SMFG India Credit Cluster Collection Manager Interview Questions and Answers

Q1. Can you provide a brief overview of your work experience?
Ans. 
I have over 10 years of experience in managing multiple clusters in various industries.
• Managed multiple clusters simultaneously

• Implemented strategies to improve cluster performance

• Led teams to achieve targets and KPIs

• Collaborated with cross-functional teams for seamless operations
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Q2. What was the work culture like in your past firm?
Ans. 
The work culture in my past firm was collaborative, supportive, and focused on continuous improvement.
• Collaborative team environment where everyone worked together towards common goals

• Supportive management that encouraged open communication and feedback

• Emphasis on continuous improvement through training, development opportunities, and feedback mechanisms
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There were multiple choice questions on the calculation.

They will give a topic and we should discuss as a group

Q1. What is Mutual fund
Ans. 
Mutual fund is a type of investment vehicle consisting of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments, and other assets.
• Mutual funds are managed by professional fund managers who allocate the fund's assets and attempt to produce capital gains or income for the fund's investors.

• Investors in a mutual fund own shares of the fund, ...read more
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Q2. What are different types of derivatives
Ans. 
Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.
• Futures contracts - agreements to buy or sell an asset at a specific price on a future date

• Options - contracts that give the holder the right, but not the obligation, to buy or sell an asset at a specific price before a certain date

• Swaps - agreements between two parties to exchange cash flows or other financial inst...read more
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Q1. Risk related questions
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Q2. SQL related questions
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Q1. Sale's Experience
Ans. 
I have over 5 years of sales experience in various industries, consistently exceeding targets and building strong client relationships.
• Managed a team of sales representatives to achieve monthly targets

• Developed and implemented sales strategies to increase revenue

• Built and maintained relationships with key clients to ensure repeat business

• Utilized CRM software to track sales performance and identify areas for improvemen
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Q2. CURRENT CTC EXPECTED CTC
Ans. 
My current CTC is X and I am looking for a competitive offer based on my experience and skills.
• My current CTC is X

• I am looking for a competitive offer based on my experience and skills
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Q1. Previous Job &work profile
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Q2. Skills, salary Package
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Q1. Related to working skills
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Q2. Audit Anneliese check
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Q3. Customeriz service
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Q1. Questions on your resume
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Q1. Legal and technical aspects for a secured loan
Ans. 
Legal and technical aspects for a secured loan
• Legal aspects involve creating a legal agreement between the lender and borrower outlining the terms and conditions of the loan

• Technical aspects involve assessing the value of the collateral being used to secure the loan

• The lender must ensure that the collateral is legally owned by the borrower and that it has enough value to cover the loan amount

• The lender may also require...read more
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Q1. Package discussion and notice period
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Q1. With reporting supervisor
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Q1. With zonal head sir discussion
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Q1. With COO sir final discussion
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