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Standard Chartered
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Cashflow statement is more measurable as it tracks actual cash inflows and outflows.
Cashflow statement tracks actual cash movements in and out of the business, making it more measurable than P&L statement which includes non-cash items like depreciation.
Cashflow statement helps in assessing the liquidity and solvency of a company by showing how much actual cash it generates and uses.
P&L statement can be manipulated thro...
Credit assessment involves analyzing a borrower's creditworthiness to determine their ability to repay a loan.
Gather financial information such as income, assets, debts, and credit history
Assess the borrower's credit score to determine their risk level
Analyze the borrower's payment history and behavior
Consider external factors such as economic conditions and industry trends
Use financial ratios and metrics to evaluate t...
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About my previous work experience
It went many parameters
I applied via Naukri.com and was interviewed in Jul 2024. There were 2 interview rounds.
Java, hacker rank, database
To find the middle of a linked list, use the slow and fast pointer technique.
Initialize two pointers, slow and fast, both pointing to the head of the linked list.
Move the slow pointer by one step and the fast pointer by two steps until the fast pointer reaches the end of the list.
The position of the slow pointer will be the middle of the linked list.
Functions held in Back of the bank include operations related to treasury management, risk management, compliance, and security.
Treasury management - handling cash flow, liquidity, and investments
Risk management - assessing and mitigating financial risks
Compliance - ensuring adherence to regulations and policies
Security - protecting assets and preventing fraud
Back office functions support front office operations
We differentiate ourselves from other banks through our personalized customer service, innovative digital solutions, and strong community involvement.
Our bank offers personalized financial solutions tailored to each customer's unique needs.
We have invested in cutting-edge digital banking technology to provide a seamless and convenient banking experience.
Our bank actively participates in community events and initiatives...
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The duration of Standard Chartered interview process can vary, but typically it takes about less than 2 weeks to complete.
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