City Union Bank Branch Manager Interview Questions and Answers

Gd topic was entrepreneurs in village

Q1. Current ratio formula
Ans. 
Current ratio formula is a financial metric used to evaluate a company's ability to pay its short-term obligations.
• Current ratio formula = Current Assets / Current Liabilities

• It measures a company's liquidity and ability to cover its short-term debts

• A ratio above 1 indicates the company has more current assets than liabilities

• For example, if a company has $100,000 in current assets and $50,000 in current liabilities, t
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Q2. Repo rate meaning
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Repo rate is the rate at which the central bank lends money to commercial banks for short-term periods.
• Repo rate is used by central banks to control inflation and liquidity in the economy.

• A higher repo rate means higher borrowing costs for banks, leading to lower money supply and lower inflation.

• Conversely, a lower repo rate means lower borrowing costs for banks, leading to higher money supply and potentially higher in
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Q1. Previous Experience
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Q2. Credit Monitoring Analysis
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Q1. About Current Role
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Q2. About Expecting Role
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Q3. Communication and Job Location
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Q4. Experience and Knowledge
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Q1. Regarding credit knowledge
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Q2. Credit knowledge needed
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Q3. How to set od limit for the borrower
Ans. 
Set credit limit based on borrower's credit history, income, and financial stability.
• Consider borrower's credit score and history to determine risk level

• Evaluate borrower's income and financial stability to assess ability to repay

• Set a limit that balances risk and borrower's ability to repay

• Regularly review and adjust credit limits based on borrower's financial status
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