HDFC Bank Interview Questions, Process, and Tips

Q1. Tell me about your work experience?
Ans. 
I have over 10 years of experience working as a Legal Manager in various industries.
• Managed a team of legal professionals to ensure compliance with laws and regulations

• Drafted and reviewed contracts, agreements, and legal documents

• Provided legal advice and guidance to senior management

• Handled litigation and dispute resolution processes

• Developed and implemented company policies and procedures to mitigate legal risks
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Q2. What do you know about the SARFAESI ACT.
Ans. 
SARFAESI Act stands for Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002.
• SARFAESI Act allows banks and financial institutions to auction residential or commercial properties to recover loans in case of default.

• It provides a faster mechanism for recovery of non-performing assets without court intervention.

• The Act empowers banks to take possession of the secured assets ...read more
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Q3. Tell me about section 13 (8) of SARFAESI ACT and also explain pre requisites for issuing demand notice under SARFAESI ACT.
Ans. 
Section 13(8) of SARFAESI Act allows the borrower to appeal against the measures taken by the bank under the Act.
• Section 13(8) of SARFAESI Act states that the borrower can make an appeal to the Debt Recovery Tribunal (DRT) against the measures taken by the bank under the Act.

• The pre-requisites for issuing a demand notice under SARFAESI Act include the borrower defaulting on repayment of the loan, the bank classifying t...read more
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Q4. What is the notice period under section 138 of NI act and also when the cause of action arises to file a case under section 138.
Ans. 
Notice period under section 138 of NI act and cause of action to file a case.
• Notice period under section 138 is 15 days from the date on which the payee receives the notice of dishonor.

• Cause of action to file a case under section 138 arises when the cheque is dishonored by the bank due to insufficient funds or other reasons.

• The payee must send a legal notice to the drawer within 30 days of dishonor of the cheque to giv...read more
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Q5. Tell me something about Nclt and under which section financial creditors are defined. What is the procedure of liquidation.
Ans. 
NCLT is a quasi-judicial body that adjudicates insolvency and company law cases. Financial creditors are defined under Section 5(7) of the Insolvency and Bankruptcy Code, 2016.
• NCLT stands for National Company Law Tribunal.

• It is a quasi-judicial body established under the Companies Act, 2013.

• Financial creditors are defined under Section 5(7) of the Insolvency and Bankruptcy Code, 2016.

• The procedure of liquidation involv...read more
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SHL TEST TAKEN AS FIRST ROUND

Q1. BY THE COMMON HR RECRUITER
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Q1. THIS WAS TAKEN BY MANAGER LEVEL
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Q1. Self introduction
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Q2. I'm Laljee Kumar.I have bachalor Degree. "I'm Branch Manager at spandana Sfoorty ltd" "My job is Team leading, which essentially means ..." "I'm very glad to be here" "I'm excited to be a part of this gro...read more
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Q3. Good Skills. ... Impressive target and 100% Achievements. ..
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Q1. Self introduction
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Q1. Golden rule of accounting
Ans. 
The golden rule of accounting states that debit what comes in and credit what goes out.
• Debit what comes in and credit what goes out

• Helps maintain the balance in accounting records

• Used to ensure accuracy in financial transactions
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Q2. Explain requirements of LFAR
Ans. 
LFAR stands for Long Form Audit Report, which is a detailed report prepared by auditors to provide a comprehensive analysis of a company's financial statements and internal controls.
• LFAR is a regulatory requirement for banks and financial institutions in India, mandated by the Reserve Bank of India (RBI).

• It includes detailed information on the financial position of the company, compliance with regulatory requirements, ...read more
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Q1. What is your roles and responsibilities in your current job..?
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Q2. What is CICD...? What is functions used in jenkinsfile..?
Ans. 
CICD stands for Continuous Integration/Continuous Deployment. Jenkinsfile functions include stages, steps, post, and more.
• CICD stands for Continuous Integration/Continuous Deployment

• Jenkinsfile functions include stages, steps, post, agent, environment, and more

• Stages define a series of tasks to be executed in a pipeline

• Steps define individual actions within a stage

• Post defines actions to be taken after the pipeline has...read more
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Q3. What is Kubernetes ..?
Ans. 
Kubernetes is an open-source container orchestration platform for automating deployment, scaling, and management of containerized applications.
• Kubernetes helps in automating the deployment, scaling, and management of containerized applications.

• It allows for easy scaling of applications by adding or removing containers based on demand.

• Kubernetes provides features like service discovery, load balancing, and self-healing ...read more
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Q4. What is Workspaces in docker
Ans. 
Workspaces in Docker are isolated environments where developers can work on different projects without affecting each other.
• Workspaces allow developers to have separate environments for each project, preventing conflicts between dependencies.

• Each workspace has its own set of containers, volumes, and networks, ensuring isolation.

• Developers can easily switch between workspaces to work on different projects.

• Workspaces are...read more
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Q5. How Cost Optimization achieved ..? Give a example where you achieved this.
Ans. 
Cost optimization in DevOps is achieved through efficient resource utilization, automation, and continuous monitoring.
• Implementing auto-scaling to dynamically adjust resources based on demand

• Using containerization to maximize resource utilization and reduce costs

• Leveraging cloud services for pay-as-you-go pricing model

• Implementing cost monitoring tools to identify and eliminate wasteful spending

• Optimizing code and infr...read more
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Q6. What is the challange that you faced in your work and how you can overcome that..?
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Q7. How monitoring has been done .? Explain Prometheus and Grafana.
Ans. 
Monitoring is done using Prometheus and Grafana. Prometheus collects metrics and Grafana visualizes them.
• Prometheus is an open-source monitoring and alerting toolkit

• It collects metrics from monitored targets by scraping HTTP endpoints

• Grafana is a visualization tool that creates dashboards for the collected metrics

• It allows users to create graphs, charts, and alerts based on the data from Prometheus
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