Mahindra Integrated Business Solutions Interview Questions, Process, and Tips

Q1. General HR Screening.
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Q2. Profile of proposed job
Ans. 
The profile of the proposed job involves assessing creditworthiness of individuals or businesses applying for loans.
• Analyze financial statements and credit reports to determine risk

• Evaluate loan applications and make recommendations for approval or denial

• Monitor loan portfolios to ensure timely payments and address any delinquencies

• Communicate with clients to gather necessary information and explain lending terms

• Stay u
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Q3. Salary expected
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I am looking for a competitive salary based on my experience and qualifications.
• I am open to discussing salary based on the responsibilities and requirements of the position.

• I have researched the average salary range for Credit Officers in this industry.

• I am confident in my skills and experience and believe I deserve a fair compensation.

• I am looking for a salary that reflects my contributions to the company and allows
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Q4. Location of the branch
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The branch is located in a convenient and accessible area in the city center.
• The branch is easily accessible by public transportation.

• It is located in a busy commercial area with high foot traffic.

• The branch is situated near major landmarks or intersections.

• There are parking facilities available for customers.

• The branch is in close proximity to other businesses and amenities.
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Q1. Interact with reporting manager
Ans. 
Regularly communicate with reporting manager to discuss loan applications and credit decisions.
• Schedule regular meetings with reporting manager to review loan applications and credit decisions.

• Provide updates on loan statuses and discuss any potential risks or issues.

• Seek guidance and approval from reporting manager for complex or high-risk loan applications.

• Collaborate with reporting manager to ensure compliance with ...read more
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Q2. Previous job details
Ans. 
I worked as a Credit Analyst at XYZ Bank for 3 years, analyzing loan applications and assessing creditworthiness.
• Analyzed financial statements to determine credit risk

• Evaluated loan applications and made recommendations for approval or denial

• Communicated with clients to gather additional information as needed
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Q3. Knowledge about the job offered
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Q4. Salary expectation
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Information and discussion

Q1. Tell me about your self Which field completing your graduatio What do you know about these job changes?
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Q1. About you and last experience
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Q1. Brief yourself and do you know Marathi well
Ans. 
I am a customer service executive with 5 years of experience. I am fluent in Marathi.
• 5 years of experience in customer service

• Fluent in Marathi language

• Ability to effectively communicate with customers

• Experience in handling customer queries and complaints

• Strong problem-solving skills
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Q1. My self About Past experience What do you expect from this company
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Q1. About self Past experience Why are you changing field
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