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Tata Capital

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4.1

based on 2.6k Reviews

Video summary

846 Tata Capital Jobs

Manager - Credit - Housing

Tata Capital Ltd

4.1

based on 2.6k Reviews

5-10 years

Chennai

1 vacancy

Manager - Credit - Housing

Tata Capital

posted 1mon ago

Job Role Insights

Flexible timing

Key skills for the job

Credit Management Credit Analysis Risk Management Compliance Medical Underwriting Credit Underwriting

+ 8 more

Job Description

Tata Capital Ltd is looking for Manager - Credit - Housing to join our dynamic team and embark on a rewarding career journey

Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity
Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms
Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations
Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria
Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults
Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts
Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns
Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders
Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Employment Type: Full Time, Permanent

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What people at Tata Capital are saying

3.6

Rating based on 84 Credit Manager reviews

Anonymous · BFSI, Investments & Trading in Jaipur

Likes

This company founded by Great Mr. Ratan Tata ji.

Dislikes

Managers are not professional and not supportive. Even do not co operate in your need and pressure alot. Your have to work on holdiays without comp off. You will not getting leave even when you are really sick.