HDB Financial Services Finance Officer Interview Questions and Answers

The candidate work experience

Q1. Comman employability skills? Experience ? How to conversation of customer ? What is bajaj finance ?
Ans. 
Common employability skills include communication, teamwork, problem-solving, and adaptability.
• Communication skills: Ability to effectively convey information and ideas to others.

• Teamwork: Collaboration and cooperation with colleagues to achieve common goals.

• Problem-solving: Analyzing issues and finding solutions.

• Adaptability: Ability to adjust to new situations and handle changes.

• Customer conversation: Active listenin...read more
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Q1. Tell me something about yourself
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Q2. What about the previous experience where u had work
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Q1. What do you know about Manappuram
Ans. 
Manappuram Finance Limited is a non-banking financial company in India providing gold loans and other financial services.
• Founded in 1949 by V.C. Padmanabhan in Kerala, India

• Specializes in providing gold loans to individuals and businesses

• Offers other financial services like microfinance, vehicle loans, and money transfer services

• Listed on the Bombay Stock Exchange and National Stock Exchange of India
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Q2. WHy do you want to join Mnappuram? Why not other NBFCs?
Ans. 
I want to join Muthoot Fincorp because of its strong reputation, growth opportunities, and focus on customer service.
• Muthoot Fincorp has a strong reputation in the industry for its ethical practices and customer-centric approach.

• I believe Muthoot Fincorp offers great growth opportunities for career advancement and skill development.

• The company's focus on customer service aligns with my own values and professional goals...read more
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Q1. What are Contingent Liabilities?
Ans. 
Contingent liabilities are potential liabilities that may arise in the future based on certain events or conditions.
• Contingent liabilities are not recorded on the balance sheet but disclosed in the notes to the financial statements.

• They depend on the outcome of future events, such as pending lawsuits, guarantees, or warranties.

• If the contingent liability is probable and the amount can be reasonably estimated, it should...read more
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Q2. Is Caro Applicable to NBFCs?
Ans. 
Yes, CARO is applicable to NBFCs.
• CARO (Companies Auditor's Report Order) is applicable to all companies including NBFCs.

• CARO requires the auditor to report on various aspects of the company's operations and financial statements.

• Non-compliance with CARO can lead to penalties and legal consequences for NBFCs.

• Examples of CARO requirements include reporting on internal control systems, loans and advances, and related party
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Basic accounting questions

Simple logical reasoning, mathematical

Q1. Normal question like full of kyc
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Q2. Some finance related questions
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Q1. I'm Satish Singh I'm from Uttarakhand But i currently living in Gurugram I'm a fresher I have done my B. Com I have done three months bassic computer course There are joint family That's all about me
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Q2. What is your weakness
Ans. 
My weakness is that I tend to be too detail-oriented, which can sometimes slow down decision-making.
• I have a tendency to get caught up in the minutiae of a project

• I often spend extra time double-checking my work to ensure accuracy

• I sometimes struggle with making quick decisions when there are multiple options to consider

• For example, in my previous role, I would spend a significant amount of time analyzing financial dat
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Q3. What is your strength
Ans. 
My strength is my analytical skills and attention to detail.
• Strong analytical skills

• Attention to detail

• Ability to analyze complex financial data

• Identifying trends and patterns

• Making data-driven decisions

• Ensuring accuracy in financial reporting

• Example: Successfully identifying cost-saving opportunities through detailed financial analysis
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Q4. How much salary
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Simple question 35 marks

Q1. Oral test and question
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Q2. General own details
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Staff discipline and dress code customer attraction