Svatantra Microfin Assistant Branch Manager Interview Questions and Answers

GD started with an introduction and then I was asked to speak on positive impacts of covid-19.

Q1. The round was about last experience, challenges file handling large teams, Strengths and weakness and email writing for
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Q2. If the cost price of an item is Rs. 150 and the selling price is Rs. 200, what is the profit percentage
Ans. 
The profit percentage is 33.33%
• Calculate profit = Selling Price - Cost Price = Rs. 200 - Rs. 150 = Rs. 50

• Calculate profit percentage = (Profit / Cost Price) * 100 = (50 / 150) * 100 = 33.33%
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Q3. What is the difference between a stack and a queue? Give an example where you would use each
Ans. 
A stack is a data structure that follows the Last In First Out (LIFO) principle, while a queue follows the First In First Out (FIFO) principle.
• Stack: Used for function call management, undo operations, and backtracking in algorithms.

• Queue: Used in scheduling tasks, printing documents, and handling requests in a network server.

• Example: Stack - managing function calls in a recursive algorithm. Queue - processing customer
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Q4. A compiler is a progAsk questions: During the interview, ask thoughtful questions about the company, the job, and the team you would be working with. This shows that you are interested and engaged in the o...read more
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Q1. What is experience
Ans. 
Experience is the knowledge and skills acquired through participation in events or activities over a period of time.
• Experience is gained through hands-on involvement in various tasks and situations.

• It involves learning from successes and failures.

• Experience helps in developing expertise and judgment in decision-making.

• It can be gained through work, education, training, or personal life experiences.
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Q2. Field experience
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Q1. Regarding financial questions
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Q2. Balances sheet related questions
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Discussion over time management

Q1. About microfinance
Ans. 
Microfinance is a type of loan or credit given by financial institutions Microfinance work mainly in village area give loan for less income people, a person who start our business but they have no money in this situation microfinance help
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Q2. Waht is loan and advantages
Ans. 
A loan is a sum of money borrowed from a financial institution or lender with the agreement to pay back the borrowed amount along with interest.
• Loans can be used for various purposes such as purchasing a home, car, or funding education.

• Advantages of loans include access to immediate funds, ability to make large purchases, and building credit history.

• Different types of loans include personal loans, mortgage loans, and b
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Q3. Why are you joining
Ans. 
I am joining because I am passionate about leading teams and driving business growth in the banking sector.
• Passionate about leading teams

• Driven to achieve business growth

• Excited about opportunities in the banking sector
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Q1. Salery job location
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Q2. Types of work, responsibility
Ans. 
As a branch manager, I am responsible for overseeing all operations, managing staff, ensuring customer satisfaction, and meeting financial goals.
• Overseeing all operations of the branch

• Managing and leading a team of staff members

• Ensuring high levels of customer satisfaction

• Meeting financial goals and targets

• Developing and implementing strategies to increase branch profitability
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Discuss personal experience and knowledge related to customer handling and collection management.

They take face to face interview in the office and have a discussion

Q1. Salary discussion
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Q2. Location discussion
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Q1. How do you manage your commitment
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Q2. What is your core strength
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Analysis of customer income, expectations, property worth, intencity, repayment track, stability,

Q1. How many Verity of patta is doable
Ans. 
The number of Verity of patta that is doable depends on various factors such as market demand, resources, and competition.
• The number of Verity of patta that is doable can vary based on the target market and customer preferences.

• Consider the resources available for production and distribution when determining the number of Verity of patta that is doable.

• Analyze the competition in the market to understand the demand for ...read more
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Q2. How mach of connectors you know
Ans. 
I have a strong knowledge of various types of connectors used in the industry.
• Familiar with common connectors such as USB, HDMI, Ethernet, and audio jacks

• Knowledge of specialized connectors like D-sub, coaxial, and fiber optic connectors

• Experience with connector compatibility and troubleshooting issues

• Awareness of emerging connector technologies and standards
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