HDFC Bank
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I have over 10 years of experience working as a Legal Manager in various industries.
Managed a team of legal professionals to ensure compliance with laws and regulations
Drafted and reviewed contracts, agreements, and legal documents
Provided legal advice and guidance to senior management
Handled litigation and dispute resolution processes
Developed and implemented company policies and procedures to mitigate legal risks
SARFAESI Act stands for Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002.
SARFAESI Act allows banks and financial institutions to auction residential or commercial properties to recover loans in case of default.
It provides a faster mechanism for recovery of non-performing assets without court intervention.
The Act empowers banks to take possession of the secured assets ...
Section 13(8) of SARFAESI Act allows the borrower to appeal against the measures taken by the bank under the Act.
Section 13(8) of SARFAESI Act states that the borrower can make an appeal to the Debt Recovery Tribunal (DRT) against the measures taken by the bank under the Act.
The pre-requisites for issuing a demand notice under SARFAESI Act include the borrower defaulting on repayment of the loan, the bank classifying t...
Notice period under section 138 of NI act and cause of action to file a case.
Notice period under section 138 is 15 days from the date on which the payee receives the notice of dishonor.
Cause of action to file a case under section 138 arises when the cheque is dishonored by the bank due to insufficient funds or other reasons.
The payee must send a legal notice to the drawer within 30 days of dishonor of the cheque to giv...
NCLT is a quasi-judicial body that adjudicates insolvency and company law cases. Financial creditors are defined under Section 5(7) of the Insolvency and Bankruptcy Code, 2016.
NCLT stands for National Company Law Tribunal.
It is a quasi-judicial body established under the Companies Act, 2013.
Financial creditors are defined under Section 5(7) of the Insolvency and Bankruptcy Code, 2016.
The procedure of liquidation involv...
I applied via Campus Placement and was interviewed in Oct 2024. There were 3 interview rounds.
SHL TEST TAKEN AS FIRST ROUND
I applied via Company Website
What people are saying about HDFC Bank
I applied via Naukri.com and was interviewed in Oct 2024. There was 1 interview round.
The golden rule of accounting states that debit what comes in and credit what goes out.
Debit what comes in and credit what goes out
Helps maintain the balance in accounting records
Used to ensure accuracy in financial transactions
LFAR stands for Long Form Audit Report, which is a detailed report prepared by auditors to provide a comprehensive analysis of a company's financial statements and internal controls.
LFAR is a regulatory requirement for banks and financial institutions in India, mandated by the Reserve Bank of India (RBI).
It includes detailed information on the financial position of the company, compliance with regulatory requirements, ...
HDFC Bank interview questions for popular designations
CICD stands for Continuous Integration/Continuous Deployment. Jenkinsfile functions include stages, steps, post, and more.
CICD stands for Continuous Integration/Continuous Deployment
Jenkinsfile functions include stages, steps, post, agent, environment, and more
Stages define a series of tasks to be executed in a pipeline
Steps define individual actions within a stage
Post defines actions to be taken after the pipeline has...
Kubernetes is an open-source container orchestration platform for automating deployment, scaling, and management of containerized applications.
Kubernetes helps in automating the deployment, scaling, and management of containerized applications.
It allows for easy scaling of applications by adding or removing containers based on demand.
Kubernetes provides features like service discovery, load balancing, and self-healing ...
Workspaces in Docker are isolated environments where developers can work on different projects without affecting each other.
Workspaces allow developers to have separate environments for each project, preventing conflicts between dependencies.
Each workspace has its own set of containers, volumes, and networks, ensuring isolation.
Developers can easily switch between workspaces to work on different projects.
Workspaces are...
Cost optimization in DevOps is achieved through efficient resource utilization, automation, and continuous monitoring.
Implementing auto-scaling to dynamically adjust resources based on demand
Using containerization to maximize resource utilization and reduce costs
Leveraging cloud services for pay-as-you-go pricing model
Implementing cost monitoring tools to identify and eliminate wasteful spending
Optimizing code and infr...
Monitoring is done using Prometheus and Grafana. Prometheus collects metrics and Grafana visualizes them.
Prometheus is an open-source monitoring and alerting toolkit
It collects metrics from monitored targets by scraping HTTP endpoints
Grafana is a visualization tool that creates dashboards for the collected metrics
It allows users to create graphs, charts, and alerts based on the data from Prometheus
Get interview-ready with Top HDFC Bank Interview Questions
I applied via Naukri.com and was interviewed in Oct 2024. There was 1 interview round.
I applied via LinkedIn and was interviewed in Jul 2024. There was 1 interview round.
Experienced sales professional with a proven track record of exceeding targets and building strong client relationships.
Over 5 years of sales experience in the pharmaceutical industry
Consistently met or exceeded sales targets by 20% each quarter
Built and maintained relationships with key clients, resulting in a 30% increase in sales revenue
Strong communication and negotiation skills
Proficient in CRM software and data a
I was responsible for managing customer accounts, promoting banking products, and achieving sales targets.
Managed customer accounts by providing personalized service and addressing their financial needs
Promoted banking products such as savings accounts, loans, and credit cards to customers
Achieved sales targets by actively engaging with potential clients and converting leads into customers
Calling line is the telephone number from which a call is being made.
Calling line is the number displayed on the recipient's phone when receiving a call.
It helps identify the caller and allows the recipient to decide whether to answer the call.
Calling line identification can be blocked or withheld by the caller.
Some phone systems allow for the display of the calling line name in addition to the number.
Collection is the process of contacting customers who have overdue payments to remind them to pay.
Collection involves contacting customers with overdue payments
It may involve sending reminders via phone calls, emails, or letters
Collection agents may negotiate payment plans with customers
Collection helps recover outstanding debts and improve cash flow
Banking process in calling involves providing customer service and assistance over the phone.
Answering customer inquiries and resolving issues
Verifying customer identities for security purposes
Assisting with account transactions and transfers
Providing information on products and services
Offering support for online and mobile banking
Address non-performing employees by setting clear expectations, providing feedback, offering support, and taking appropriate disciplinary action if necessary.
Communicate clear performance expectations to the employee
Provide regular feedback on their performance and areas for improvement
Offer support and resources to help them improve
Consider reassigning tasks or providing additional training if needed
If performance doe...
To improve business for CV Finance in HDFC, I would focus on expanding the customer base, offering competitive interest rates, and enhancing customer service.
Expand customer base by targeting new demographics and industries
Offer competitive interest rates to attract more borrowers
Enhance customer service by providing personalized assistance and quick response times
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Rating in categories
Deputy Manager
15.1k
salaries
| ₹2 L/yr - ₹10.2 L/yr |
Manager
10.2k
salaries
| ₹5 L/yr - ₹14.5 L/yr |
Assistant Manager
9.4k
salaries
| ₹1.7 L/yr - ₹7.3 L/yr |
Relationship Manager
6.2k
salaries
| ₹2.4 L/yr - ₹12.5 L/yr |
Senior Manager
6k
salaries
| ₹8 L/yr - ₹24 L/yr |
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