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ICICI Bank Credit Manager Interview Questions, Process, and Tips
Top ICICI Bank Credit Manager Interview Questions and Answers
- Q1. What are the most important ratios to analyse the balance sheet and profit loss statement of borrower?
- Q2. Which clauses are important in 3CD while sanctioning loan
- Q3. What are the key skills of credit manager?
ICICI Bank Credit Manager Interview Experiences
72 interviews found
Anonymous
Selected
I applied via Walk-in and was interviewed before Mar 2023. There was 1 interview round.
(1 Question)
- Q1. Tell me about your self, Inventory Turnover ratio.
Selected
I applied via Company Website and was interviewed before Mar 2023. There was 1 interview round.
(1 Question)
- Q1. What is working capital gap
- Ans.
Working capital gap is the difference between current assets and current liabilities.
Working capital gap indicates the short-term financial health of a company.
It shows how much liquidity a company has to cover its short-term obligations.
A positive working capital gap means the company has more current assets than liabilities.
A negative working capital gap indicates potential liquidity issues.
Formula: Working Capital G
Interview Preparation Tips
(2 Questions)
- Q1. Tell me about ratios such current Ratio,Leverage Ratio etc
- Ans.
Ratios such as current ratio and leverage ratio are used to evaluate a company's financial health.
Current ratio measures a company's ability to pay off its short-term liabilities with its current assets
Leverage ratio measures a company's debt levels in relation to its assets or equity
Other ratios include debt-to-equity ratio, return on equity, and gross profit margin
These ratios are important for credit managers to ass
- Q2. Tell be something about your self
Interview Preparation Tips
What people are saying about ICICI Bank
I applied via Campus Placement
(1 Question)
- Q1. Why Banking About ICICI Secured Unsecured loans Capital Adequacy ratio ABOUT CRR ,SLR Credit manager job Role ? Articleship experience If u have done Bank audits then Few questions on that
Interview Preparation Tips
And answer with confidence
ICICI Bank interview questions for designations
I applied via Referral and was interviewed in May 2022. There were 2 interview rounds.
(1 Question)
- Q1. Credit function and it's importance
- Ans.
Credit function is crucial for managing financial risk and ensuring timely payment from customers.
Credit function involves assessing the creditworthiness of customers and setting credit limits.
It also involves monitoring customer payment behavior and taking necessary actions in case of delinquency.
Effective credit management can improve cash flow and reduce bad debt.
For example, a credit manager may decide to offer a l...
Interview Preparation Tips
Get interview-ready with Top ICICI Bank Interview Questions
I applied via LinkedIn and was interviewed in May 2022. There were 3 interview rounds.
(1 Question)
- Q1. This is a test which is taken to know the personality whether you will fit the job or not
(1 Question)
- Q1. Tell me your family background, what have you done, why you want to work in a bank, are you ready to do sales job
Interview Preparation Tips
I applied via Campus Placement and was interviewed in Apr 2022. There were 3 interview rounds.
General questions related to your attitude towards the work
(2 Questions)
- Q1. Asked regarding the place of work and the salary expectations
- Q2. What is your opinion towards job
Interview Preparation Tips
I applied via Referral and was interviewed in Feb 2022. There were 2 interview rounds.
(1 Question)
- Q1. Credit score, dscr, current ratio, resume based questions
Interview Preparation Tips
Selected
I applied via Company Website and was interviewed before May 2022. There was 1 interview round.
(2 Questions)
- Q1. Explain Debt service coverage Ratio, Interest Coverage Ratio
- Ans.
Debt service coverage ratio measures a company's ability to pay its debt obligations. Interest coverage ratio measures a company's ability to pay interest on its debt.
Debt service coverage ratio is calculated by dividing a company's net operating income by its total debt service.
A ratio of 1 or higher indicates that a company is generating enough income to cover its debt obligations.
Interest coverage ratio is calculate...
- Q2. Please tell us about yourself
Interview Preparation Tips
- Ratios
- Roles of Credit Manager
- Banking Law
I applied via Campus Placement and was interviewed in Mar 2022. There were 2 interview rounds.
(1 Question)
- Q1. Tell me about yourself
- Ans.
I am an experienced Credit Manager with a strong background in financial analysis and risk assessment.
I have worked in the banking industry for over 10 years, specializing in credit management.
I have a deep understanding of credit risk evaluation and mitigation strategies.
I have successfully managed large credit portfolios and implemented effective credit policies.
I am skilled in analyzing financial statements, assessi...
Interview Preparation Tips
ICICI Bank Interview FAQs
The duration of ICICI Bank Credit Manager interview process can vary, but typically it takes about less than 2 weeks to complete.
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ICICI Bank Credit Manager Interview Process
based on 53 interviews
3 Interview rounds
- Resume Shortlist Round
- One-on-one Round
- HR Round
Credit Manager Interview Questions from Similar Companies
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ICICI Bank Credit Manager Reviews and Ratings
based on 557 reviews
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