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ICICI Bank Credit Officer Interview Questions and Answers for Experienced

Updated 15 Nov 2024

ICICI Bank Credit Officer Interview Experiences for Experienced

2 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via AmbitionBox and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. What will my salary there?
  • Q2. Where is my job location?
  • Ans. I need location at jehanabad bihar
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - That profile is look the branch portfolio. And other responsibilities branch and field credit policies mentend.

I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Basicly depend about ur previous experiece and ur education ur hobby and they seen ur confidence
  • Q2. What you know about credit
  • Ans. 

    Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.

    • Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.

    • Credit can come in many forms, such as loans, credit cards, and lines of credit.

    • Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...

  • Answered by AI
  • Q3. How u handle a customer and what question u asked from customer to help credit approval

Interview Preparation Tips

Interview preparation tips for other job seekers - make ur confidence to high all of question put up related to credit and ur work and ur previous exp

Credit Officer Interview Questions Asked at Other Companies for Experienced

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Q2. How we can identify a bad loan proposal and a good loan proposal
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Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed in Oct 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Where are you from?
  • Q2. Say about Banking
  • Ans. 

    Banking is the industry that deals with financial transactions, such as deposits, loans, and investments.

    • Banks offer various types of accounts, such as savings, checking, and money market accounts.

    • They provide loans for personal, business, and real estate purposes.

    • Banks also offer investment services, such as mutual funds, stocks, and bonds.

    • They play a crucial role in the economy by providing financial services to indi...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't say I don't do it

Interview Questionnaire 

1 Question

  • Q1. How will you work after this lockdown in the market.

Interview Questionnaire 

3 Questions

  • Q1. Previous Job experience
  • Ans. 

    I have 5 years of experience as a Credit Manager at XYZ Company.

    • Managed credit risk assessment for new and existing clients

    • Analyzed financial statements and credit reports to determine creditworthiness

    • Negotiated payment terms and conditions with clients

    • Implemented credit policies and procedures to minimize risk

    • Collaborated with sales and finance teams to optimize credit decisions

  • Answered by AI
  • Q2. Work related questions, e.g how to verify debtors from banking
  • Q3. Future goals

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What makes you to join this?

Interview Preparation Tips

Interview preparation tips for other job seekers - They want to know if your skills and strengths match what you have shared in your resume. This is a great opportunity for them to understand the work you have done in your previous projects. They are looking to get a general idea about your involvement in the project, the functionality and usefulness of the project, and the tech stack used.

The next thing interviewers want to understand is about your career goals. They are interested to see if your goals match with the company’s objectives and evaluate how best to provide you the right opportunities to excel with them.

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
  • Q2. Just answer what you have learnt during the course of your studies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

I applied via Referral and was interviewed in Jun 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Privious work type target achivement

Interview Preparation Tips

Interview preparation tips for other job seekers - Your last job experience is

I applied via Approached by Company and was interviewed before Sep 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tumhrai bank knowledge kya thi
  • Q2. Aur kya kiye ho phle

Interview Preparation Tips

Interview preparation tips for other job seekers - Mehant se kam kro saflta jarur milegi esliye kbhi har

I applied via Referral and was interviewed before May 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

In Gd they will told you the work and responsibilities of bank

Interview Preparation Tips

Interview preparation tips for other job seekers - They will share everything
If you can do you can say yes and you are shortlisted for bank .

ICICI Bank Interview FAQs

How many rounds are there in ICICI Bank Credit Officer interview for experienced candidates?
ICICI Bank interview process for experienced candidates usually has 2 rounds. The most common rounds in the ICICI Bank interview process for experienced candidates are Resume Shortlist and HR.
What are the top questions asked in ICICI Bank Credit Officer interview for experienced candidates?

Some of the top questions asked at the ICICI Bank Credit Officer interview for experienced candidates -

  1. what you know about cred...read more
  2. how u handle a customer and what question u asked from customer to help credit ...read more
  3. What is DSCR and working capi...read more

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ICICI Bank Credit Officer Interview Process for Experienced

based on 1 interview

Interview experience

5
  
Excellent
View more
ICICI Bank Credit Officer Salary
based on 115 salaries
₹1.2 L/yr - ₹4.7 L/yr
30% less than the average Credit Officer Salary in India
View more details

ICICI Bank Credit Officer Reviews and Ratings

based on 40 reviews

4.5/5

Rating in categories

4.6

Skill development

4.5

Work-life balance

4.4

Salary

4.7

Job security

4.5

Company culture

4.4

Promotions

4.5

Work satisfaction

Explore 40 Reviews and Ratings
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