Piramal Capital Housing Finance Operations Executive Interview Questions and Answers

Q1. What is your name
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Q2. What is your profession
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Q3. Why you are interested in this job
Ans. Because I have gain good experience
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Q1. What are the types of loans
Ans. 
Types of loans include personal loans, home loans, auto loans, student loans, and business loans.
• Personal loans: Borrowed for personal use, such as debt consolidation or home improvements.

• Home loans: Used to purchase a home or real estate property.

• Auto loans: Used to finance the purchase of a vehicle.

• Student loans: Borrowed to cover the cost of education and related expenses.

• Business loans: Obtained for business purpos...read more
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Q1. How many types of kyc
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There are three main types of KYC: Simplified Due Diligence (SDD), Basic KYC, and Enhanced Due Diligence (EDD).
• Simplified Due Diligence (SDD) - for low-risk customers with minimal verification requirements.

• Basic KYC - for regular customers with standard verification procedures.

• Enhanced Due Diligence (EDD) - for high-risk customers with thorough verification and monitoring processes.

• Examples: SDD for prepaid card users,...read more
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Q1. Introduction of yourself?
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Q2. Commuter skills and fresher?
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Q3. Personal life family details
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Q1. Tell me about your self?
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Q2. Skills
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Q1. What is your total experience
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Q2. What will do in company
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Q1. All About the company
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Q2. What is carat, why u join this company?
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Q1. Hr had asked to me about some questions of my skills and as well as asked some questions related my latest job and my work.
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Q2. Hr sir asked me some questions to me about my family.
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Good

I have Experience in TMFL as Operation Executive for 3 years, Positive Reference By Zonal Credit Manager and Sales Team

Q1. What are your salary expectations?
Ans. 
I am open to discussing salary based on the responsibilities and requirements of the position.
• I am flexible and open to negotiation.

• I am more interested in finding the right fit for the role.

• I would like to be compensated fairly for my skills and experience.

• I am open to discussing benefits and other forms of compensation.

• I am confident that we can come to a mutually beneficial agreement.
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Q2. Share details of your previous job.
Ans. 
I worked as an Operation Executive at XYZ Company.
• Managed daily operations and ensured smooth functioning of the department.

• Developed and implemented operational strategies to improve efficiency and productivity.

• Coordinated with various teams to streamline processes and achieve organizational goals.

• Monitored key performance indicators and prepared reports for management review.

• Handled customer queries and resolved issu...read more
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Q3. Why should we hire you?
Ans. 
I have the necessary skills, experience, and passion to excel in this role.
• I have a proven track record of successfully managing operations and achieving targets.

• I possess strong leadership and problem-solving skills.

• I am highly organized and detail-oriented, ensuring efficient and effective operations.

• I am a team player and can collaborate effectively with cross-functional teams.

• I am adaptable and can handle multiple ...read more
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Q4. Why are you looking for a change?
Ans. 
Seeking new challenges and growth opportunities in a dynamic work environment.
• Looking for a change to expand my skill set and knowledge.

• Seeking a role with more responsibility and leadership opportunities.

• Interested in working in a different industry to gain new perspectives.

• Want to be part of a company that aligns with my values and goals.

• Desire to work in a more collaborative and innovative environment.
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Q5. Where do you see yourself in 5 years?
Ans. 
In 5 years, I see myself as a successful and accomplished Operation Executive, leading a team and driving operational excellence.
• Leading a team of high-performing individuals

• Implementing strategies to improve operational efficiency

• Driving process improvements and cost savings

• Building strong relationships with stakeholders

• Continuously learning and growing in my role
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Q6. Tell me about yourself.
Ans. 
I am an experienced Operation Executive with a strong track record in managing operations and driving efficiency.
• Over 5 years of experience in operations management

• Proven ability to streamline processes and improve productivity

• Strong leadership skills and ability to motivate teams

• Experience in implementing cost-saving measures

• Proficient in using various operation management tools and software

• Successfully managed large-...read more
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Q1. I have experience of Sap and Turbo system as already experience in TMFL
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Positive Thinking, Hard Working, Positive Calls taken ability