Tata Capital Credit Manager Interview Questions and Answers for Freshers

Bangalore / Bengaluru

0-11 Yrs

Not Disclosed

Credit Manager - Centralized Decisioning Hub - Credit - Housing

Chennai

0-11 Yrs

Not Disclosed

Credit Manager

Ludhiana

1-6 Yrs

Not Disclosed

Mumbai

6-11 Yrs

Not Disclosed

Manager - Credit - Housing

Chennai

5-10 Yrs

Not Disclosed

Credit Manager

New Delhi, Delhi/Ncr

1-6 Yrs

Not Disclosed

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Oxane Partners

Disappointing Interview Experience with D.E. Shaw

I recently interviewed with D.E. Shaw, and it turned out to be one of the most draining experiences I’ve had. The interviewer’s approach felt unnecessarily harsh and dismissive, which made the entire process uncomfortable. At multiple points, the interviewer asked me to drop off the call, even when I tried asking basic questions about the designation, job description, and other details. After the interview, I found myself sitting there for a few minutes, trying to process what just happened. It left me questioning the overall tone and professionalism of the interview. Definitely not the experience I was expecting from such a well-known firm.

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Interview questions from similar companies

Credit Manager Interview Questions & Answers

Mahindra Rural Housing Finance

Anonymous

posted on 24 Jan 2024

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed before Jan 2023. There was 1 interview round.

Round 1 - Technical

(2 Questions)

Q1. What is Debt Service Coverage Ratio?

Ans.

Debt Service Coverage Ratio (DSCR) is a financial metric used to assess a borrower's ability to repay debt obligations.

DSCR measures the cash flow available to cover debt payments.
It is calculated by dividing the borrower's net operating income by their total debt service.
A DSCR of 1 or higher indicates that the borrower has sufficient cash flow to cover their debt obligations.
Lenders often require a minimum DSCR befor...

Answered by AI

Add your answer

Q2. What is Networth?

Ans.

Net worth is the value of an individual's or company's assets minus liabilities.

Net worth is a measure of financial health and indicates the value of an entity after deducting its debts.
It is calculated by subtracting liabilities from assets.
Assets can include cash, investments, real estate, vehicles, and other valuable possessions.
Liabilities encompass debts, loans, mortgages, and other financial obligations.
A positiv...

Answered by AI

Add your answer

Credit Officer Interview Questions & Answers

Muthoot Fincorp

Anonymous

posted on 20 Dec 2024

Interview experience

Good

Difficulty level

Hard

Process Duration

Less than 2 weeks

Result

Selected

I applied via Naukri.com and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - HR

(2 Questions)

Q1. Tell me about your self

Add your answer

Q2. Credit officer role in secured and unsecured landing business

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and be positive

Branch Credit Manager Interview Questions & Answers

Anonymous

posted on 20 Mar 2022

I applied via Company Website and was interviewed in Feb 2022. There were 3 interview rounds.

Round 1 - Case Study

Round 2 - Aptitude Test

Round 3 - HR

(2 Questions)

Q1. What is your family background?

Add your answer

Q2. Tell me about yourself.

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be polite and listen and answer according to question

Credit Manager Interview Questions & Answers

Anonymous

posted on 15 Dec 2023

Interview experience

Average

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Naukri.com and was interviewed before Dec 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

Round 2 - One-on-one

(2 Questions)

Q1. About previous job

Add your answer

Q2. Prepare about cibil

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - If u are experienced pls avoid joining. If u r fresher pls join. Main problem is timings, working is hectic, no man power. They will make u die ,everyday late log out. Was working in personal loan. if experienced in pl also pls avoid

Credit Officer Interview Questions & Answers

Muthoot Fincorp

Anonymous

posted on 14 Jul 2024

Interview experience

Good

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Not Selected

I applied via Walk-in and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - HR

(2 Questions)

Q1. Credit officer skills

Add your answer

Q2. And about the project

Add your answer

Round 2 - Only one round

(2 Questions)

Q1. About location where u want to choose

Add your answer

Q2. Self introduction

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - If you want to decided to give interview in Muthoot fincrop Vanasthalipuram above Ramraz ‘ pls notice one thing . I want to tell you one thing it’s my experience they are selecting only consultancy stundents . M going that interview like a walkin but they did not focus on skills and knowledge they selected only consultancy students . How I know this I clearly explains you . Me and my Frd both are going that interview he coming from consultancy iam walkin so he explained me after his selection so I feel very bad bcz I gave best interview and I have hope on that job so pls who want to go that Muthoot fincrop interview pls understand and notice all things after that gave interview. This is my advice to you than you . This is my experience but interviewers are Gud .

Credit Manager Interview Questions & Answers

Anonymous

posted on 2 Feb 2022

I applied via Referral and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.

Round 2 - Technical

(2 Questions)

Q1. Basic policy test of underwriting and brief introduction of self at starting

Add your answer

Q2. Market Knowledge, altitude test, case study based discussion, financial formulae check.

Add your answer

Round 3 - HR

(3 Questions)

Q1. What are your salary expectations?

Add your answer

Q2. What is your family background?

Add your answer

Q3. Share details of your previous job.

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing as such.
No problem if reporting Manager finaalizes you.

Credit Manager Interview Questions & Answers

Anonymous

posted on 24 Jan 2024

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed before Jan 2023. There was 1 interview round.

Round 1 - Technical

(2 Questions)

Q1. What is Debt Service Coverage Ratio?

Ans.

Debt Service Coverage Ratio (DSCR) is a financial metric used to assess a borrower's ability to repay debt obligations.

DSCR measures the cash flow available to cover debt payments.
It is calculated by dividing the borrower's net operating income by their total debt service.
A DSCR of 1 or higher indicates that the borrower has sufficient cash flow to cover their debt obligations.
Lenders often require a minimum DSCR befor...

Answered by AI

Add your answer

Q2. What is Networth?

Ans.

Net worth is the value of an individual's or company's assets minus liabilities.

Net worth is a measure of financial health and indicates the value of an entity after deducting its debts.
It is calculated by subtracting liabilities from assets.
Assets can include cash, investments, real estate, vehicles, and other valuable possessions.
Liabilities encompass debts, loans, mortgages, and other financial obligations.
A positiv...

Answered by AI

Add your answer

Credit Manager Interview Questions & Answers

Anonymous

posted on 15 Dec 2023

Interview experience

Average

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Naukri.com and was interviewed before Dec 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.

Round 2 - One-on-one

(2 Questions)

Q1. About previous job

Add your answer

Q2. Prepare about cibil

Add your answer

Interview Preparation Tips

Branch Credit Manager Interview Questions & Answers

Anonymous

posted on 15 Apr 2022

I applied via Referral and was interviewed in Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.

ICICI Bank Credit Manager Interview Questions

Round 2 - HR

(4 Questions)

Q1. What is your family background?

Add your answer

Q2. What are your salary expectations?

Add your answer

Q3. Share details of your previous job.

Add your answer

Q4. Tell me about yourself.

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Hr interview skills is good and hr discussed all benefits and fecilities provided from company.

Tata Capital Interview FAQs

How many rounds are there in Tata Capital Credit Manager interview for freshers?

Tata Capital interview process for freshers usually has 1 rounds. The most common rounds in the Tata Capital interview process for freshers are Technical.

How to prepare for Tata Capital Credit Manager interview for freshers?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Tata Capital. The most common topics and skills that interviewers at Tata Capital expect are Balance Sheet Finalisation, Chartered Accountant, Communication Skills, Financial Analysis and Financial Management.

What are the top questions asked in Tata Capital Credit Manager interview for freshers?

Some of the top questions asked at the Tata Capital Credit Manager interview for freshers -

Client visit plan and discussion with regard to business and risk invol...read more
About credit policy Working ho...read more
Loan sanction proc...read more

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Tata Capital Credit Manager Salary

based on 433 salaries

₹4.1 L/yr - ₹13.2 L/yr

At par with the average Credit Manager Salary in India

View more details

Credit Manager Jobs at Tata Capital

Bangalore / Bengaluru

0-11 Yrs

Not Disclosed