Sarvagram Fincare Branch Relationship Officer Interview Questions and Answers

Q1. About previous experience
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Q2. About market knowledge
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Q1. Knowledge test ,like Housing loan products
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Q2. What are the documents to be need to initiate leag and technical after sanctioned Housing loan
Ans. 
Documents required for initiating legal and technical processes after sanctioning a housing loan.
• Title deed of the property

• Sale agreement

• Approved building plan

• No objection certificate (NOC) from relevant authorities

• Income proof documents

• Identity proof documents
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Q1. Where do want see you in future
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Q2. How do you know about this position
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Asked about my work chenge and experience but also about previous company

Regarding Loans products

Q1. Operation work questions
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Q2. Regarding MS office
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Q3. Regarding customer service
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Q4. Regarding follow-up
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Q5. Regarding data maintanence
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Q1. What is Fixed deposit?
Ans. 
Fixed deposit is a financial instrument offered by banks where a sum of money is deposited for a fixed period of time at a fixed interest rate.
• Fixed deposit is a type of investment where the principal amount is locked in for a specific period, usually ranging from a few months to several years.

• The interest rate for fixed deposits is predetermined and higher than regular savings accounts.

• Fixed deposits provide guarantee...read more
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Q2. What is the difference between NBFC and BFC?
Ans. 
NBFC stands for Non-Banking Financial Company while BFC stands for Banking Financial Company.
• NBFCs are financial institutions that provide banking services without meeting the legal definition of a bank.

• BFCs are traditional banks that offer a wide range of financial services including deposits, loans, and investments.

• NBFCs cannot accept demand deposits while BFCs can.

• NBFCs do not form part of the payment and settlement...read more
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Q1. Tele phone interview at Branch. Q1 What's is process file?
Ans. Company policy we proceed file and recommend to seniors.
Answered by ASHISH V. PATEL
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Q2. Q2 Brif your Experience?
Ans. 
I have 10 years of experience in branch management, leading teams and driving business growth.
• Managed a team of 20 employees and successfully achieved sales targets for 5 consecutive years.

• Implemented cost-saving measures that resulted in a 15% reduction in operational expenses.

• Developed and executed strategic plans to expand the branch's customer base, resulting in a 20% increase in revenue.

• Implemented training progra...read more
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Q3. Q3 Can you leave your current City?
Ans. 
Yes, I am open to leaving my current city for the Branch Manager position.
• I am flexible and willing to relocate for the right opportunity.

• I have experience adapting to new environments and working in different locations.

• I understand the importance of being geographically mobile in a managerial role.

• I am excited about the possibility of exploring new cities and cultures.

• I am ready to embrace the challenges and opportuni
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Q4. Q4 what's is your Current CTC?
Ans. I disclose my CTC but they not give proper Hike in salary.
Answered by ASHISH V. PATEL
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Q1. About your self
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Q2. Your experience in this field explain it
Ans. 
I have over 5 years of experience as a Relationship Manager in the banking industry.
• Managed a portfolio of high net worth clients and provided them with personalized financial solutions

• Developed and maintained strong relationships with clients to ensure their satisfaction and retention

• Collaborated with internal teams to identify cross-selling opportunities and increase revenue

• Provided financial advice and guidance to c...read more
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Q3. If you get this job then what you will do my company
Ans. 
If I get this job, I will use my skills and experience to build strong relationships with clients and help the company grow.
• I will work closely with clients to understand their needs and provide personalized solutions

• I will maintain regular communication with clients to ensure their satisfaction and address any concerns

• I will identify opportunities for business growth and work with the team to develop strategies to cap...read more
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Q1. How will you be managed the collection after sale out the product
Ans. 
I will manage the collection process by implementing a systematic approach, tracking payments, following up with customers, and escalating issues when necessary.
• Implementing a systematic approach to track payments and monitor outstanding balances

• Following up with customers regularly to ensure timely payments

• Escalating collection issues to higher management or legal department if necessary

• Offering payment plans or negot...read more
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Q2. What is your solid skill which can be benifit able to company
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Q1. What is your expections from us
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Q2. Have you a team for your product
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Q1. Work related and Collection performance
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