Fincare Small Finance Bank Interview Questions and Answers

3 coding que easy,med and hard

Q1. Os related que What is kernel , OS types ,what happens after booting computr ,etc
Add your answer
Q2. Creat a array and print all elements , which database used for pdf storing sql or nosql
Add your answer

Q1. OOps related que abstraction , inheritance , code it
Add your answer
Q2. Middel element of linked list
Add your answer

Q1. What challenges u faced in engineering?
Add your answer
Q2. Situational based questions
Add your answer

Q1. Why u choose to work deustch bank ?
Add your answer
Q2. Project related quw
Add your answer

Q1. Behavioral assessment
Add your answer

Logical, react, SQL related questions

Q1. Interviewed by Business Head. Mostly behavioral questions and some past experience related
Add your answer

Q1. Interview by VP. Frontend general technical questions
Add your answer

Q1. Interviewed by Director. Competency based Leadership interview
Add your answer

Q1. Yet to recieve the final status whether selected or rejected. HR asked payslip and other docs and shared the same.
Add your answer
Q2. HRs are very friendly and quickly respond to your queries.
Add your answer

Q1. What is the expected GDP of India? Ans-India's economic growth is expected to accelerate to 6.7 per cent in the second half (H2) of the fiscal year, bringing the full-year 2024-25 GDP growth to 6.4 per cen...read more
Add your answer
Q2. 2) Tell me the process of deceased claim in without nominee case? claim process in without nominee case Ans- We will process deceased claim.in the favor of regal hire in the case of absence of nomination.
Add your answer

Q1. Tell me the process of deceased claim in without nominee case? claim process in without nominee case
Add your answer

Q1. What's your current experience
Ans. 
I have 5 years of experience in credit analysis and risk assessment in the banking industry.
• 5 years of experience in credit analysis and risk assessment

• Proficient in financial statement analysis

• Strong understanding of credit risk management

• Experience in evaluating loan applications and determining creditworthiness

• Familiarity with regulatory requirements in the banking sector
Answered by AI
Add your answer
Q2. Did you achieved any goal in previous platform.
Ans. 
Yes, I achieved a goal of increasing loan approval rate by 15% in my previous role.
• Implemented new credit evaluation process to streamline decision-making

• Provided training to team members on identifying creditworthy applicants

• Collaborated with sales team to improve communication and documentation

• Utilized data analytics to identify trends and make data-driven decisions
Answered by AI
Add your answer
Q3. Do you participate any bankingevents
Ans. 
Yes, I actively participate in banking events to stay updated on industry trends and network with professionals.
• I regularly attend banking conferences and seminars to learn about new regulations and technologies in the industry.

• I have participated in workshops on credit risk management and financial analysis to enhance my skills and knowledge.

• I am a member of a banking association where I attend networking events to co
Answered by AI
Add your answer
Q4. Are you suitable for appliedrole.
Ans. 
Yes, I am suitable for the role of Credit Officer due to my strong financial background and experience in analyzing credit risk.
• I have a degree in finance and have completed relevant courses in credit analysis.

• I have previous experience working as a credit analyst, where I successfully assessed credit risk for various clients.

• I am proficient in financial modeling and have a strong understanding of financial statements.

• ...read more
Answered by AI
Add your answer
Q5. Tell about Equitas bank
Ans. 
Equitas Small Finance Bank is a scheduled commercial bank in India focused on serving the financial needs of micro and small enterprises.
• Equitas Small Finance Bank was established in 2007 as a microfinance institution before receiving a banking license in 2016.

• The bank offers a range of financial products and services including savings accounts, fixed deposits, loans, and insurance.

• Equitas Small Finance Bank has a stro...read more
Answered by AI
Add your answer

Discuss about financial risk and management

Q1. Good interview and I answered intelligently
Add your answer
Q2. Nothing I can remember now
Add your answer

Q1. Asked everything about my past job
Add your answer

Q1. Technical questions asked
Add your answer

They had given 10 MCQs questions based on OOPs(Java), 2 MCQs on SQL, 1 SQL Query to run and 1 DSA question to code based on Strings, so overall 14 question. Difficulty level was easy to Medium.

Q1. Explain the time complexity of different sorting algorithms.
Ans. 
Sorting algorithms have different time complexities based on their implementation and efficiency.
• Bubble Sort: O(n^2) - compares adjacent elements and swaps them if they are in the wrong order.

• Merge Sort: O(n log n) - divides the array into two halves, sorts them, and then merges them.

• Quick Sort: O(n log n) - picks a pivot element and partitions the array around the pivot.

• Heap Sort: O(n log n) - builds a max heap and re...read more
Answered by AI
Add your answer
Q2. Usage of Hashmaps and Dictionaries
Ans. 
Hashmaps and dictionaries are data structures used to store key-value pairs for efficient retrieval and storage.
• Hashmaps and dictionaries are commonly used in programming to store and retrieve data based on a unique key.

• They offer fast lookup times, typically O(1) on average, making them ideal for scenarios where quick access to data is required.

• Examples of using hashmaps include storing user information with a unique ...read more
Answered by AI
Add your answer
Q3. Explain 4 pillars of OOPs (Abstraction, Encapsulation, Inheritance and polymorphism)
Ans. 
OOPs pillars are Abstraction, Encapsulation, Inheritance, and Polymorphism.
• Abstraction: Hides complex implementation details and only shows necessary features. Example: Car dashboard displaying speed without showing internal engine details.

• Encapsulation: Bundling data and methods that operate on the data into a single unit. Example: Class in Java encapsulates data members and member functions.

• Inheritance: Allows a new ...read more
Answered by AI
Add your answer
Q4. Explain JOINS(Inner join, LEFT Join etc)
Ans. 
JOINS are used in SQL to combine rows from two or more tables based on a related column between them.
• Inner Join: Returns rows when there is at least one match in both tables.

• LEFT Join: Returns all rows from the left table, and the matched rows from the right table.

• RIGHT Join: Returns all rows from the right table, and the matched rows from the left table.

• FULL Join: Returns rows when there is a match in one of the table
Answered by AI
Add your answer
Q5. Why Barclays? What do you think we do?
Ans. 
Barclays is a global financial services company with a focus on innovation and technology.
• Barclays is a leading global bank with a strong presence in the financial services industry.

• Barclays is known for its commitment to innovation and technology in the financial sector.

• Barclays offers a wide range of services including banking, investment management, and wealth management.

• Barclays has a strong reputation for providin...read more
Answered by AI
Add your answer
Q6. How do you manage stress and prepare yourself to work under tight deadlines? Can you describe a situation from the past where you faced a similar challenge and how you handled it?
Ans. 
I manage stress by prioritizing tasks, breaking them down into smaller steps, and seeking help when needed.
• Prioritize tasks based on deadlines and importance

• Break down tasks into smaller, manageable steps

• Seek help from team members or mentors when feeling overwhelmed

• Practice time management and set realistic goals
Answered by AI
Add your answer
Q7. Asked a few questions on the projects I mentioned in my resume.
Add your answer

Q1. Graduation Related Questions
Add your answer
Q2. Family Background Related Questions
Add your answer
Q3. How much Reference do you have about the market
Ans. 
I have extensive knowledge and experience in the market, including key players, trends, and customer needs.
• I have worked in the sales industry for X years, gaining valuable insights into market dynamics.

• I regularly attend industry conferences and networking events to stay updated on market trends.

• I have built strong relationships with key stakeholders in the market, allowing me to gather valuable market intelligence.

• I ...read more
Answered by AI
Add your answer
Q4. Will you achieve your given targets completely every month
Ans. 
I will strive to achieve my targets every month by utilizing my sales skills and strategies.
• I will create a detailed sales plan and set achievable targets for myself

• I will continuously monitor my progress and make necessary adjustments to ensure target achievement

• I will proactively seek out new opportunities and leads to meet and exceed my targets
Answered by AI
Add your answer

Q1. Salary Discussion
Add your answer
Q2. Cibil Report Check
Add your answer

Q1. Tell me what motivates you to come to work, which environment do you work best?
Ans. 
I am motivated by challenging projects and a collaborative work environment.
• I am motivated by the opportunity to work on challenging projects that push me to grow and learn.

• I thrive in a collaborative work environment where I can bounce ideas off of team members and work together towards a common goal.

• I work best in an environment that values open communication, transparency, and mutual respect among team members.
Answered by AI
Add your answer
Q2. Tell me what you know about the role/team and how you think this role will contribute to the banks values.
Ans. 
The role of a Project Manager involves leading a team to successfully execute projects that align with the bank's values.
• The Project Manager is responsible for planning, executing, and closing projects within scope, budget, and schedule.

• They work closely with stakeholders to ensure project objectives are met and deliverables are of high quality.

• The role involves managing risks, issues, and changes throughout the projec...read more
Answered by AI
Add your answer

Q1. Tell me about a time where you have had to work with someone else to achieve a shared goal.
Ans. 
I worked with a colleague to successfully launch a new product within a tight deadline.
• Collaborated closely with a colleague to define project scope and timeline

• Divided tasks based on strengths and skills, ensuring efficient progress

• Communicated regularly to address any challenges and make necessary adjustments

• Celebrated the successful launch together as a team
Answered by AI
Add your answer
Q2. Tell me about a time where you have had to improve something for a customer or colleague and why was it important to do that?
Ans. 
Improved customer satisfaction by implementing a new project management tool.
• Identified the need for a more efficient project management tool based on feedback from customers and colleagues.

• Researched and evaluated different project management tools to find the best fit for the team's needs.

• Implemented the new tool and provided training to ensure smooth transition and adoption.

• Monitored the impact of the new tool on pr...read more
Answered by AI
Add your answer
Q3. Tell me about a time where you have used multiple sources of data to fix a problem.
Ans. 
Utilized multiple data sources to identify and resolve a software bug
• Analyzed user feedback, error logs, and code changes to pinpoint the root cause of a bug in a software application

• Used data from customer support tickets, system performance metrics, and developer notes to track down the issue

• Integrated data from user testing sessions, beta feedback, and A/B testing results to validate the effectiveness of the bug fix
Answered by AI
Add your answer