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L&T Finance Senior Credit Analyst Interview Questions and Answers

Updated 19 Mar 2022

L&T Finance Senior Credit Analyst Interview Experiences

1 interview found

I applied via Approached by Company and was interviewed in Sep 2021. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What previous project exposure you have?
  • Q2. Industry and regulatory hilights?
Round 2 - HR 

(1 Question)

  • Q1. Salary negotiations and other policies stuff

Interview Preparation Tips

Interview preparation tips for other job seekers - Get your fundamentals rights, and be very professional.

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I was interviewed in Jan 2025.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Family background
  • Q2. Financial Knowledge
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Credit officer skills
  • Q2. And about the project
Round 2 - Only one round 

(2 Questions)

  • Q1. About location where u want to choose
  • Q2. Self introduction

Interview Preparation Tips

Interview preparation tips for other job seekers - If you want to decided to give interview in Muthoot fincrop Vanasthalipuram above Ramraz ‘ pls notice one thing . I want to tell you one thing it’s my experience they are selecting only consultancy stundents . M going that interview like a walkin but they did not focus on skills and knowledge they selected only consultancy students . How I know this I clearly explains you . Me and my Frd both are going that interview he coming from consultancy iam walkin so he explained me after his selection so I feel very bad bcz I gave best interview and I have hope on that job so pls who want to go that Muthoot fincrop interview pls understand and notice all things after that gave interview. This is my advice to you than you . This is my experience but interviewers are Gud .
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Question about Previous company experience
  • Q2. Salary expectation
Round 2 - One-on-one 

(2 Questions)

  • Q1. Introduction previous job experiences
  • Ans. 

    I have experience working in various roles in the financial industry, including as a credit analyst and loan processor.

    • Worked as a credit analyst at XYZ Bank, analyzing credit reports and financial statements

    • Processed loan applications and conducted risk assessments at ABC Credit Union

    • Collaborated with underwriters and loan officers to ensure timely and accurate processing of loan applications

  • Answered by AI
  • Q2. Question about banking sector and finance

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself.
  • Q2. What motivates you to want to join BFIL?
  • Q3. Basic questions about previous employers and reasons of leaving previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining microfinance unless you have an urgent need for a job.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(5 Questions)

  • Q1. Financial questions
  • Q2. Disbursement type of question
  • Q3. Customer problem handle
  • Q4. Behaviour of all senior
  • Q5. How to manage target
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Aptitude Test 

Basic maths and common science exam

Round 2 - interview 

(2 Questions)

  • Q1. Inroduce urself
  • Q2. What is loan procurement
  • Ans. 

    Loan procurement is the process of obtaining a loan from a financial institution or lender.

    • Involves submitting an application for a loan

    • Includes providing necessary documentation such as income verification and credit history

    • May require meeting certain eligibility criteria set by the lender

    • Can involve negotiating loan terms and interest rates

    • Examples: applying for a mortgage, car loan, or personal loan

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be ur best
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical knowledge and job profile related
  • Q2. As per process and work experience based

Interview Preparation Tips

Interview preparation tips for other job seekers - Group discussion
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About Ratio Analysis specifically DSCR , Leverage , Quasi equity
  • Q2. About product knowledge and industry knowledge

L&T Finance Interview FAQs

How many rounds are there in L&T Finance Senior Credit Analyst interview?
L&T Finance interview process usually has 2 rounds. The most common rounds in the L&T Finance interview process are One-on-one Round and HR.
How to prepare for L&T Finance Senior Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at L&T Finance. The most common topics and skills that interviewers at L&T Finance expect are Credit Analysis, Credit Rating, Credit Research and Credit Underwriting.

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L&T Finance Senior Credit Analyst Salary
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₹12 L/yr - ₹31 L/yr
77% more than the average Senior Credit Analyst Salary in India
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