AXA Business Services Interview Questions, Process, and Tips

Q1. Are you okay with calls?
Ans. 
Yes, I am comfortable with calls as part of my job as a Financial Analyst.
• I am comfortable with making and receiving calls to clients, colleagues, and stakeholders.

• I have experience in conducting phone interviews for research purposes.

• I am proficient in communicating complex financial information over the phone.

• I am able to handle difficult or challenging conversations over the phone professionally.
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Q1. What is your basic understanding of insurance
Ans. 
Insurance is a financial product that provides protection against financial losses.
• Insurance is a contract between an individual or entity and an insurance company.

• The individual or entity pays a premium in exchange for coverage against specific risks.

• Insurance can cover various aspects such as health, property, life, and liability.

• Examples of insurance include health insurance, car insurance, life insurance, and homeo
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Q1. How long are you planning to work in this company
Ans. 
I plan to work in this company for the long term, as I am looking for stability and growth opportunities.
• I am committed to contributing to the company's success and growing with the organization

• I see potential for career advancement and development within the company

• I value stability and long-term relationships in my career

• I am excited about the company's future plans and want to be a part of it
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Q1. What do you mean by corporate actions
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Corporate actions refer to events initiated by a public company that can affect its shareholders and securities.
• Corporate actions can include dividends, stock splits, mergers, acquisitions, rights issues, and spin-offs.

• These actions can impact the value of securities held by investors and may require adjustments to portfolios.

• Investors need to stay informed about corporate actions to make informed decisions about their
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Q2. What is spin off in Corporate action
Ans. 
A spin off in Corporate action is when a company creates a new independent company by separating a part of its business.
• A spin off involves a parent company distributing shares of a subsidiary to its existing shareholders.

• The new independent company operates separately from the parent company.

• Spin offs can be done to unlock value, focus on core businesses, or improve efficiency.

• Examples of spin offs include the separat...read more
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Q3. What is derivatives and its type.
Ans. 
Derivatives are financial contracts whose value is derived from an underlying asset or group of assets.
• Derivatives can be used for hedging, speculation, or arbitrage.

• Types of derivatives include options, futures, forwards, and swaps.

• Options give the holder the right, but not the obligation, to buy or sell an asset at a specified price before a certain date.

• Futures are contracts to buy or sell an asset at a predetermine...read more
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Q4. What is difference between futures and forwards?
Ans. 
Futures are standardized contracts traded on exchanges, while forwards are customized contracts traded over-the-counter.
• Futures are traded on exchanges, while forwards are traded over-the-counter.

• Futures are standardized in terms of contract size, expiration date, and settlement, while forwards are customizable based on the needs of the parties involved.

• Futures require margin accounts and daily settlement, while forwar...read more
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Q5. What is credit default swap?
Ans. 
A credit default swap is a financial derivative contract that allows an investor to transfer the credit risk of a fixed income security to another party.
• It is essentially a form of insurance against the default of a borrower or issuer of debt.

• The buyer of the credit default swap makes periodic payments to the seller in exchange for protection against default.

• If the borrower defaults on their debt, the seller of the cre...read more
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Q6. What is bonus issue in corporate actions?
Ans. 
Bonus issue in corporate actions refers to the issuance of additional shares to existing shareholders at no cost.
• Bonus issue is a form of corporate action where a company distributes additional shares to its existing shareholders for free.

• This is done as a way to reward shareholders without affecting the company's cash reserves.

• Shareholders receive additional shares in proportion to their existing holdings, maintaining...read more
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Q7. In PUT option if strike price is greater than current market price then is it in ITM, OTM or ATM?
Ans. 
In-the-money (ITM) option
• If the strike price is greater than the current market price in a PUT option, it is considered in-the-money (ITM)

• ITM options have intrinsic value because they can be exercised for a profit

• Example: If the strike price of a PUT option is $50 and the current market price is $45, it is ITM
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Q8. What is reconciliation and stages of trade life cycle.
Ans. 
Reconciliation is the process of comparing two sets of records to ensure they are in agreement. Trade life cycle includes order generation, execution, confirmation, settlement, and post-trade processing.
• Reconciliation involves comparing data from different sources to identify and resolve discrepancies.

• Stages of trade life cycle include order generation, execution, confirmation, settlement, and post-trade processing.

• Exa...read more
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Q9. What is function of custodian?
Ans. 
Custodian is responsible for safeguarding assets, processing transactions, and providing reporting services for institutional clients.
• Safeguarding assets such as securities, cash, and other financial instruments

• Processing transactions including settlements, corporate actions, and income collection

• Providing reporting services like performance measurement, risk analysis, and compliance monitoring
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Q1. What do know about axa?
Ans. 
AXA is a multinational insurance company headquartered in France.
• AXA is one of the largest insurance companies in the world.

• It offers a wide range of insurance products and services including life, health, property, and casualty insurance.

• AXA operates in multiple countries and regions globally.

• The company also provides asset management and investment services.

• AXA is known for its strong financial stability and customer
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Q2. General Question about background of candidate
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Q3. What do know about investment banking and what are the services they provide?
Ans. 
Investment banking provides financial services to corporations, governments, and other institutions.
• Investment banks help companies raise capital through issuing stocks and bonds.

• They provide advisory services for mergers and acquisitions.

• They offer trading and market making services for securities.

• Investment banks also engage in asset management and wealth management.

• They assist in underwriting new debt and equity sec
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Q1. Asked Questions about Meta Tags
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Q2. Question on Call, Apply, Bind
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Q3. Node js event loop .[structure of event loop],poll phase,timer phase
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Q4. React incriment and decrement button coding test
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Q5. Statefull and StateLess components explaination
Ans. 
Stateful components store and manage state data, while stateless components do not store state data.
• Stateful components have internal state data that can change over time, while stateless components rely on props passed down from parent components.

• Stateful components are typically class components in React, while stateless components are functional components.

• Examples of stateful components include forms, modals, and s...read more
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Q6. Basic css details
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Q7. Asked order of output with using set timeout and console.log statements
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Q8. Promise.Race & Promise.all
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Q9. Closures,Lazy loading,pre rendering
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Q10. React router dom
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Q11. Some questions on Next js [Caching,AppRouter,getServerSideProps]
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Q12. Some output was asked based on functions created by interviewer
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Q1. Explained Company policies
Ans. 
Company policies are guidelines and rules set by the company to govern the behavior and actions of employees.
• Company policies outline expectations for employee conduct

• They cover areas such as attendance, dress code, communication, and use of company resources

• Policies are typically documented in an employee handbook or on the company intranet

• Employees are expected to adhere to company policies to maintain a positive wor
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Assessment on French topics

Q1. Salary discussion
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Q2. What is your expectation's Salary
Ans. 
My salary expectation is based on my experience, skills, and the market rate for the position.
• Consider my years of experience in the industry

• Research the average salary range for Process Leaders in the current market

• Factor in the responsibilities and requirements of the specific role

• Be open to negotiation based on the overall compensation package offered
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Q3. When you can join
Ans. 
I can join within two weeks of receiving an offer.
• I can start within two weeks of receiving an offer.

• My current notice period is two weeks.

• I am available to start in two weeks.

• I can join by the end of this month.
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