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I applied via Naukri.com and was interviewed in Nov 2022. There were 4 interview rounds.
About social scheme APY PMSBY PMJJBY
General Banking open SB ac current ac RD ac Safe deposit ac RTGS NEFT Reconcilation of dispute entries. ect.
To prepare customers for the Social Security scheme, provide information about eligibility, benefits, application process, and required documents.
Explain the eligibility criteria for Social Security benefits, such as age and work credits.
Inform customers about the various benefits available, including retirement, disability, and survivor benefits.
Guide customers through the application process, including online or in-p...
PMSBY is a government-backed accidental insurance scheme that provides financial support to the nominee in case of death due to an accident.
PMSBY provides a cover of Rs. 2 lakh in case of accidental death or permanent disability
The scheme is available to all Indian citizens between the ages of 18 and 70 years
The premium for the scheme is only Rs. 12 per annum
To avail the benefits of the scheme, one needs to enroll in i...
The vital area for the growth of a bank's business is customer acquisition and retention.
Customer acquisition: Attracting new customers through marketing campaigns, promotions, and referrals.
Customer retention: Providing excellent customer service, personalized banking solutions, and loyalty programs to retain existing customers.
Expanding product offerings: Introducing new financial products and services to meet the ev...
Basic intelligence level
People may be better identify through examples
A positive aspect of a financial institution is its ability to provide financial services and support to individuals and businesses. A weakness could be the risk of financial instability due to economic factors.
Positive: Financial institutions offer a wide range of services such as savings accounts, loans, and investment opportunities to help individuals and businesses achieve their financial goals.
Positive: They play ...
The current financial scene is volatile due to economic uncertainties and market fluctuations.
Economic uncertainties, such as trade wars and political instability, are impacting global markets
Market fluctuations are causing increased volatility in stock prices and investment returns
Low interest rates are affecting savings and retirement accounts
Digital currencies like Bitcoin are gaining popularity but also pose risks
The future scope of banking includes digital transformation, personalized services, and increased focus on cybersecurity.
Digital transformation: Banks are increasingly adopting digital technologies to enhance customer experience and streamline operations.
Personalized services: Banks are moving towards offering more personalized services to cater to individual customer needs and preferences.
Cybersecurity: With the rise ...
I applied via AmbitionBox and was interviewed in Jul 2024. There was 1 interview round.
I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.
posted on 17 Jul 2024
Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.
Evaluate the applicant's credit history, income, and debt-to-income ratio
Determine the appropriate loan amount based on the applicant's financial situation
Decide on the terms of the loan including interest rate, repayment period, and collateral requirements
Obtain necessary documentation such as p...
posted on 29 Nov 2024
I applied via LinkedIn and was interviewed in May 2024. There was 1 interview round.
I am a recent graduate with a strong background in finance and a passion for investment banking.
Recent graduate with a degree in finance
Internship experience in investment banking
Strong analytical and financial modeling skills
Passionate about the investment banking industry
IBPS takes test moderate to high
Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.
Calculate working capital by subtracting current liabilities from current assets.
A positive working capital indicates the company has enough assets to cover its short-term debts.
A negative working capital may signal financial trouble and the need for additional fu...
based on 9 reviews
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Deputy Manager
628
salaries
| ₹7 L/yr - ₹28 L/yr |
Manager
514
salaries
| ₹10 L/yr - ₹40 L/yr |
Assistant Manager
514
salaries
| ₹5.4 L/yr - ₹18 L/yr |
Chief Manager
409
salaries
| ₹15 L/yr - ₹50 L/yr |
Branch Manager
295
salaries
| ₹7.9 L/yr - ₹30 L/yr |
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