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NJ Wealth Interview Questions, Process, and Tips
Top NJ Wealth Interview Questions and Answers
- Q1. Mutual fund distributer and PE Ratio and type of risk and PB ratioasked in Sales Associate interview
- Q2. Type of risk in mutual fundasked in Sales Associate interview
- Q3. Type of mutual fundasked in Sales Associate interview
NJ Wealth Interview Experiences
2 interviews found
I applied via Company Website
Topic - Mutual Fund & sorvin gold bonds
If the investors want's to invest particular x amount eg. 5lacs, then in mutual funds their various different funds we can invest in a part wise like flexicap fund, elss funds, kotak emerging fund, uti mid & small cap fund.
(2 Questions)
- Q1. If the client have physical shares then what is the process for convert to demate account?
- Ans.
To convert physical shares to demat account, the client needs to open a demat account with a depository participant and submit the physical shares for dematerialization.
Client needs to open a demat account with a depository participant.
Fill out demat account opening form and provide necessary documents like PAN card, address proof, etc.
Submit physical share certificates along with a dematerialization request form to th...
- Q2. How to find undervalued stocks?
- Ans.
Undervalued stocks can be found by analyzing financial statements, market trends, and company performance.
Look for stocks with low price-to-earnings (P/E) ratios compared to industry peers.
Analyze company financial statements for strong fundamentals and growth potential.
Consider market trends and economic conditions that may impact stock prices.
Use valuation metrics like price-to-book (P/B) ratio and dividend yield to ...
Interview Preparation Tips
- Business Development
- Mutual Funds Sales
- Back Office
Business Development Executive Interview Questions asked at other Companies
Selected
I applied via Company Website and was interviewed in Sep 2023. There were 3 interview rounds.
General English, mutual fund distributer,maths, reasoning
(5 Questions)
- Q1. Mutual fund distributer and PE Ratio and type of risk and PB ratio
- Ans.
Mutual fund distributor, PE ratio, PB ratio, and types of risk are important factors to consider in investment decisions.
Mutual fund distributors help investors access a diversified portfolio of securities managed by professionals.
PE ratio (Price-to-Earnings ratio) is a valuation metric that compares a company's current share price to its earnings per share.
PB ratio (Price-to-Book ratio) compares a company's market val...
- Q2. Type of mutual fund
- Ans.
Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.
Mutual funds are managed by professional portfolio managers
Investors can buy shares of mutual funds to own a portion of the fund's holdings
Types of mutual funds include equity funds, bond funds, money market funds, and balanced funds
- Q3. Type of risk in mutual fund
- Ans.
Market risk, credit risk, liquidity risk, interest rate risk, and inflation risk are types of risks in mutual funds.
Market risk: Fluctuations in the market can affect the value of the mutual fund.
Credit risk: Risk of default by the issuer of the securities held by the mutual fund.
Liquidity risk: Difficulty in selling assets quickly without significant loss.
Interest rate risk: Changes in interest rates can impact the va...
- Q4. PE Ratio in stock
- Ans.
PE ratio is a measure of a stock's valuation, calculated by dividing the stock price by the earnings per share.
PE ratio = Stock Price / Earnings per Share
It indicates how much investors are willing to pay for each dollar of earnings
A high PE ratio may indicate that a stock is overvalued, while a low PE ratio may indicate undervaluation
For example, if a stock is trading at $50 per share and has earnings per share of $5,
- Q5. PB ratio in stock
- Ans.
Price-to-Book ratio (PB ratio) compares a company's market value to its book value.
PB ratio is calculated by dividing the market price per share by the book value per share.
A low PB ratio may indicate that a stock is undervalued, while a high PB ratio may suggest overvaluation.
Investors use PB ratio to assess the value of a company's stock relative to its assets.
For example, if a company has a PB ratio of 0.5, it means
Interview Preparation Tips
- Mutual Funds
- PE ratio
- PB ratio
- Type of risk
Sales Associate Interview Questions asked at other Companies
Jobs at NJ Wealth
Top trending discussions
Interview questions from similar companies
I was interviewed in Jan 2025.
(2 Questions)
- Q1. Circular wait Ans A circular chain with two or more processes, each one waiting for a resource held by the next process within the chain
- Q2. Hold and wait Ans A process must be holding at least one resource while waiting to acquire additional resources held by other process holding them
(2 Questions)
- Q1. The phrase 'lavish with his hospitality' in the third sentence of the first paragraph means Ans Extravagance in entertaining guest
- Q2. What is an Accenture coding Test Ans The Accenture coding Test but not like the one in the first stage,its much lengthier and more comprehensive.
Interview Preparation Tips
. Act kindly to everyone
. Send follow-up emails
. Learn job keywords
. Be mindful of your job location
Bappaditya Guha
Selected
I was interviewed in Aug 2024.
(4 Questions)
- Q1. Can you please tell us about yourself?
- Q2. Can you describe some recent development work that you have completed?
- Q3. What are the differences between DDP, DPP and process property?
- Ans.
DDP, DPP, and process property are different concepts in the field of data analysis and management.
DDP stands for Data Distribution Protocol, which is used for distributing data across multiple nodes in a network.
DPP stands for Data Processing Pipeline, which is a series of data processing steps that are executed in a specific order.
Process property refers to the characteristics or attributes of a data processing opera...
- Q4. What steps can you take to speed up execution through development changes?
- Ans.
To speed up execution through development changes, steps can include optimizing code, automating processes, and improving communication.
Optimize code by identifying and removing bottlenecks
Automate repetitive tasks to reduce manual effort and human error
Improve communication between team members to ensure smooth collaboration and coordination
(3 Questions)
- Q1. What are your reasons for wanting to leave your current organization and join ours?
- Ans.
Seeking new challenges, growth opportunities, and a better cultural fit.
Desire for new challenges and growth opportunities
Seeking a better cultural fit
Interested in the organization's values and mission
Looking for a more collaborative work environment
Wanting to expand skill set and knowledge
- Q2. What are your preferences between financial compensation and job satisfaction?
- Ans.
I value job satisfaction over financial compensation, as it leads to long-term fulfillment and motivation.
Job satisfaction is crucial for overall well-being and productivity
Financial compensation is important but not the sole factor for job satisfaction
Examples: opportunities for growth, work-life balance, positive work environment
- Q3. Where do you envision yourself in the next five years?
- Ans.
In the next five years, I envision myself as a Senior Manager leading a team of high-performing individuals in a dynamic and innovative company.
Continuing to excel in my current role and taking on more responsibilities
Developing strong leadership skills through mentorship and training programs
Building a strong network within the industry to stay updated on trends and best practices
Working towards achieving professional...
Interview Preparation Tips
Selected
I was interviewed in Jan 2025.
Group discussions
Topic based GD
Case study GD
Debate style GD
Problem solving GD
(5 Questions)
- Q1. Is AI a threat to human job
- Ans.
AI poses a potential threat to certain jobs but also creates new opportunities for human workers.
AI can automate repetitive tasks, leading to job displacement in certain industries
However, AI also creates new job opportunities in fields such as data analysis, AI development, and machine learning
Human workers can focus on tasks that require creativity, critical thinking, and emotional intelligence, areas where AI curren...
- Q2. Can 5G revolution technology
- Ans.
Yes, 5G technology has the potential to revolutionize various industries with its high speed, low latency, and massive connectivity.
5G technology enables faster data speeds, lower latency, and increased network capacity.
It can support the Internet of Things (IoT) devices, autonomous vehicles, smart cities, and virtual reality applications.
5G can improve efficiency in industries like healthcare, manufacturing, and trans...
- Q3. How important is data privacy in today world
- Ans.
Data privacy is crucial in today's world to protect personal information from misuse and unauthorized access.
Data privacy helps prevent identity theft and fraud
It ensures confidentiality of sensitive information such as financial records and medical history
Regulations like GDPR and CCPA require organizations to protect consumer data
Data breaches can have severe consequences for individuals and businesses
Maintaining dat...
- Q4. Blockchain - just hype or the future
- Q5. Blockchain- just hype or the future
(2 Questions)
- Q1. Tell me about yourself Why do you want this job
- Ans.
Experienced finance professional with a strong track record in budgeting, forecasting, and financial analysis. Passionate about driving business growth through strategic financial management.
I have over 8 years of experience in finance, including roles in budgeting, forecasting, and financial analysis.
I am skilled in financial modeling and have a proven track record of improving financial performance.
I am passionate ab...
- Q2. I am deepanshu Gupta and I have Fraser I have skills in football and I enjoy working on
Aptitudes test assess a person logical reasoning problem solving and analysis skills they are commonly used in job recruitment collages and admissions
Interview Preparation Tips
Enhance skill
Network
Prepare for interview
Selected
I was interviewed in Jan 2025.
(6 Questions)
- Q1. What tools are you using, and what types of applications are you supporting?
- Q2. What is mean by ITSM , incident management and service request difference, Change management
- Q3. How do you handle critical operational issues?
- Q4. Can you please explain what kind of issues you are handling
- Q5. What is the difference between Average Handling Time (AHT) and After Call Work (ACW), and what is your First Call Resolution (FCR) score?
- Q6. How will the prioritization of tickets be managed before the Service Level Agreement (SLA)?
Selected
(1 Question)
- Q1. Near by location how to complete my target with bsm &team sales casa not b. R. O
(2 Questions)
- Q1. If you hire me you will surely get a good sales officer. If you don't hire me then I will understand that I am lacking somewhere.
- Q2. I know how to solve problems and I complete my target easily
(2 Questions)
- Q1. If you support me then I can complete my target with perfection and in a simple manner.
- Q2. If you select me then it will be a great thing for me
(2 Questions)
- Q1. I currently work in axis bank
- Q2. Or main vaha of role hoon main ab on role hona chata hoon kyonkie mujhe yaha 10 mahine ho gai h
Interview Preparation Tips
I was interviewed in Aug 2024.
Attended the TCS NQT, depending on how many advanced questions and the test cases you pass in coding section, you'll get assigned Ninja (3L) Digital (7L) or prime (9L)
(8 Questions)
- Q1. Code to get prime nos
- Q2. What do you know about cloud computing
- Q3. Self introduction
- Q4. Difference between cloud computing and computer networking
- Q5. If you know any os like linux
- Q6. Oops based questions, very basic if you're not from it or cse related fields but they might ask advanced questions if you're related to cs/it fields
- Q7. If you're okay Relocation
- Q8. Questions about your projects
Interview Preparation Tips
It depends on what type of questions the interviewer asks you though! Good luck, prepare well
Customer Service Executive Interview Questions & Answers
Tech Mahindra
Anonymous
posted on 9 Feb 2025
Selected
(2 Questions)
- Q1. Tell me about yourself.
- Q2. What makes you the ideal candidate for this position?
- Ans.
I have a strong background in customer service, excellent communication skills, and a passion for helping customers.
Extensive experience in customer service roles
Excellent communication skills
Strong problem-solving abilities
Passion for helping customers
Proven track record of resolving customer issues efficiently
(1 Question)
- Q1. They will Voice test
(1 Question)
- Q1. Tell me about your self, what are languages you know, what do you know about phone pe
- Ans.
I am fluent in English, Hindi, and Spanish. I have knowledge about PhonePe's services and features.
Fluent in English, Hindi, and Spanish
Knowledge about PhonePe's services and features
Experience in customer service roles
(1 Question)
- Q1. They will check our typing test
Interview Preparation Tips
Functional Testing Senior Consultant Interview Questions & Answers
Deloitte
Anonymous
posted on 4 Feb 2025
I was interviewed in Jan 2025.
(2 Questions)
- Q1. Current CTC, Expected CTC, Notice Period, Skill set
- Q2. Open for Fixed term hire? Open for working from client location at Gurgaon? (3 days from office)
- Ans.
Yes, open for fixed term hire and working from client location at Gurgaon for 3 days a week.
Open for fixed term hire
Willing to work from client location at Gurgaon for 3 days a week
(10 Questions)
- Q1. Introduction, Current role and responsibilities
- Q2. List out the achievements in current project, Tools used
- Ans.
Implemented automated testing using Selenium WebDriver and JUnit in Agile environment
Implemented automated testing framework using Selenium WebDriver
Utilized JUnit for test case management
Worked in Agile environment to ensure continuous testing and integration
- Q3. Pilot vs Beta testing. How can newly developed functionality be tested via automation rather doing it manually?
- Ans.
Pilot testing is done by a small group of users before the full release, while beta testing is done by a larger group of users. Automation testing can be used for regression testing, smoke testing, and performance testing.
Pilot testing involves a small group of users testing the functionality in a controlled environment.
Beta testing involves a larger group of users testing the functionality in a real-world environment.
...
- Q4. Primary key vs Unique key in SQL, Query to find row having last id in sql
- Ans.
Primary key uniquely identifies a record, while unique key allows only one instance of a value in a column. Query to find last id involves using ORDER BY and LIMIT.
Primary key enforces uniqueness and not null constraint on a column
Unique key enforces uniqueness but allows null values
To find row with last id, use ORDER BY id DESC LIMIT 1 in SQL query
- Q5. Explain Software Testing Life Cycle, Defect Life Cycle
- Ans.
Software Testing Life Cycle (STLC) involves planning, designing, executing, and reporting on tests. Defect Life Cycle includes identification, logging, fixing, and retesting defects.
STLC includes requirements analysis, test planning, test design, test execution, and test closure.
Defect Life Cycle involves defect identification, defect logging, defect fixing, defect retesting, and defect closure.
STLC ensures that the so...
- Q6. What's the meaning of 303 status code in API? Put vs Delete method in API What is 3 point estimation technique in Agile?
- Ans.
303 status code in API means 'See Other'. PUT method is used to update data, while DELETE method is used to remove data. 3 point estimation technique in Agile is used to estimate tasks.
303 status code indicates that the resource can be found at a different URI and should be retrieved from there
PUT method is used to update an existing resource in the API
DELETE method is used to remove a resource from the API
3 point esti...
- Q7. What kind of links and labels can be tagged to a bug in jira?
- Ans.
Links and labels that can be tagged to a bug in Jira
Links: related issues, documents, websites
Labels: priority, severity, type, status
- Q8. Have you done shell scripting? What does grep, href commands do in unix?
- Ans.
Shell scripting is a way to automate tasks in Unix/Linux systems. Grep is used to search for specific patterns in text files. Href is not a standard Unix command.
Shell scripting automates tasks by writing scripts in a Unix/Linux environment
Grep command is used to search for specific patterns in text files
Example: grep 'search_pattern' file.txt
Href is not a standard Unix command, it may be a typo or a custom script
- Q9. As a lead, how would you resolve conflict with a team member? As a lead, if you are given plenty of tasks to be completed with in a limited time frame. What would be your approach in doing them?
- Ans.
To resolve conflict with a team member, communication is key. Prioritize understanding, address the issue calmly, find common ground, and work towards a solution together.
Listen to the team member's perspective and concerns
Communicate openly and calmly about the issue
Find common ground and areas of agreement
Work together to find a solution that benefits both parties
Seek input from other team members or a mediator if ne
- Q10. Open for relocating to Bangalore and working from client's office? (with no relocation bonus) Open for working in night / rotational shift? (with no additional compensation) Open for working in long exten...
- Ans.
Open to relocating to Bangalore, working in night shifts, long hours, and 24X7 culture. Goal is to excel in automation testing.
Yes, open to relocating to Bangalore and working from client's office
Yes, open to working in night/rotational shifts
Yes, open to working in long extendable hours or 24X7 culture
Goal is to excel in automation testing
Interview Preparation Tips
I applied via referral in Deloitte USI but to save their referral bonus (I guess), they rejected my profile on the portal and called me through Naukri.com. When I asked them the reason, they said its for a different profile them. however it was for the same one.
Also on their career site, it was not mentioned that role is of fixed term hire (for 2 years), but HR disclosed it later, during the conversation. (another discrepancy)
During my initial conversation, HR clearly said there won't be any night shifts and I would have to work from client's location in Gurgaon office. Although it is 2 year contractual role.
But during my technical interview, the person clearly said to me that I would have to relocate to Bangalore for working from client's secured ODC in office. Also there would be rotational/ night shifts (without any extra pay). Basically they were looking for someone who would devote his 24X7 time to the company for a minimal salary and does not demand for work life balance or weekends off
Neither the HR nor the interviewer opened their web camera during the video call. But HR kept asking me to keep my camera open, even during the waiting time
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