assignment 

Functional Road about Credit Policies

Round 4 - One-on-one 

(2 Questions)

  • Q1. Face to face interview Where All Commerce Banking Background questions were asked
  • Q2. When do mean by contract? When Contract Act came into existence?
  • Ans. 

    Contract is a legally binding agreement between two or more parties. The Contract Act came into existence in 1872.

    • A contract is an agreement enforceable by law.

    • It can be written or verbal.

    • It must have an offer, acceptance, consideration, and intention to create legal relations.

    • Examples include employment contracts, rental agreements, and sales contracts.

    • The Contract Act came into existence in India on 1st September 187...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Self Confidence on yourself Makes You to Win in the Interview. Never fear while answering Even though It's wrong go head Answer it honestly. Simple formula to win In an Interview
Small steps in the right direction is better than the big steps wrong direction.
Follow this nd definitely u will rock ur interview. Answer without Fear 👍

Interview questions from similar companies

I applied via Other

Interview Questionnaire 

1 Question

  • Q1. Why u are being here for this job...can u say a reason??
  • Ans. 

    I am passionate about sales and have a proven track record of exceeding targets in previous roles.

    • Passionate about sales and enjoy the challenge of meeting targets

    • Proven track record of exceeding sales targets in previous roles

    • Excited about the opportunity to contribute to the growth of the company

  • Answered by AI

Interview Preparation Tips

General Tips: Dont tell the simple answer that it was my personal choice..so tell them about your colleague or friends who working in best way in that company
Skills: Communication, Body Language, Presentation Skills
Duration: <1 week

I was interviewed before Sep 2016.

Interview Questionnaire 

1 Question

  • Q1. Growth prospects and compensation

Interview Preparation Tips

Round: Test
Duration: 25 minutes
Total Questions: 40

Round: Group Discussion
Tips: You should show how you can stand out in the competitive crowd
Duration: 5 minutes

Skills: Selling Skills, Analytical Skills

I applied via Naukri.com and was interviewed in Jul 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Why are you join our company.
  • Q2. I said because of career growth is good.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be calm and positive attitude

I applied via Campus Placement and was interviewed before Jan 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Tell me about yourself
  • Q2. Sell me this pen
  • Ans. 

    This pen is a must-have for anyone who wants to make a lasting impression with their writing.

    • This pen has a sleek and professional design that will make you stand out in any business meeting.

    • It writes smoothly and effortlessly, making your handwriting look neat and tidy.

    • The ink is long-lasting and won't smudge or smear, ensuring that your writing stays legible for years to come.

    • It's also refillable, so you can use it a...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - You should be clam and tell each and every thing about yourself to interviewer

Interview Questionnaire 

8 Questions

  • Q1. IAM in Kurnool Location
  • Q2. IAM interested sir
  • Q3. One off year experience in
  • Q4. IAM ready sir
  • Q5. Kurnool
  • Q6. Credit department one year
  • Q7. My completed bsc computer
  • Q8. Previous Hdfc bank in work ing
  • Ans. 

    I have previous experience working at HDFC Bank.

    • Worked as a Sales Executive at HDFC Bank

    • Achieved sales targets consistently

    • Developed strong relationships with clients

    • Trained new team members on sales techniques

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - IAM interested Sir

I applied via Referral and was interviewed before May 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. What is your family background?

Interview Preparation Tips

Interview preparation tips for other job seekers - Very good interview experience at branch.

I applied via Walk-in and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Group Discussion 
Pro Tip by AmbitionBox:
Don’t treat group discussions as an argument. Group discussion is about reaching a meaningful conclusion.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. Why should we hire you?
  • Q2. What are your salary expectations?
  • Q3. What is your family background?
  • Q4. Share details of your previous job.
  • Q5. Why we are hired you ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Whatever you want to do overall life future growth job

HDB Financial Services Interview FAQs

How many rounds are there in HDB Financial Services Graduate Trainee interview?
HDB Financial Services interview process usually has 2-3 rounds. The most common rounds in the HDB Financial Services interview process are One-on-one Round, Resume Shortlist and Assignment.
How to prepare for HDB Financial Services Graduate Trainee interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDB Financial Services. The most common topics and skills that interviewers at HDB Financial Services expect are Credit Risk, Credit Underwriting, Sales, Commercial Vehicle and Credit.
What are the top questions asked in HDB Financial Services Graduate Trainee interview?

Some of the top questions asked at the HDB Financial Services Graduate Trainee interview -

  1. When do mean by contract? When Contract Act came into existen...read more
  2. Underwriting explanat...read more
  3. Face to face interview Where All Commerce Banking Background questions were ask...read more

Tell us how to improve this page.

HDB Financial Services Graduate Trainee Interview Process

based on 6 interviews

Interview experience

4.2
  
Good
View more

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HDB Financial Services Graduate Trainee Salary
based on 38 salaries
₹2.3 L/yr - ₹3.2 L/yr
28% less than the average Graduate Trainee Salary in India
View more details

HDB Financial Services Graduate Trainee Reviews and Ratings

based on 13 reviews

4.3/5

Rating in categories

4.1

Skill development

3.6

Work-life balance

3.7

Salary

3.2

Job security

3.6

Company culture

3.5

Promotions

3.6

Work satisfaction

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