HDFC Bank Authoriser Interview Questions and Answers

Nohing english knowledge

Q1. What is your family background?
Add your answer
Q2. Share details of your previous job.
Add your answer
Q3. Why should we hire you?
Add your answer
Q4. Why are you looking for a change?
Add your answer
Q5. What are your strengths and weaknesses?
Add your answer
Q6. Tell me about yourself.
Add your answer

Q1. Introduction about the background
Add your answer
Q2. How will you be useful in the company
Add your answer
Q3. Are you comfortable for pan india location
Add your answer
Q4. Are you eager to learn
Add your answer
Q5. Loyal to the company
Add your answer

Q1. Manager and zonel manager interview
Add your answer
Q2. What is location and work
Add your answer

Discussion on retail liability TPP income Assets products how part of profitability

Q1. How to handle big team Productivity staff wise
Add your answer
Q2. Marketing activities
Add your answer
Q3. Tracking monitoring staff wise data review on every alternate day
Add your answer
Q4. Mis discussed with all staff to cover the gaps
Add your answer

Q1. What is working capital
Ans. 
Working capital is the difference between a company's current assets and current liabilities.
• Working capital is essential for a company's day-to-day operations.

• It indicates the company's ability to meet its short-term financial obligations.

• Formula: Working Capital = Current Assets - Current Liabilities

• Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi
Answered by AI
Add your answer
Q2. What is DSCR Ratio
Ans. 
DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.
• DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.

• A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.

• Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's
Answered by AI
Add your answer

Q1. How's your past organisation experience
Add your answer

Q1. About myself work experience?
Add your answer
Q2. What is the best opportunity of your opinion?
Ans. 
The best opportunity in my opinion is to leverage technology to streamline operations and improve customer experience.
• Implementing a new CRM system to better track customer interactions and improve communication

• Introducing online banking services to make it easier for customers to manage their accounts remotely

• Utilizing data analytics to identify trends and opportunities for growth

• Investing in employee training and dev
Answered by AI
Add your answer

Reasoning, quantitative skills, and English language proficiency.

Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Add your answer