Shinhan Bank Credit Manager Interview Questions and Answers

Q1. Do you know about CIBIL
Ans. 
CIBIL is a credit information company that provides credit scores to individuals based on their credit history.
• CIBIL stands for Credit Information Bureau (India) Limited

• It is one of the four credit information companies in India

• CIBIL collects and maintains records of individuals' credit information, including loans and credit card payments

• Credit scores provided by CIBIL range from 300 to 900, with higher scores indicat
Answered by AI
Add your answer
Q2. What are the documents required for salaries persona
Ans. 
Documents required for salaries persona
• Proof of identity (e.g. passport, driver's license)

• Proof of address (e.g. utility bill, bank statement)

• Bank account details for salary transfer

• Tax identification number (e.g. Social Security Number)

• Employment contract or offer letter
Answered by AI
Add your answer

Q1. About experiences
Add your answer
Q2. Knowledge on ratios
Add your answer
Q3. Training skills
Add your answer
Q4. MS office knowledge required
Add your answer
Q5. Market knowledge
Add your answer

Q1. How do you fund a applicant
Ans. 
Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.
• Evaluate the applicant's credit history, income, and debt-to-income ratio

• Determine the appropriate loan amount based on the applicant's financial situation

• Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

• Obtain necessary documentation such as p...read more
Answered by AI
Add your answer
Q2. Ratios analysis , banking analaysis
Add your answer

Q1. Ratio Related, Balance Sheet and P&L related
Add your answer
Q2. FOIR ratio, LTV, DSCR
Add your answer

Q1. General Accounting related
Add your answer
Q2. Accounting related
Add your answer

Q1. Introduction and knowledge
Add your answer
Q2. Credit Underwriting
Add your answer

Assessment,................

Q1. About yourself, why this Job
Add your answer

Q1. Salary discussion
Add your answer

Credit related questions

Market strategy business development

Business penetration Maintain