IndusInd Bank Assistant Manager Teller Interview Questions and Answers

Q1. Why you leave from previous organisation?
Ans. 
I left my previous organization to seek new challenges and opportunities for growth.
• Seeking new challenges and opportunities for growth

• Desiring a change in work environment

• Looking for better career advancement prospects
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Q2. What is your current CTC?
Ans. 
My current CTC is $50,000 per year.
• My current CTC is $50,000 per year

• CTC stands for Cost to Company

• It includes salary, bonuses, benefits, and any other perks provided by the employer
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Q3. What is your ambition?
Ans. 
My ambition is to become a successful Teller and eventually work my way up to a management position within the banking industry.
• To excel in my role as a Teller by providing excellent customer service and accurate financial transactions

• To continuously improve my skills and knowledge in banking and finance

• To take on leadership roles and responsibilities within the bank

• To eventually become a manager or supervisor in the b
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Q4. Self introduction?
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Maths and reasoning questions

Q1. Finance related questions
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Q2. Cibil related questions
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Q3. About family background
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Q1. Self introduction
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Q2. About Previous job
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Q3. Job change reason
Ans. 
Seeking new challenges and growth opportunities in a larger organization.
• Desire for career advancement

• Looking for new challenges

• Seeking growth opportunities

• Interested in larger organization with more resources
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Q4. Policy polrocess related
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Q1. Why Bank of Baroda
Ans. 
Bank of Baroda is a reputable and established financial institution with a strong presence in the market.
• Bank of Baroda has a long history of providing reliable banking services to customers.

• The bank has a strong reputation for its ethical practices and customer-centric approach.

• Bank of Baroda offers a wide range of financial products and services to meet the diverse needs of customers.

• The bank has a strong presence bo...read more
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Q2. Why wholesale Banking
Ans. 
Wholesale banking offers exposure to a wide range of industries and financial products, providing a challenging and dynamic work environment.
• Opportunity to work with diverse clients and industries

• Involvement in complex financial transactions and structures

• Exposure to a variety of financial products such as loans, trade finance, and treasury services

• Opportunity for career growth and development in a fast-paced environme
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Q1. Introduction and knowledge
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Q2. Credit Underwriting
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Q1. About your self
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Q2. Work experience
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Q1. RECENT DIRECTIONS BY RBI ON WILLFUL DEFAULTERS
Ans. 
RBI has issued recent directions on willful defaulters to prevent loan defaults and improve credit discipline.
• RBI has mandated banks to report all willful defaulters to Credit Information Companies (CICs).

• The central bank has also directed banks to publish photographs of willful defaulters in newspapers.

• RBI has set up a Central Repository of Information on Large Credits (CRILC) to track defaulters with exposure of Rs. ...read more
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Q2. MSME PRODUCTS OF BOM
Ans. 
Bank of Maharashtra offers various MSME products to support small and medium enterprises.
• BOM offers MSME loans for working capital, term loans, and project finance.

• They provide customized financial solutions based on the needs of the MSME sector.

• BOM also offers trade finance facilities like letter of credit and bank guarantees to MSMEs.

• The bank has specific schemes like Stand-Up India and Mudra Yojana to support MSMEs.

• ...read more
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Q1. What documents to take for loan applications
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Documents required for loan applications include proof of income, identification, credit history, and collateral.
• Proof of income such as pay stubs or tax returns

• Identification documents like driver's license or passport

• Credit history report from credit bureaus

• Collateral documentation for secured loans
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