Bandhan Bank Cso Manager Interview Questions and Answers

Quants, LRDI, General Knowledge, Sales Aptitude

Situation based topic where they check interpersonal skills

Q1. HR questions and Resume Based
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Q2. Banking Operations, Banking Awareness, Sales Skill
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Q3. About lifestyle and health
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Q1. How can you source business
Ans. 
Sourcing business involves networking, cold calling, referrals, and attending industry events.
• Networking with existing clients and industry professionals

• Cold calling potential clients to introduce services

• Asking for referrals from satisfied clients

• Attending industry events and conferences to meet potential clients

• Utilizing social media platforms for lead generation
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Q2. How can you handle panic customers
Ans. 
Remaining calm, listening actively, empathizing, providing solutions, and following up.
• Remain calm and composed to help reassure the customer

• Listen actively to understand the customer's concerns

• Empathize with the customer to show understanding and support

• Provide solutions or options to address the customer's issues

• Follow up with the customer to ensure their needs are met
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About loan bussiness market review

About case to case discussion

Q1. Knowledge of product
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Q2. Market sources and check self confidence
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Q1. What is your family background?
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Q2. Share details of your previous job.
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Q3. Why are you looking for a change?
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Q4. Tell me about yourself.
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Q5. Business development experience
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Q6. Property documents and legal related
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Q7. Retail company per month sales
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Q1. Share details of your previous job.
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Q1. Rental budget of retail store
Ans. 
The rental budget of a retail store depends on various factors such as location, size, and amenities.
• The location of the store plays a major role in determining the rental budget.

• The size of the store also affects the rental budget.

• Amenities such as parking, security, and accessibility can increase the rental budget.

• The rental budget can vary greatly depending on the city and neighborhood.

• Negotiating with the landlord
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Which consisting of gk,maths and reasoning and english

Q1. Descriptive along with above with mentioned round 1 subjects
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Q1. What are different rates in bank like Repo rate, reverse Repo, CRR
Ans. 
Repo rate, reverse repo rate, and CRR are different rates used by banks to manage liquidity and control inflation.
• Repo rate is the rate at which the central bank lends money to commercial banks, and is used to control inflation by increasing or decreasing the cost of borrowing.

• Reverse repo rate is the rate at which the central bank borrows money from commercial banks, and is used to manage liquidity in the banking syst...read more
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Q2. What is money laundering?
Ans. 
Money laundering is the process of making illegally obtained money appear to be legitimate.
• It involves disguising the source of the money through a series of transactions.

• The purpose is to make the money usable without raising suspicion.

• Examples include buying and selling assets, creating shell companies, and using cash-based businesses.

• It is often associated with organized crime and terrorism financing.

• Money launderin
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Q3. What do you understand by RBI
Ans. 
RBI stands for Reserve Bank of India, the central banking institution of India.
• RBI is responsible for regulating the monetary policy of India.

• It issues currency and manages the foreign exchange reserves of the country.

• It supervises and regulates the banking sector in India.

• RBI also acts as a banker to the government and provides credit to various sectors of the economy.

• It was established in 1935 and has its headquarter...read more
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Q4. Who is current RBI governor?
Ans. 
The current RBI governor is Shaktikanta Das.
• Shaktikanta Das was appointed as the 25th Governor of the Reserve Bank of India in December 2018.

• Prior to his appointment as Governor, he served as a member of the 15th Finance Commission of India and as the Economic Affairs Secretary to the Government of India.

• He has also worked in various capacities at the Ministry of Finance and the Planning Commission of India.

• Under his l...read more
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Q5. What is full form of UPI?
Ans. 
The full form of UPI is Unified Payments Interface.
• UPI is a real-time payment system developed by NPCI.

• It allows users to transfer money between bank accounts instantly.

• UPI is based on the Immediate Payment Service (IMPS) infrastructure.

• It can be used for various transactions such as bill payments, online shopping, and more.

• Some popular UPI apps include Google Pay, PhonePe, and Paytm.
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