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Indian Bank Credit Manager Interview Questions and Answers

Updated 28 Feb 2023

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Credit Manager Interview Questions

user image Anonymous

posted on 28 Feb 2023

Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
 -

I applied via Campus Placement and was interviewed in Jan 2023.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

Technical Round (4 Questions)

  • Q1. First question was asusual-"Introduce yourself"
  • Q2. Next few questions focused on our knowledge about Indian bank and opertaions of a bank
  • Q3. Next was technical,which were asked from the topic-"Analysis of financial statement,especially-Accounting Ratios"
  • Q4. Next set of questions were about my work experience

Interview Preparation Tips

Topics to prepare for Indian Bank Credit Manager interview:
  • Accounting Ratios
  • Analysis of Financial statement
Interview preparation tips for other job seekers - -Be positive and polite while answering all the questions.
-Do have a good preparation in Technical concepts.
-Do study your CV thoroughly before appearing for interview.
-Last but not least-"Be Honest"

Interview questions from similar companies

Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

2 Interview Rounds

1

Technical Round (3 Questions)

  • Q1. Not wants to disclose.
  • Q2. Dont want to disclose
  • Q3. Do not want to disclose
2

HR Round (1 Question)

  • Q1. Do not want to disclose
Interview experience
3
 Average
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Walk-in and was interviewed in Apr 2024.

1 Interview Round

1

One-on-one Round (4 Questions)

  • Q1. Self introduction
  • Q2. About Previous job
  • Q3. Job change reason
  • Q4. Policy polrocess related

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview point of view it was a good experience, you can join this bank, no issue with salary, holidays etc. From company there is no fault but you are lucky if you get good manager. Some managers are really bad.
Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

1 Interview Round

1

One-on-one Round (2 Questions)

  • Q1. Introduction and knowledge
  • Q2. Credit Underwriting

Credit Manager Interview Questions

Union Bank of India user image Ariharan Manoharan

posted on 13 Jun 2024

Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
 No response

I applied via Company Website and was interviewed in May 2024.

1 Interview Round

1

Technical Round (1 Question)

  • Q1. Refer MSME book iibf

Interview Preparation Tips

Interview preparation tips for other job seekers - Refer Govt schemes
Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

3 Interview Rounds

1

Aptitude Test Round

Credit related questions

2

Case Study Round

Market strategy business development

3

Assignment Round

Business penetration Maintain

Interview Preparation Tips

Interview preparation tips for other job seekers - Good relationship with Dealer Manager
Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

1 Interview Round

1

Technical Round (1 Question)

  • Q1. How would you analyse a company if tou want to give term loan? What if cashflow is negative, will yo lend? Dscr How would you analyse a company
Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Naukri.com and was interviewed in Jan 2023.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

Technical Round (2 Questions)

  • Q1. Tell me about yourself
  • Q2. How will you analyse a Balance Sheet

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare for financial ratios and Job Role. Know about the company
Interview experience
5
 Excellent
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Company Website and was interviewed in Dec 2022.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

Technical Round (2 Questions)

  • Q1. I like the company I am smart work I like cricket
  • Q2. Good company in of I'll

Interview Preparation Tips

Interview preparation tips for other job seekers - I am in good Shark time working myself I will the best
I am in 4 yars experience staff
Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed in Feb 2022.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

HR Round (1 Question)

  • Q1. Experience Sallary negotiation Credit policies About ujjvan

Interview Preparation Tips

Interview preparation tips for other job seekers - Good organisation
Banking and MFI is same and working together
Physical PD will be orten
Small ticket size are there 50k to 3 lac

Indian Bank Interview FAQs

How many rounds are there in Indian Bank Credit Manager interview?
Indian Bank interview process usually has 2 rounds. The most common rounds in the Indian Bank interview process are Resume Shortlist and Technical.
What are the top questions asked in Indian Bank Credit Manager interview?

Some of the top questions asked at the Indian Bank Credit Manager interview -

  1. Next was technical,which were asked from the topic-"Analysis of financial state...read more
  2. Next few questions focused on our knowledge about Indian bank and opertaions of...read more

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based on 1 Indian Bank interview
Campus Placement
100%
Low Confidence
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Low Confidence means the data is based on a small number of responses received from the candidates.
Indian Bank Credit Manager Salary
based on 38 salaries
₹9 L/yr - ₹17 L/yr
57% more than the average Credit Manager Salary in India
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Indian Bank Credit Manager Reviews and Ratings

based on 2 reviews

1.0/5

Rating in categories

1.8

Skill development

1.0

Work-Life balance

2.6

Salary & Benefits

4.6

Job Security

1.0

Company culture

2.6

Promotions/Appraisal

1.0

Work Satisfaction

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