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749 Tata Capital Jobs

Manager - Credit - Housing

5-10 years

Chennai

1 vacancy

Manager - Credit - Housing

Tata Capital

posted 1d ago

Job Description

Tata Capital Ltd is looking for Manager - Credit - Housing to join our dynamic team and embark on a rewarding career journey
  • Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity
  • Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms
  • Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations
  • Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria
  • Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults
  • Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts
  • Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns
  • Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders
  • Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Employment Type: Full Time, Permanent

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Tata Capital Interview Questions & Tips

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People are getting interviews at Tata Capital through

(based on 95 Tata Capital interviews)
Job Portal
Referral
Walkin
Company Website
Campus Placement
27%
23%
14%
11%
8%
17% candidates got the interview through other sources.
High Confidence
?
High Confidence means the data is based on a large number of responses received from the candidates.

What people at Tata Capital are saying

3.7
 Rating based on 76 Credit Manager reviews

Likes

This company founded by Great Mr. Ratan Tata ji.

Dislikes

Managers are not professional and not supportive. Even do not co operate in your need and pressure alot. Your have to work on holdiays without comp off. You will not getting leave even when you are really sick.

Read 76 reviews

Credit Manager salary at Tata Capital

reported by 425 employees
₹3 L/yr - ₹13 L/yr
At par with the average Credit Manager Salary in India
View more details

What Tata Capital employees are saying about work life

based on 2.4k employees
58%
50%
51%
98%
Flexible timing
Monday to Saturday
Within city
Day Shift
View more insights

Tata Capital Benefits

Submitted by Company
Job Training
Health Insurance
Soft Skill Training
Work From Home
Submitted by Employees
Health Insurance
Job Training
Soft Skill Training
Work From Home
Cafeteria
Free Transport +6 more
View more benefits

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