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Manager - Credit - Housing
Tata Capital
posted 17d ago
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Flexible timing
Key skills for the job
Job Description
- Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity
- Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms
- Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations
- Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria
- Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults
- Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts
- Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns
- Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders
- Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities
Employment Type: Full Time, Permanent
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What people at Tata Capital are saying
Rating based on 77 Credit Manager
reviews
Anonymous · BFSI, Investments & Trading
in Jaipur
This company founded by Great Mr. Ratan Tata ji.
Managers are not professional and not supportive. Even do not co operate in your need and pressure alot. Your have to work on holdiays without comp off. You will not getting leave even when you are really sick.
- Salary - Poor+6 more
Credit Manager salary at Tata Capital
What Tata Capital employees are saying about work life
Tata Capital Benefits
Job Training Health Insurance Soft Skill Training Work From Home 
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