State Bank of India Lead Manager Interview Questions and Answers

Q1. Bank operations personal loans, bil loans, auto loan, home loan,
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Q2. Case login to disbuments any questions
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Q3. Prepade cards operation
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Q4. Data entery mis also
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Q5. Documents sccanning and unloading
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Q1. How many experience home loans
Ans. 
I have over 10 years of experience in home loans.
• I have worked in the mortgage industry for over a decade

• I have processed and approved numerous home loan applications

• I have extensive knowledge of different types of home loans such as fixed-rate, adjustable-rate, FHA, VA, etc.
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Q2. Last company name
Ans. 
ABC Company
• ABC Company was a multinational corporation specializing in technology solutions.

• I worked at ABC Company for 5 years as a Team Leader.

• The company was known for its innovative products and services.
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Q1. How much logins
Ans. 
The number of logins is dependent on the specific system or platform being used.
• The number of logins can vary depending on the frequency of use by team members.

• It is important to track logins to ensure security and monitor activity.

• For example, a team leader may have multiple logins for different systems or tools.

• Regularly reviewing login data can help identify any unusual activity or potential security breaches.
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Q2. How monthly disbuss
Ans. 
Monthly disbursements are typically made at the end of each month to cover expenses and payments.
• Monthly disbursements are usually scheduled at the end of each month to ensure all expenses are covered.

• Disbursements can include payments to vendors, employee salaries, utility bills, and other operational costs.

• It is important to accurately track and record all disbursements to maintain financial transparency and accounta...read more
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Q1. Last company ctc
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Previous company's CTC was $80,000 per year.
• Previous company's CTC was $80,000 per year

• CTC includes salary, bonuses, and other benefits

• CTC may vary based on experience and position
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Q2. How many childrens
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Q1. What is the ticket size
Ans. 
Ticket size refers to the average value of each customer transaction.
• Ticket size is calculated by dividing total sales revenue by the number of transactions.

• It helps in understanding the average spending of customers.

• For example, if a store has total sales revenue of $10,000 from 500 transactions, the ticket size would be $20.
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Q2. Last company rate of intrest
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I am not able to provide the last company rate of interest as I do not have access to that information.
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Q1. How long stay in bangalore
Ans. 
I have been living in Bangalore for the past 5 years.
• I have been residing in Bangalore for 5 years.

• I moved to Bangalore in 2016 and have been here since.

• I have called Bangalore my home for the last 5 years.
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Q2. How many dsa is there
Ans. 
The number of DSA (Data Structures and Algorithms) varies depending on the context and scope.
• The number of DSA topics can range from basic concepts like arrays and linked lists to more advanced topics like dynamic programming and graph algorithms.

• In a typical computer science curriculum, there are around 10-15 core DSA topics that are commonly covered.

• However, the number of DSA topics can be much larger if considering ...read more
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Q1. How do you build a web performant app?
Ans. 
To build a web performant app, focus on optimizing code, reducing server requests, using caching, and optimizing images.
• Optimize code by minimizing unnecessary functions and variables

• Reduce server requests by combining files, using CDNs, and lazy loading

• Utilize caching to store data locally and reduce load times

• Optimize images by resizing, compressing, and using modern formats like WebP
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Q2. What data structure you want to use for returning database records and why?
Ans. 
I would use an array data structure for returning database records as it allows for easy access and manipulation of individual records.
• Arrays provide O(1) access time for individual records, making it efficient for returning database records.

• Arrays allow for easy iteration over all records to perform operations such as filtering or sorting.

• Arrays can easily be converted to JSON or other data formats for returning to th...read more
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Bar raiser test- coding, modular, api, db design

Q1. Dsa round - db design, api, design patterns
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Q1. Basic technical questions
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Q2. Process driven question
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Q1. Self introduction
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Q2. I'm Laljee Kumar.I have bachalor Degree. "I'm Branch Manager at spandana Sfoorty ltd" "My job is Team leading, which essentially means ..." "I'm very glad to be here" "I'm excited to be a part of this gro...read more
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Q3. Good Skills. ... Impressive target and 100% Achievements. ..
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Q1. Self introduction
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Q1. Past job experience
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Q2. Basic banking operations
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