HSBC Group Interview Questions, Process, and Tips

Q1. Explain Oops Concept
Ans. 
Oops concept is a programming paradigm that focuses on objects and classes to organize code and promote reusability.
• Oops stands for Object-Oriented Programming

• Key concepts include classes, objects, inheritance, polymorphism, and encapsulation

• Classes are blueprints for objects, defining their properties and behaviors

• Objects are instances of classes, representing real-world entities

• Inheritance allows classes to inherit p...read more
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Q2. Explain SOLID Principles
Ans. 
SOLID principles are a set of five design principles in object-oriented programming to make software designs more understandable, flexible, and maintainable.
• S - Single Responsibility Principle: A class should have only one reason to change.

• O - Open/Closed Principle: Software entities should be open for extension but closed for modification.

• L - Liskov Substitution Principle: Objects of a superclass should be replaceable...read more
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Q3. Explain auto layout
Ans. 
Auto layout is a constraint-based layout system used in iOS and macOS development to create user interfaces that adapt to different screen sizes and orientations.
• Auto layout allows developers to create flexible and adaptive user interfaces by defining relationships between UI elements.

• Constraints are used to specify the position and size of UI elements relative to each other or to the parent view.

• Auto layout automatica...read more
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Q4. Explain Content hugging
Ans. 
Content hugging is a constraint used in Auto Layout to determine how much a view resists growing beyond its intrinsic content size.
• Content hugging priority is a value between 1 and 1000, with higher values indicating a stronger resistance to growing.

• Views with higher content hugging priorities will try to maintain their intrinsic content size rather than expand to fill available space.

• Content hugging is often used in c...read more
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Q5. Explain retain cycle
Ans. 
Retain cycle occurs when two objects hold a strong reference to each other, preventing them from being deallocated.
• Occurs in iOS development when two objects have strong references to each other

• Can lead to memory leaks as the objects are never deallocated

• Prevented by using weak or unowned references in Swift
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Q1. Economic scenarios and financial model
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Q2. Statistics and PCA questions
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Q1. Explain PD and LGD models
Ans. 
PD and LGD models are used in credit analysis to estimate the probability of default and loss given default.
• PD (Probability of Default) model estimates the likelihood of a borrower defaulting on a loan.

• LGD (Loss Given Default) model estimates the amount of loss a lender may incur if a borrower defaults.

• These models are used by credit analysts to assess credit risk and make informed lending decisions.

• PD models often use...read more
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Q2. What is the difference between Basel and IFRS9 norms
Ans. 
Basel norms focus on capital adequacy and risk management for banks, while IFRS9 norms focus on accounting standards for financial instruments.
• Basel norms are set by the Basel Committee on Banking Supervision to ensure banks maintain adequate capital to cover risks.

• IFRS9 norms are accounting standards set by the International Financial Reporting Standards Foundation to address classification and measurement of financia...read more
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Q1. General questions
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Q1. Why do you want to join
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Q1. Connecting String using Java selenium
Ans. 
To connect strings using Java Selenium, use the concatenation operator (+) or the concat() method.
• Use the concatenation operator (+) to connect strings: String result = str1 + str2;

• Use the concat() method to connect strings: String result = str1.concat(str2);
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Snapshot code for capturing images

Q1. Write ansible to copy files from machine to another
Ans. 
Use Ansible playbook to copy files from one machine to another
• Create an Ansible playbook with tasks to copy files

• Use the 'copy' module in Ansible to copy files

• Specify source and destination paths in the playbook

• Run the playbook using 'ansible-playbook' command
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