HDB Financial Services Branch Sales Manager Interview Questions and Answers for Freshers

Q1. Analize and understand background first
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Q2. Seaking first how is job important
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Q3. Select suitable person don't select entertain and fake buildup person
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Background check, check their attitude,how is important job, behavior

Q1. Hobbies and Introduction
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Q1. Personal details and last experience details
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Q2. What you know about credit manager
Ans. 
A credit manager is responsible for assessing and managing the creditworthiness of individuals or businesses.
• They evaluate credit applications and determine the risk involved in lending money or extending credit.

• They set credit limits and terms of payment.

• They monitor credit accounts and ensure timely payments.

• They work closely with sales teams to ensure credit policies are followed.

• They may also negotiate payment plan...read more
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Q3. What was the role at last job
Ans. 
I was responsible for managing credit operations and ensuring the branch's credit portfolio was in line with company policies.
• Managed credit operations at the branch

• Ensured compliance with company credit policies

• Analyzed credit applications and made credit decisions

• Monitored and reviewed the branch's credit portfolio

• Worked closely with sales and customer service teams to address credit-related issues

• Implemented strateg...read more
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Q1. Last salary details
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Q2. I am interested in tha job
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Q1. About your qualifications and experience
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Q2. You aware where you want to work
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Q3. Knowledge about finance
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About experience and product knowledge and CIBIL

About CTC AND working location

Q1. Joining process and CTC related
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Q1. How to deal customer if Costomer is rudder
Ans. 
Stay calm and professional, listen to their concerns, apologize for any inconvenience, and offer solutions to resolve the issue.
• Remain calm and professional, do not take the customer's behavior personally

• Listen actively to their concerns and acknowledge their frustration

• Apologize for any inconvenience caused and empathize with their situation

• Offer solutions to resolve the issue and ensure customer satisfaction

• If necess...read more
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Q2. How to maintain my business
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Maintaining a business requires consistent effort and attention to customer needs.
• Regularly assess customer satisfaction and make necessary improvements

• Stay up-to-date with industry trends and adapt accordingly

• Develop and maintain strong relationships with customers and employees

• Continuously evaluate and adjust business strategies to maximize profitability

• Invest in employee training and development to ensure high-quali...read more
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HR ASK ME ABOUT MYSELF AND MY QUALIFICATIONS HE ASKED ME SOME QUESTIONS IN GRAMMER PORTION NOT ANY MORE

Basic computer knowledge of computer

Normal GK math regioning.