Utkarsh Small Finance Bank Branch Incharge Interview Questions and Answers

It was good and went well for me

Q1. It was good and went well
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Q2. Asked about background of mine
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Q3. Asked aboutmy careers plan
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Q4. Asked aboutmy family
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Q5. Nothing much asked about there product
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Q1. What is the expected GDP of India? Ans-India's economic growth is expected to accelerate to 6.7 per cent in the second half (H2) of the fiscal year, bringing the full-year 2024-25 GDP growth to 6.4 per cen...read more
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Q2. 2) Tell me the process of deceased claim in without nominee case? claim process in without nominee case Ans- We will process deceased claim.in the favor of regal hire in the case of absence of nomination.
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Q1. Tell me the process of deceased claim in without nominee case? claim process in without nominee case
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Q1. Tell me about yourself
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Q2. Why are you looking for a change
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Q3. How was your experience with previous employer
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Q1. Detailed analysis of roles and responsibilities of previous employer
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Q1. Discussed about roles and responsibility with previous employer
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Q2. Discussed about what is current employer looking for
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4 rounds of MCQ asked with combination of general science, english, reasoning and situation based questions

Gd topic was entrepreneurs in village

Q1. Current ratio formula
Ans. 
Current ratio formula is a financial metric used to evaluate a company's ability to pay its short-term obligations.
• Current ratio formula = Current Assets / Current Liabilities

• It measures a company's liquidity and ability to cover its short-term debts

• A ratio above 1 indicates the company has more current assets than liabilities

• For example, if a company has $100,000 in current assets and $50,000 in current liabilities, t
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Q2. Repo rate meaning
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Repo rate is the rate at which the central bank lends money to commercial banks for short-term periods.
• Repo rate is used by central banks to control inflation and liquidity in the economy.

• A higher repo rate means higher borrowing costs for banks, leading to lower money supply and lower inflation.

• Conversely, a lower repo rate means lower borrowing costs for banks, leading to higher money supply and potentially higher in
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Q1. That is Change your organization?
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Q2. What is working experience?
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Q1. My salary PKG. Discussion
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Q2. Job location
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Q1. What is the CTC CAN YOU PROVIDE
Ans. 
The CTC provided will depend on the candidate's experience, qualifications, and negotiation skills.
• CTC (Cost to Company) is the total amount of money a company will spend on an employee in a year, including salary, bonuses, benefits, etc.

• CTC can vary based on factors such as experience, qualifications, industry standards, and negotiation skills.

• Candidates can negotiate their CTC during the job offer stage to ensure the...read more
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Q2. Work Role Rm relationship
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Q3. Ctc required for Assessments what is the producy
Ans. 
The CTC required for assessments is the total cost to company needed to conduct the assessments and evaluate the product.
• CTC stands for Cost to Company, which includes all expenses related to the assessments such as materials, personnel, and facilities.

• The CTC required for assessments may vary depending on the complexity and scope of the assessments.

• It is important to budget and plan for the CTC required for assessment
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Q1. Basic information
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Q2. Education Femily background
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Q3. Femily feedback
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Q1. Previous company feedback
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Q2. And Previous company BM feedback
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