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HDFC Bank Credit Risk Analyst Interview Questions and Answers for Freshers

Updated 10 May 2017

HDFC Bank Credit Risk Analyst Interview Experiences for Freshers

1 interview found

I was interviewed before May 2016.

Interview Questionnaire 

3 Questions

  • Q1. Current working experience,
  • Q2. Banking Related knowledge
  • Q3. How do you assess credit worthiness
  • Ans. 

    Assess credit worthiness by analyzing credit history, financial statements, and other relevant data.

    • Review credit reports and scores

    • Analyze financial statements and income

    • Consider employment history and stability

    • Evaluate debt-to-income ratio

    • Assess collateral and assets

    • Look for red flags such as bankruptcies or late payments

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: Resume was forwarded to HR for preliminary screening of the candidates.
Tips: Resume should be in original in your own words and language, generally candidates copy paste the resume which get caught by HR

Round: Technical Interview
Experience: Current working experience was asked for, Questions related to the domain of job were being asked specifically like banking terminologies etc.

Now , at the end they touched core area of which they were taking interview
Tips: Don't be over enthusiastic , tell exactly what are you doing at present, any cross question on false working will trap you.
If technical / specific questions are asked from you, don't be 100% confident and just say that according to me it can be....

Skills: Common Sense, Communication, Knowledge In Core Topics, RISK TAKING ABILITY, Behavioural Skills

Interview questions from similar companies

Credit Manager Interview Questions & Answers

Axis Bank user image Siva Naga Vijay Babu guggilam

posted on 17 Jul 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. About experiences
  • Q2. Knowledge on ratios
  • Q3. Training skills
  • Q4. MS office knowledge required
  • Q5. Market knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills Good financial knowledge required
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

No duration some math and GK questions

Round 2 - One-on-one 

(2 Questions)

  • Q1. Apne bare m btao, Famile ke baare m btao in hindi.
  • Q2. No other Question just description by Regional Head

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't Go for it find another good organization
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction and knowledge
  • Q2. Credit Underwriting
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Tell me about your self.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. About job experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Recommended if you are seeking work life balance
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

We were given a topic to have a discussion.

Round 3 - Personal Interview 

(1 Question)

  • Q1. Family members, Educational Background, Future goals, about the company, about job role etc

Interview Preparation Tips

Interview preparation tips for other job seekers - Express yourself, Well Groom before interview.

I applied via Company Website and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(6 Questions)

  • Q1. Tell me about your self
  • Q2. Why did you leave your last job?
  • Q3. Questions related to past experience.
  • Q4. What is underwriting? Difference between manual and desktop underwriting (related to my past experience)
  • Q5. Why do you want to work at ICICI?
  • Q6. What do you understand about the role?

Interview Preparation Tips

Interview preparation tips for other job seekers - A very general, basic and short interview (mine was 15-17 mins). If you have prior experience, most questions will be revolving around that and if you are a fresher then they will test your basic banking knowledge.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Mobaile software
Round 3 - Group Discussion 

GLG Format of interview

Interview Preparation Tips

Interview preparation tips for other job seekers - My tips is better Hoby

Interview Questionnaire 

1 Question

  • Q1. Normal banking system knowledge based on your experience

HDFC Bank Interview FAQs

How many rounds are there in HDFC Bank Credit Risk Analyst interview for freshers?
HDFC Bank interview process for freshers usually has 1 rounds. The most common rounds in the HDFC Bank interview process for freshers are One-on-one Round.
What are the top questions asked in HDFC Bank Credit Risk Analyst interview for freshers?

Some of the top questions asked at the HDFC Bank Credit Risk Analyst interview for freshers -

  1. How do you assess credit worthine...read more
  2. Banking Related knowled...read more
  3. Experience with Cloud servi...read more

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HDFC Bank Credit Risk Analyst Salary
based on 61 salaries
₹5.5 L/yr - ₹21.6 L/yr
5% more than the average Credit Risk Analyst Salary in India
View more details

HDFC Bank Credit Risk Analyst Reviews and Ratings

based on 11 reviews

3.0/5

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3.6

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2.9

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4.2

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4.9

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3.4

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3.1

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3.5

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