HDB Financial Services Financer Interview Questions and Answers

Q1. Tell me something about yourself
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Q2. What about the previous experience where u had work
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Q1. What do you know about Manappuram
Ans. 
Manappuram Finance Limited is a non-banking financial company in India providing gold loans and other financial services.
• Founded in 1949 by V.C. Padmanabhan in Kerala, India

• Specializes in providing gold loans to individuals and businesses

• Offers other financial services like microfinance, vehicle loans, and money transfer services

• Listed on the Bombay Stock Exchange and National Stock Exchange of India
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Q2. WHy do you want to join Mnappuram? Why not other NBFCs?
Ans. 
I want to join Muthoot Fincorp because of its strong reputation, growth opportunities, and focus on customer service.
• Muthoot Fincorp has a strong reputation in the industry for its ethical practices and customer-centric approach.

• I believe Muthoot Fincorp offers great growth opportunities for career advancement and skill development.

• The company's focus on customer service aligns with my own values and professional goals...read more
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Q1. What are Contingent Liabilities?
Ans. 
Contingent liabilities are potential liabilities that may arise in the future based on certain events or conditions.
• Contingent liabilities are not recorded on the balance sheet but disclosed in the notes to the financial statements.

• They depend on the outcome of future events, such as pending lawsuits, guarantees, or warranties.

• If the contingent liability is probable and the amount can be reasonably estimated, it should...read more
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Q2. Is Caro Applicable to NBFCs?
Ans. 
Yes, CARO is applicable to NBFCs.
• CARO (Companies Auditor's Report Order) is applicable to all companies including NBFCs.

• CARO requires the auditor to report on various aspects of the company's operations and financial statements.

• Non-compliance with CARO can lead to penalties and legal consequences for NBFCs.

• Examples of CARO requirements include reporting on internal control systems, loans and advances, and related party
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Basic accounting questions

Simple logical reasoning, mathematical

Q1. Normal question like full of kyc
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Q2. Some finance related questions
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Q1. I'm Satish Singh I'm from Uttarakhand But i currently living in Gurugram I'm a fresher I have done my B. Com I have done three months bassic computer course There are joint family That's all about me
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Q2. What is your weakness
Ans. 
My weakness is that I tend to be too detail-oriented, which can sometimes slow down decision-making.
• I have a tendency to get caught up in the minutiae of a project

• I often spend extra time double-checking my work to ensure accuracy

• I sometimes struggle with making quick decisions when there are multiple options to consider

• For example, in my previous role, I would spend a significant amount of time analyzing financial dat
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Q3. What is your strength
Ans. 
My strength is my analytical skills and attention to detail.
• Strong analytical skills

• Attention to detail

• Ability to analyze complex financial data

• Identifying trends and patterns

• Making data-driven decisions

• Ensuring accuracy in financial reporting

• Example: Successfully identifying cost-saving opportunities through detailed financial analysis
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Q4. How much salary
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IQ tests for testing the knowledge of the person those who are going to render any service may take up this test

To test the coding knowledge of the person to appoint him as cyber security manager

Any task must be given to test his/her performance

Giving any case related to financial operations

Q1. What is your interest
Ans. According to the mind of job seeker
Answered by Sanjeev R 22BCC0194
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Q2. Explain about lemon iced tea
Ans. 
Lemon iced tea is a refreshing beverage made by combining tea, lemon juice, sugar, and ice.
• Lemon iced tea is typically made by brewing tea, adding lemon juice for flavor, and sweetening with sugar or honey.

• It can be served over ice for a refreshing drink on a hot day.

• Some variations include adding mint leaves or other fruits for added flavor.

• Popular brands like Lipton and Arizona offer pre-made lemon iced tea in bottle...read more
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Q3. Explain about the game 'chess'
Ans. 
Chess is a strategic board game played between two players on a checkered board with 64 squares.
• Chess is a game of strategy and tactics where each player starts with 16 pieces: 1 king, 1 queen, 2 rooks, 2 knights, 2 bishops, and 8 pawns.

• The objective of the game is to checkmate the opponent's king, where the king is under immediate attack and there is no way to remove or defend it.

• Players take turns to move their piece...read more
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Q4. Say about your patience
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Q5. Your favourite song. Why that song is favourite to you
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Q6. Tell about your favourite song. Why that song is so favourite to you
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Q7. What is mean by financial management? Only short and sweet answer is ("optimal procurement and usage of finance")
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1 case for how to solve this case npa asset

Q1. Network trouble and pc configuration
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,where I can get to apportunity to prove my abilities to accepting challenge

Taxation on Economic Growth.
Government Spending on Economic Growth.
Fiscal Policy on Inflation.
Monetary Policy on Inflation.
Inflation on Economic Growth.
Economic Growth on the Balance of Payments.
Exchange Rates on Economic Growth.