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City Union Bank Credit Officer Interview Questions and Answers
City Union Bank Credit Officer Interview Experiences
2 interviews found
Selected
I applied via AmbitionBox
(2 Questions)
- Q1. Branch banking Credit oriented
- Q2. Benchmarking related Questions
(1 Question)
- Q1. Salary details conversation
(2 Questions)
- Q1. Credit related questions
- Q2. Ratios and balance sheet analysis
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Interview questions from similar companies
Credit Officer Interview Questions & Answers
Ujjivan Small Finance Bank
Anonymous
posted on 16 Nov 2020
I applied via Walk-in and was interviewed in Oct 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Interview schedule date
Interview Preparation Tips
Credit Officer Interview Questions & Answers
Ujjivan Small Finance Bank
Anonymous
posted on 19 Oct 2022
I applied via Recruitment Consulltant and was interviewed before Oct 2021. There were 3 interview rounds.
Loan department and field work MB branch
(2 Questions)
- Q1. Explain me full working about
- Q2. Explain me loan department
- Ans.
Loan department is responsible for evaluating loan applications, approving or rejecting them, and managing loan accounts.
Loan department evaluates loan applications based on creditworthiness, income, and collateral.
They approve or reject loan applications based on their evaluation and the bank's lending policies.
Loan officers manage loan accounts, ensuring timely payments and addressing any issues that arise.
They also ...
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Credit Officer Interview Questions & Answers
Ujjivan Small Finance Bank
Anonymous
posted on 8 Apr 2021
I applied via Walk-in and was interviewed in Mar 2021. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. About Credit and types of Loan. About previous work experience. Personal information, about UJJIVAN.
Interview Preparation Tips
AMAN MITTAL
Interview Questionnaire
4 Questions
- Q1. Basel 3 normS
- Q2. Prudential norms
- Q3. Slr,crr
- Q4. Audit of cash credit
Interview Preparation Tips
I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Basic ratio question were asked and also they questioned about my personal life and what was my work in previous organisation.
Interview Preparation Tips
(1 Question)
- Q1. What are your strengths and weaknesses?
Interview Preparation Tips
I applied via Other and was interviewed before Jan 2021. There were 3 interview rounds.
Interview Questionnaire
7 Questions
- Q1. Working capital
- Ans. To cater the need of current assets
- Q2. What is Leverage
- Ans.
Leverage is the use of borrowed funds to increase potential returns on an investment.
Leverage involves borrowing money to invest in an asset with the hope of earning a higher return than the cost of borrowing.
It amplifies both gains and losses, so it can increase potential profits but also increase risk.
Examples of leverage include using a mortgage to buy a house or using margin to buy stocks.
Leverage is commonly used ...
- Q3. Strength of company to lift the obligation of company
- Q4. Salary expectation
- Q5. As per industry norms
- Q6. Education background
- Q7. I added my qualifications
Interview Preparation Tips
I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.
(5 Questions)
- Q1. What is your family background?
- Q2. Share details of your previous job.
- Q3. Why are you looking for a change?
- Q4. What are your strengths and weaknesses?
- Q5. Tell me about yourself.
(1 Question)
- Q1. What are your salary expectations?
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City Union Bank Credit Officer Interview Process
based on 2 interviews
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City Union Bank Credit Officer Reviews and Ratings
based on 5 reviews
Rating in categories
|
Relationship Manager
692
salaries
|  ₹1.8 L/yr - ₹7 L/yr |
|
Senior Associate
560
salaries
| ₹2.9 L/yr - ₹6.5 L/yr |
|
Assistant Manager
481
salaries
| ₹4 L/yr - ₹11.6 L/yr |
|
Relationship Officer
294
salaries
| ₹2.4 L/yr - ₹6.7 L/yr |
|
Branch Manager
243
salaries
| ₹6.5 L/yr - ₹19 L/yr |
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