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I applied via Naukri.com and was interviewed before Jan 2022. There were 2 interview rounds.
Top trending discussions
I applied via Referral and was interviewed in Sep 2024. There were 5 interview rounds.
About performance and achievements
Good and quality discussion
Address non-performing employees by setting clear expectations, providing feedback, offering support, and taking appropriate disciplinary action if necessary.
Communicate clear performance expectations to the employee
Provide regular feedback on their performance and areas for improvement
Offer support and resources to help them improve
Consider reassigning tasks or providing additional training if needed
If performance doe...
To improve business for CV Finance in HDFC, I would focus on expanding the customer base, offering competitive interest rates, and enhancing customer service.
Expand customer base by targeting new demographics and industries
Offer competitive interest rates to attract more borrowers
Enhance customer service by providing personalized assistance and quick response times
I applied via Referral and was interviewed in Aug 2024. There were 2 interview rounds.
Experienced manager with a strong background in team leadership and project management.
Over 5 years of experience in managing teams and projects
Proven track record of successfully leading cross-functional teams to achieve goals
Strong communication and interpersonal skills
Ability to prioritize tasks and meet deadlines consistently
I work in Kotak by effectively managing teams, setting clear goals, and fostering a positive work environment.
I prioritize communication and collaboration within the team
I set clear expectations and provide regular feedback to team members
I encourage professional development and growth opportunities for team members
I ensure alignment with company goals and values
How do you work in kotak
I applied via Company Website and was interviewed in Sep 2024. There were 3 interview rounds.
Online exam for customer responses
Current role discussion
I applied via Referral and was interviewed in Nov 2023. There was 1 interview round.
Credit appraisal involves evaluating the creditworthiness of a borrower before approving a loan.
Assessing the borrower's credit history, including past loans and repayment behavior
Analyzing the borrower's income and financial stability
Reviewing the borrower's debt-to-income ratio
Considering the purpose of the loan and the borrower's ability to repay
Using credit scoring models to determine risk level
Verifying the borrow
Basic ratios used in credit assessments include debt-to-income ratio, loan-to-value ratio, and credit utilization ratio.
Debt-to-Income Ratio: Compares an individual's monthly debt payments to their monthly income.
Loan-to-Value Ratio: Compares the amount of a loan to the appraised value of the asset being purchased.
Credit Utilization Ratio: Compares the amount of credit being used to the total amount of credit available
I applied via Campus Placement
General topics related to current affairs
Interview experience
based on 7 reviews
Rating in categories
Assistant Manager
120
salaries
| ₹3 L/yr - ₹11 L/yr |
Manager
60
salaries
| ₹4 L/yr - ₹15 L/yr |
Assistant Vice President
57
salaries
| ₹10.6 L/yr - ₹25 L/yr |
Vice President
46
salaries
| ₹18 L/yr - ₹32 L/yr |
Deputy Manager
35
salaries
| ₹4.8 L/yr - ₹13.5 L/yr |
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