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HDFC Bank
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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I applied via Naukri.com and was interviewed in Jul 2024. There were 2 interview rounds.
Alluage costomer focus or costomer intention
I applied via Approached by Company and was interviewed in Nov 2024. There was 1 interview round.
I have 5 years of experience working as a Relationship Manager in the banking industry.
Managed a portfolio of high net-worth clients
Developed and maintained relationships with clients to understand their financial needs
Provided personalized financial solutions and advice to clients
Collaborated with internal teams to ensure seamless delivery of services
Achieved sales targets and contributed to the overall growth of the
Business loans can be secured or unsecured, with options like CC, OD, working capital, and LAP available for businesses.
Business loans can be secured by collateral such as property or equipment, providing a lower interest rate.
Unsecured loans do not require collateral but may have higher interest rates to compensate for the risk.
CC (Cash Credit) is a type of loan where the borrower can withdraw funds up to a certain li...
I come from a close-knit family of five, including my parents, older sister, and younger brother.
Parents are both retired and enjoy traveling
Older sister is a lawyer and lives in a different city
Younger brother is studying engineering at university
I applied via AmbitionBox and was interviewed in Jul 2024. There was 1 interview round.
What people are saying about HDFC Bank
I applied via Naukri.com
Experienced phone banking officer with strong communication skills and a passion for customer service.
Over 5 years of experience in the banking industry
Skilled in handling customer inquiries and resolving issues
Proficient in using banking software and systems
Excellent communication and interpersonal skills
Focused on providing exceptional customer service
Received multiple awards for top performance in customer satisfact
Banking companies accept deposits and provide loans, while NBFC companies cannot accept deposits but can provide loans and other financial services.
Banking companies are regulated by the Reserve Bank of India (RBI), while NBFC companies are regulated by the Companies Act.
Banking companies can issue demand drafts, cheques, and other payment instruments, while NBFC companies cannot issue cheques drawn on itself.
Banking c...
HDFC Bank interview questions for popular designations
I have over 10 years of experience working as a Legal Manager in various industries.
Managed a team of legal professionals to ensure compliance with laws and regulations
Drafted and reviewed contracts, agreements, and legal documents
Provided legal advice and guidance to senior management
Handled litigation and dispute resolution processes
Developed and implemented company policies and procedures to mitigate legal risks
SARFAESI Act stands for Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002.
SARFAESI Act allows banks and financial institutions to auction residential or commercial properties to recover loans in case of default.
It provides a faster mechanism for recovery of non-performing assets without court intervention.
The Act empowers banks to take possession of the secured assets ...
Section 13(8) of SARFAESI Act allows the borrower to appeal against the measures taken by the bank under the Act.
Section 13(8) of SARFAESI Act states that the borrower can make an appeal to the Debt Recovery Tribunal (DRT) against the measures taken by the bank under the Act.
The pre-requisites for issuing a demand notice under SARFAESI Act include the borrower defaulting on repayment of the loan, the bank classifying t...
Notice period under section 138 of NI act and cause of action to file a case.
Notice period under section 138 is 15 days from the date on which the payee receives the notice of dishonor.
Cause of action to file a case under section 138 arises when the cheque is dishonored by the bank due to insufficient funds or other reasons.
The payee must send a legal notice to the drawer within 30 days of dishonor of the cheque to giv...
NCLT is a quasi-judicial body that adjudicates insolvency and company law cases. Financial creditors are defined under Section 5(7) of the Insolvency and Bankruptcy Code, 2016.
NCLT stands for National Company Law Tribunal.
It is a quasi-judicial body established under the Companies Act, 2013.
Financial creditors are defined under Section 5(7) of the Insolvency and Bankruptcy Code, 2016.
The procedure of liquidation involv...
Get interview-ready with Top HDFC Bank Interview Questions
I applied via Campus Placement and was interviewed in Oct 2024. There were 3 interview rounds.
SHL TEST TAKEN AS FIRST ROUND
I applied via Company Website
I applied via Naukri.com and was interviewed in Oct 2024. There was 1 interview round.
The golden rule of accounting states that debit what comes in and credit what goes out.
Debit what comes in and credit what goes out
Helps maintain the balance in accounting records
Used to ensure accuracy in financial transactions
LFAR stands for Long Form Audit Report, which is a detailed report prepared by auditors to provide a comprehensive analysis of a company's financial statements and internal controls.
LFAR is a regulatory requirement for banks and financial institutions in India, mandated by the Reserve Bank of India (RBI).
It includes detailed information on the financial position of the company, compliance with regulatory requirements, ...
CICD stands for Continuous Integration/Continuous Deployment. Jenkinsfile functions include stages, steps, post, and more.
CICD stands for Continuous Integration/Continuous Deployment
Jenkinsfile functions include stages, steps, post, agent, environment, and more
Stages define a series of tasks to be executed in a pipeline
Steps define individual actions within a stage
Post defines actions to be taken after the pipeline has...
Kubernetes is an open-source container orchestration platform for automating deployment, scaling, and management of containerized applications.
Kubernetes helps in automating the deployment, scaling, and management of containerized applications.
It allows for easy scaling of applications by adding or removing containers based on demand.
Kubernetes provides features like service discovery, load balancing, and self-healing ...
Workspaces in Docker are isolated environments where developers can work on different projects without affecting each other.
Workspaces allow developers to have separate environments for each project, preventing conflicts between dependencies.
Each workspace has its own set of containers, volumes, and networks, ensuring isolation.
Developers can easily switch between workspaces to work on different projects.
Workspaces are...
Cost optimization in DevOps is achieved through efficient resource utilization, automation, and continuous monitoring.
Implementing auto-scaling to dynamically adjust resources based on demand
Using containerization to maximize resource utilization and reduce costs
Leveraging cloud services for pay-as-you-go pricing model
Implementing cost monitoring tools to identify and eliminate wasteful spending
Optimizing code and infr...
Monitoring is done using Prometheus and Grafana. Prometheus collects metrics and Grafana visualizes them.
Prometheus is an open-source monitoring and alerting toolkit
It collects metrics from monitored targets by scraping HTTP endpoints
Grafana is a visualization tool that creates dashboards for the collected metrics
It allows users to create graphs, charts, and alerts based on the data from Prometheus
Some of the top questions asked at the HDFC Bank interview -
The duration of HDFC Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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Surajpur,
Ambikapur
+17-12 Yrs
₹ 6-14 LPA
Deputy Manager
15.1k
salaries
| ₹2 L/yr - ₹10.2 L/yr |
Manager
10.2k
salaries
| ₹5 L/yr - ₹14.6 L/yr |
Assistant Manager
9.5k
salaries
| ₹1.7 L/yr - ₹7.3 L/yr |
Relationship Manager
6.2k
salaries
| ₹2 L/yr - ₹12.5 L/yr |
Senior Manager
6.2k
salaries
| ₹8 L/yr - ₹25 L/yr |
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