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L&T Finance
3.9
based on 3.5k Reviews
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Company Overview
Company Locations
Working at L&T Finance
Company Summary
L&T Finance is one of the leading NBFCs offering a range of loans across Rural | Housing | Two-Wheeler | Personal & SME.
Overall Rating
3.9/5
based on 3.5k reviews
On-Par with
industry average
Highly rated for
Salary
Work Policy
Work from office
76% employees reported
Monday to Saturday
45% employees reported
Strict timing
54% employees reported
Within city
54% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
143 employees reported
Health insurance
135 employees reported
Office cab/shuttle
29 employees reported
Cafeteria
27 employees reported
View all benefits
About L&T Finance
Founded in1994 (31 yrs old)
India Employee Count10k-50k
Global Employee Count10k-50k
India HeadquartersMumbai, Maharashtra, India
Office Locations
--
Websiteltfinance.com
Primary Industry
Other Industries
View in video summary
Headquartered in Mumbai, L&T Finance Holdings Ltd. is one of the leading Non-Banking Financial Companies (NBFCs) in India with a strong presence across the lending business catering to the diverse financing needs of the served and underserved customers. Through its entity L&T Finance Ltd., it offers Personal loans, Two-Wheeler loans, Home loans, Micro loans, Farm Loans & SME Loans. At L&T Finance, we are committed to providing customised financial solutions that meet the unique needs of our customers. With a focus on innovation and customer-centricity, we aim to be a trusted partner in our customers' financial journey.
Mission: We are committed to becoming a top-class digitally enabled customer-focused Fintech@Scale.
Vision: Our vision at L&T Finance is to be an admired and inspirational financial institution, creating sustainable value for all our stakeholders.
L&T Finance Ratings
based on 3.5k reviews
Overall Rating
3.9/5
How AmbitionBox ratings work?
5
1.7k
4
831
3
405
2
198
1
361
Category Ratings
4.0
Salary
3.7
Job security
3.7
Skill development
3.6
Company culture
3.6
Work-life balance
3.6
Work satisfaction
3.5
Promotions
L&T Finance is rated 3.9 out of 5 stars on AmbitionBox, based on 3.5k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at L&T Finance
based on 3.3k reviews
3.7
Rated by 237 Women
Rated 3.7 for Salary and 3.7 for Job security
3.9
Rated by 3.1k Men
Rated 4.0 for Salary and 3.7 for Job security
Work Policy at L&T Finance
based on 510 reviews in last 6 months
Work from office
76%
Hybrid
20%
Permanent work from home
4%
L&T Finance Reviews
Top mentions in L&T Finance Reviews
+ 5 more
Compare L&T Finance with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 3.9/5 based on 3.5k reviews | 4.0/5 based on 5.3k reviews | 4.5/5 based on 7k reviews | 4.1/5 based on 7.3k reviews |
Highly Rated for | Salary | Work-life balance Skill development Salary | Skill development Work-life balance Job security | Job security Work-life balance Skill development |
Critically Rated for | No critically rated category | No critically rated category | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 76% employees reported | Work from office 89% employees reported | Work from office 92% employees reported | Work from office 87% employees reported |
Rating by Women Employees | 3.7 Good rated by 237 women | 3.9 Good rated by 1.1k women | 4.5 Good rated by 2.3k women | 3.9 Good rated by 739 women |
Rating by Men Employees | 3.9 Good rated by 3.1k men | 4.0 Good rated by 3.9k men | 4.5 Good rated by 4.4k men | 4.1 Good rated by 6.1k men |
Job security | 3.7 Good | 3.8 Good | 4.4 Good | 4.0 Good |
View more
L&T Finance Salaries
L&T Finance salaries have received with an average score of 4.0 out of 5 by 3.5k employees.
Area Sales Manager
(354 salaries)
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₹4 L/yr - ₹15 L/yr
Collection Officer
(286 salaries)
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₹1.2 L/yr - ₹3.9 L/yr
Business Manager
(251 salaries)
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₹3.4 L/yr - ₹9 L/yr
Product Manager
(222 salaries)
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₹5 L/yr - ₹18 L/yr
Branch Manager
(217 salaries)
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₹2.4 L/yr - ₹6.3 L/yr
Sales Officer
(211 salaries)
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₹1.4 L/yr - ₹4 L/yr
Risk Manager
(181 salaries)
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₹2.4 L/yr - ₹5 L/yr
Collections Manager
(179 salaries)
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₹2.4 L/yr - ₹8.6 L/yr
Frontline Officer
(178 salaries)
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₹1.2 L/yr - ₹3.5 L/yr
Area Collection Manager
(168 salaries)
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₹3.5 L/yr - ₹12.5 L/yr
L&T Finance Interview Questions
Interview questions by designation
Top L&T Finance interview questions and answers
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L&T Finance Jobs
Popular Designations L&T Finance Hires for
Collection Officer
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Branch Manager
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Professional
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Area Collection Manager
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Popular Skills L&T Finance Hires for
Current Openings
L&T Finance News
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L&T Finance appoints cricket icon as brand ambassador
- L&T Finance has appointed Indian cricketer Jasprit Bumrah as its brand ambassador.
- The partnership will help L&T Finance expand its brand presence and engage its diverse customer base.
- Jasprit Bumrah will be featured in L&T Finance's marketing campaigns and highlight its financial products and services.
- L&T Finance is a leading financier in rural business, farm equipment, and 2-wheeler finance.
Banking Frontiers | 27 Mar, 2025
'Buy' L&T Finance Maintains Motilal Oswal, Sees 23% Upside — Here's Why
- Motilal Oswal maintains 'Buy' on L&T Finance and sees a 23% upside potential.
- Benefits of Cyclops and Nostradamus projects will be visible from H2 FY26.
- L&T Finance is at the forefront of tech transformation, developing future-ready solutions to enhance efficiency.
- Supported by digital partnerships with major players such as Amazon and PhonePe.
Bloomberg Quint | 4 Mar, 2025
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Bajaj Finance Share Price Target 2025, 2026 to 2030
- Bajaj Finance's share price target for 2025 shows fluctuations in the stock market, with monthly ranges projected from ₹7135 to ₹9089 throughout the year.
- Founded in 1987, Bajaj Finance initially focused on finance lending and later diversified into business and property loans in 2010.
- Using AI and digital tools, Bajaj Finance enhances customer experience to stay competitive in the market.
- The stock is expected to reach a maximum of ₹13656 by 2030, with the minimum target starting at ₹6820 in 2026.
- The shareholding pattern of Bajaj Finance shows Promoters holding 54.78%, FII at 20.92%, DII at 2.94%, Mutual Funds at 9.83%, and Retail & Others at 11.53%.
- Bajaj Finance faces competition from companies like Chola Invest, Muthoot Finance, Shriram Finance, L&T Finance, and Sundaram Fin in the market.
- The stock has shown volatility on the National Stock Exchange, with a 157% growth in share price over the past five years.
- Investors are advised to seek expert advice before making investment decisions due to market unpredictability.
- The information provided regarding stock predictions is based on historical performance and may not be accurate.
- It is recommended to verify the data with other reliable sources for making informed investment choices in the stock market.
VIE Stories | 18 Feb, 2025
Stock Market Today: All You Need To Know Going Into Trade On Feb. 10
- The NSE Nifty 50 and BSE Sensex declined for three sessions in a row on Friday due to the drag in share prices of ICICI Bank and HDFC Bank. However, on a weekly basis, both indices ended up for the second week.
- Market participants parsed the Reserve Bank of India's Monetary Policy Committee statement after the rate-setting panel cut the repo rate.
- Foreign portfolio investors stayed net sellers of Indian equities for the third straight day on Friday as they offloaded stocks worth approximately Rs 470.4 crore.
- Domestic institutional investors stayed net buyers for the third straight session as they mopped up equities worth Rs 454.2 crore.
- Indian rupee strengthened by 15 paise to close at 87.43 against the US dollar.
- L&T Finance approved the acquisition of Paul Merchants Finance's gold loan business through a slump sale for Rs 537 crore.
- Waaree Energies commenced operations at its 1.4 GW solar cell manufacturing facility in Gujarat.
- Aditya Birla has entered into a pact with Fidelity for the subscription of 3.95 crore shares of the company.
- The initial public offering of Ajax Engineering will be open for subscription from Feb 10 to Feb 12, 2025.
- The Indian rupee strengthened by 15 paise to close at 87.43 against the US dollar after the Reserve Bank of India cut the repo rate for the first time in five years.
Bloomberg Quint | 10 Feb, 2025
L&T Finance buys gold loan ops of Paul Merchants for ₹537 cr
- L&T Finance has acquired the gold loan operations of Paul Merchants for ₹537 crore.
- The acquisition includes a fully operational network and security centre for round-the-clock remote monitoring of all gold loan branches.
- The gold loan franchise will be added to LTF’s portfolio of secured loan products.
- The business transfer is expected to close by the second quarter of FY26.
HinduBusinessLine | 7 Feb, 2025
L&T Finance Launches AI-Powered Home Loan Advisor
- L&T Finance Limited (LTF) has launched Knowledgeable AI (KAI), an AI-driven virtual advisor for home loans.
- KAI aims to simplify the borrowing process by providing instant expert guidance to users.
- It offers real-time EMI calculations, personalized loan estimates, and intuitive support.
- L&T Finance aims to make home-buying simpler and stress-free with the launch of KAI.
Analyticsindiamag | 31 Jan, 2025
L&T Finance Hopeful Of Normalised Growth In First Half Of FY26
- L&T Finance aims to restore its net interest margins and fees to the guided range of 10.5-11% in the first half of fiscal 2026.
- The company reported NIMs plus fees of 10.33% in the quarter ended Dec. 31, 2024, compared to 10.93% in the year-ago quarter.
- L&T Finance CEO mentioned that the muted Q3 results were due to macro-related challenges.
- The company is hopeful for normalised growth in the first half of FY26, provided the microfinance market remains stable.
Bloomberg Quint | 24 Jan, 2025
L&T Finance Q3 results: Net profit dips 2%, shares end positive
- L&T Finance Q3 results: Net profit dips 2%, shares end positive
- Total revenue from operations in Q3FY25 was ₹4,097.58 crore, up from ₹3,533.96 crore in the same quarter last year.
- Retail loan disbursements increased by 5% YoY, reaching ₹15,2210 crore in Q3FY25.
- Morgan Stanley assigns Underweight call on L&T Finance stock with a target price of ₹112 per share.
HinduBusinessLine | 21 Jan, 2025
L&T Finance, Dixon Technologies, MCX, Oberoi Realty Shares React Post Q3 Results
- L&T Finance reports a 2.6% fall in profit; stock opens in the negative
- Dixon Technologies' profit more than doubles to Rs 217 crore; stock falls over 8%
- MCX's net profit rises by 4%, but stock falls over 4%
- Oberoi Realty reports a 72% rise in net profit, but stock falls over 5%
Bloomberg Quint | 21 Jan, 2025
L&T Finance Q3 PAT down 2%
- L&T Finance reported a 2% decline in Q3 PAT.
- Interest income rose 13% YoY to ₹3,610 crore.
- Gross bad loans increased to 3.23% in Q3FY25.
- L&T Finance utilized ₹100 crore of macro-prudential provisions in Q3FY25.
HinduBusinessLine | 20 Jan, 2025
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L&T Finance FAQs
When was L&T Finance founded?
L&T Finance was founded in 1994. The company has been operating for 31 years primarily in the NBFC sector.
Where is the L&T Finance headquarters located?
L&T Finance is headquartered in Mumbai, Maharashtra.
How many employees does L&T Finance have in India?
L&T Finance currently has more than 30,000+ employees in India. Finance & Accounting department appears to have the highest employee count in L&T Finance based on the number of reviews submitted on AmbitionBox.
Does L&T Finance have good work-life balance?
L&T Finance has a Work-Life Balance Rating of 3.6 out of 5 based on 3,500+ employee reviews on AmbitionBox. 73% employees rated L&T Finance 4 or above, while 27% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read L&T Finance work-life balance reviews for more details
Is L&T Finance good for career growth?
Career growth at L&T Finance is rated fairly well, with a promotions and appraisal rating of 3.5. 73% employees rated L&T Finance 4 or above, while 27% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading L&T Finance promotions/appraisals reviews for more detailed insights.
What are the pros of working in L&T Finance?
Working at L&T Finance offers several advantages that make it an appealing place for employees. The company is highly rated for salary & benefits, based on 3,500+ employee reviews on AmbitionBox.
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