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ICICI Bank Credit Manager Interview Questions, Process, and Tips

Updated 24 Jan 2025

Top ICICI Bank Credit Manager Interview Questions and Answers

View all 46 questions

ICICI Bank Credit Manager Interview Experiences

72 interviews found

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself then about articleship experience, a bit of Ratios, why you want to join ICICI? And then asked for flexibility.

I applied via Naukri.com and was interviewed in Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. What are the tools of credit analysis?
  • Ans. 

    The tools of credit analysis include financial statements, credit reports, credit scoring models, and industry research.

    • Financial statements provide information on a company's financial health and performance.

    • Credit reports show a borrower's credit history and payment behavior.

    • Credit scoring models use data from credit reports to assess creditworthiness.

    • Industry research helps to understand the borrower's market and co...

  • Answered by AI
  • Q2. CIBIL Ideal CIBIL score
  • Q3. Family Background

Interview Preparation Tips

Interview preparation tips for other job seekers - Just prepare well and be confident. Average level interview.

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
asked in ICICI Bank
Q2. What are the most important ratios to analyse the balance sheet a ... read more
asked in HDFC Bank
Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?

Credit Manager Interview Questions & Answers

user image CA Manisha Singh

posted on 13 Jul 2021

Interview Questionnaire 

1 Question

  • Q1. Run me through your CV

I applied via Approached by Company and was interviewed before Jul 2021. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About credit assessment
  • Q2. Ratios and market trends, focus to details,

Interview Preparation Tips

Topics to prepare for ICICI Bank Credit Manager interview:
  • 5 C of credit assessment
Interview preparation tips for other job seekers - Read all liquidity ratio mainly and other banking terms

ICICI Bank interview questions for designations

 Branch Credit Manager

 (14)

 Area Credit Manager

 (3)

 Regional Credit Manager

 (1)

 Deputy Credit Manager

 (1)

 Credit Officer

 (7)

 Credit Analyst

 (6)

 Credit Reviewer

 (1)

 Zonal Credit Manager

 (1)

I was interviewed in Dec 2020.

Interview Questionnaire 

2 Questions

  • Q1. Why you want to join banking industry
  • Q2. CIBIL

Get interview-ready with Top ICICI Bank Interview Questions

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Cibil question are expected
  • Q2. Read job description properly some question are related

Interview Preparation Tips

Interview preparation tips for other job seekers - Dress formal and be confident

I applied via Recruitment Consulltant and was interviewed before Aug 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Ratios and financial statement analysis etc

Interview Preparation Tips

Interview preparation tips for other job seekers - Ratios and analyzing of Financial statements are important

I applied via Referral and was interviewed before Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

Interview Preparation Tips

Interview preparation tips for other job seekers - be thorough with ratios and processes. Have knowledge on financial analysis

Credit Manager Interview Questions & Answers

user image Rashmi Chaudhary

posted on 15 May 2022

I applied via Campus Placement and was interviewed before May 2021. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. 1. tell me about yourself 2. what will your check while giving loans to clients? 3. what is debt service coverage ratios? 4. what is cibil? 5. what is your family background

Interview Preparation Tips

Interview preparation tips for other job seekers - it was easy to average. be prepared with come ratios .

ICICI Bank Interview FAQs

How many rounds are there in ICICI Bank Credit Manager interview?
ICICI Bank interview process usually has 1-2 rounds. The most common rounds in the ICICI Bank interview process are Resume Shortlist, One-on-one Round and Technical.
How to prepare for ICICI Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ICICI Bank. The most common topics and skills that interviewers at ICICI Bank expect are Credit Underwriting, Credit Appraisal, Credit Analysis, Credit Management and Credit Assessment.
What are the top questions asked in ICICI Bank Credit Manager interview?

Some of the top questions asked at the ICICI Bank Credit Manager interview -

  1. What are the most important ratios to analyse the balance sheet and profit loss...read more
  2. Which clauses are important in 3CD while sanctioning lo...read more
  3. What are the key skills of credit manag...read more
How long is the ICICI Bank Credit Manager interview process?

The duration of ICICI Bank Credit Manager interview process can vary, but typically it takes about less than 2 weeks to complete.

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ICICI Bank Credit Manager Interview Process

based on 52 interviews

3 Interview rounds

  • Resume Shortlist Round
  • One-on-one Round
  • HR Round
View more
ICICI Bank Credit Manager Salary
based on 3.2k salaries
₹4 L/yr - ₹17.1 L/yr
28% more than the average Credit Manager Salary in India
View more details

ICICI Bank Credit Manager Reviews and Ratings

based on 548 reviews

3.8/5

Rating in categories

3.6

Skill development

3.4

Work-life balance

3.7

Salary

4.1

Job security

3.4

Company culture

3.4

Promotions

3.3

Work satisfaction

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