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Ujjivan Small Finance Bank

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4.1

based on 5.2k Reviews

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Ujjivan Small Finance Bank Cluster Credit Manager Interview Questions and Answers

Updated 19 Mar 2024

Ujjivan Small Finance Bank Cluster Credit Manager Interview Experiences

2 interviews found

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Not Selected

I applied via Referral and was interviewed before Mar 2023. There were 3 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Basic questions like my background and job details and location along with salary expectations
Round 2 - One-on-one 

(1 Question)

  • Q1. Interviewer took two three rounds of interview and then when I finally asked them what is the status they said my salary is high for the area and then I heard they employed a male candidate because they co...
Round 3 - HR 

(1 Question)

  • Q1. Salary expectations and joining time

Cluster Credit Manager Interview Questions & Answers

user image Swadesh Kumar Paramguru

posted on 22 Dec 2022

I applied via Referral and was interviewed before Dec 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. About Core Financial Questions
  • Q2. Through knowledge in legal & technical

Interview Preparation Tips

Interview preparation tips for other job seekers - Try to gain knowledge in financials, legal & technicals

Cluster Credit Manager Interview Questions Asked at Other Companies

asked in Axis Bank
Q1. What did You understand about legal chain documents, search repor ... read more
Q2. What all things to see in a file
Q3. Legal and technical aspects for a secured loan
Q4. What is currently KRA
Q5. What is expected ctc

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Entire Process explanation
  • Ans. 

    The entire process explanation of Cluster Credit Manager role

    • Analyze credit data and financial statements to determine the creditworthiness of potential customers

    • Set credit limits and terms for customers based on risk assessment

    • Monitor and manage the credit exposure of the cluster to ensure compliance with company policies

    • Work closely with sales and finance teams to resolve credit issues and minimize bad debt

    • Regularly ...

  • Answered by AI
  • Q2. Process related

Interview Preparation Tips

Interview preparation tips for other job seekers - Process knowledge

I applied via Referral and was interviewed in Jul 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. What did You understand about legal chain documents, search report, Importance of legal heirs of Deceased property owners.
  • Ans. 

    Legal chain documents and search reports are important for determining the legal heirs of deceased property owners.

    • Legal chain documents provide a record of the ownership history of a property.

    • Search reports help in verifying the authenticity of the legal chain documents.

    • Determining the legal heirs is crucial for transferring the property rights after the owner's death.

    • Legal heirs are individuals who are entitled to in...

  • Answered by AI
  • Q2.  we need All Leagl chain since inception with all leagl docs,, also provided some Exceptional circumstances of legal chain. Need search report of last 13 Yrs to know clear title . all legal heirs need to ...

Interview Preparation Tips

Interview preparation tips for other job seekers - Need to take flashback of past experience just..
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Previous organisation
  • Q2. Protifolito pervious organization

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Work ex discussion
Round 3 - HR 

(1 Question)

  • Q1. Salary negotiation

Cluster Head Interview Questions & Answers

Bandhan Bank user image Pinaki Dey Biswas

posted on 26 Jul 2021

I applied via Approached by Company and was interviewed in May 2021. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Banking knowledge & Catchment potential
  • Q2. Tell me something about your self
  • Ans. 

    I am a highly motivated and experienced professional with a strong background in cluster management.

    • I have successfully managed multiple clusters in my previous roles.

    • I have a deep understanding of cluster architecture and optimization techniques.

    • I am skilled in troubleshooting and resolving cluster-related issues.

    • I have a proven track record of improving cluster performance and efficiency.

    • I am adept at coordinating wi...

  • Answered by AI
  • Q3. About Banking awareness
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Why you want to switch the Job
  • Ans. 

    Seeking new challenges and growth opportunities in a larger role.

    • Desire for career advancement

    • Opportunity to utilize and expand skills

    • Seeking new challenges and responsibilities

    • Interest in working with a larger team or in a different industry

  • Answered by AI
  • Q2. Hiw Will You manage the New Responsibility
  • Ans. 

    I will manage the new responsibility by setting clear goals, delegating tasks effectively, communicating regularly with team members, and adapting to any challenges that arise.

    • Setting clear goals and expectations for the team

    • Delegating tasks based on team members' strengths and skills

    • Regular communication with team members to provide updates and gather feedback

    • Adapting to challenges and making necessary adjustments to

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Why You want to Switch the Job
  • Ans. 

    Seeking new challenges and growth opportunities in a dynamic work environment.

    • Looking for career advancement

    • Interested in gaining new skills and experiences

    • Seeking a more challenging role

    • Want to work in a more innovative company

    • Desire for a better work-life balance

  • Answered by AI
  • Q2. How will you manage the bew Responsibility
  • Ans. 

    I will manage the new responsibility by setting clear goals, delegating tasks effectively, providing support and guidance to team members, and regularly monitoring progress.

    • Set clear goals and expectations for the team

    • Delegate tasks based on team members' strengths and skills

    • Provide support and guidance to team members as needed

    • Regularly monitor progress and provide feedback for improvement

    • Communicate effectively with

  • Answered by AI
Round 3 - Aptitude Test 

Psychometric test multiple question a on decision making and general baise

Round 4 - HR 

(2 Questions)

  • Q1. Why to change job
  • Ans. 

    Seeking new challenges, growth opportunities, and better work-life balance.

    • Looking for career advancement

    • Seeking new challenges and learning opportunities

    • Improving work-life balance

    • Exploring a better cultural fit

    • Relocation for personal reasons

  • Answered by AI
  • Q2. Expectation from the Role and Job
  • Ans. 

    The expectation from the role and job is to effectively manage and lead a cluster of stores to achieve sales targets and operational excellence.

    • Develop and implement strategies to drive sales and profitability

    • Lead and motivate a team of store managers to meet performance goals

    • Ensure compliance with company policies and procedures

    • Monitor and analyze key performance indicators to identify areas for improvement

    • Collaborate...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. Trade forex knowledge must
  • Q2. 10 years corporate experience must
Round 2 - One-on-one 

(1 Question)

  • Q1. Trade forex Remittance knowledge and
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Walk-in and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - Experience 

(2 Questions)

  • Q1. How much experience you have
  • Q2. What is your strength

Ujjivan Small Finance Bank Interview FAQs

How many rounds are there in Ujjivan Small Finance Bank Cluster Credit Manager interview?
Ujjivan Small Finance Bank interview process usually has 2-3 rounds. The most common rounds in the Ujjivan Small Finance Bank interview process are One-on-one Round, Resume Shortlist and Technical.
How to prepare for Ujjivan Small Finance Bank Cluster Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ujjivan Small Finance Bank. The most common topics and skills that interviewers at Ujjivan Small Finance Bank expect are Credit Management, Underwriting, Credit Risk, Business Analysis and Credit Policy.
What are the top questions asked in Ujjivan Small Finance Bank Cluster Credit Manager interview?

Some of the top questions asked at the Ujjivan Small Finance Bank Cluster Credit Manager interview -

  1. Interviewer took two three rounds of interview and then when I finally asked th...read more
  2. Through knowledge in legal & techni...read more
  3. About Core Financial Questi...read more

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Ujjivan Small Finance Bank Cluster Credit Manager Interview Process

based on 1 interview

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Ujjivan Small Finance Bank Cluster Credit Manager Salary
based on 134 salaries
₹4.5 L/yr - ₹12.9 L/yr
12% less than the average Cluster Credit Manager Salary in India
View more details

Ujjivan Small Finance Bank Cluster Credit Manager Reviews and Ratings

based on 36 reviews

4.6/5

Rating in categories

4.3

Skill development

4.5

Work-life balance

4.2

Salary

4.5

Job security

4.4

Company culture

3.8

Promotions

4.5

Work satisfaction

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