SMFG India Credit MIS Executive Interview Questions and Answers

Q1. Experience, Past Experience,Qualifications,
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Q2. Whether i can handle the Job profile or not
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Q1. Work experience in employee
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Q1. How to work this organisation?
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Q2. How do achieve and reach target?
Ans. 
I achieve and reach targets by setting clear goals, creating action plans, monitoring progress, and making adjustments as needed.
• Set specific, measurable, achievable, relevant, and time-bound (SMART) goals

• Break down goals into smaller tasks and create action plans

• Regularly monitor progress towards goals and make adjustments as needed

• Celebrate milestones and successes to stay motivated

• Seek feedback from team members and
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Postive attitude and skill

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Q1. Tell me Business Banking Knowledge?
Ans. 
Business banking knowledge refers to understanding the financial services and products offered to businesses by banks.
• Understanding different types of business accounts, such as checking, savings, and merchant accounts

• Knowledge of business loans and lines of credit, including their terms and requirements

• Familiarity with cash management services, such as payroll processing and electronic funds transfers

• Understanding of ...read more
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Q2. How you Read Bank Statement?
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Reading a bank statement involves analyzing transactions, reconciling balances, and identifying any discrepancies.
• Start by reviewing the opening and closing balances to ensure they match your records.

• Examine each transaction listed, noting the date, description, and amount.

• Compare the transactions with your own records to verify accuracy.

• Look for any discrepancies or errors, such as duplicate charges or unauthorized tr...read more
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Q1. What is your expectations?
Ans. 
My expectations for the Manager role include strong leadership skills, clear communication, and a focus on achieving goals.
• Strong leadership skills to guide and motivate the team

• Clear communication to ensure everyone is on the same page

• Goal-oriented mindset to drive success

• Ability to delegate tasks effectively

• Strong problem-solving and decision-making abilities

• Adaptability to handle changing priorities and challenges

• Ab...read more
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Q1. What will we do if the customer wants settlement
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If the customer wants settlement, we will assess the situation, negotiate a fair resolution, and document the agreement.
• Assess the customer's request for settlement

• Understand the reasons behind the customer's request

• Negotiate a fair and mutually beneficial resolution

• Document the settlement agreement for future reference
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Q2. If customer is in NPA category then what percentage waiver we will give him in settlement
Ans. 
The percentage waiver given to a customer in the NPA category depends on various factors.
• The percentage waiver may vary based on the severity of the customer's financial situation.

• It is important to consider the customer's payment history and their ability to repay the debt.

• The company's policies and guidelines regarding settlements should also be taken into account.

• Examples of possible percentage waivers could be 10%,...read more
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Q1. How can you build relationships with customers
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Building relationships with customers involves effective communication, personalized interactions, and delivering exceptional customer service.
• Listen actively to customers' needs and concerns

• Communicate clearly and empathetically

• Provide personalized recommendations and solutions

• Follow up promptly and proactively

• Deliver exceptional customer service consistently

• Build trust and rapport through positive interactions

• Show ap...read more
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Important it's one himan body science it one of the neval grow other person learning something

Q1. Understand each one person and individual planing capacity impru
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Q2. Yours previous experience share with him
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Q3. Praber roll got it
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Q4. You aim and ambition
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Q5. Next level companies grow that time roll and respons then next level
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Q6. Praber ways of went in job work any modalities
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