Fedbank Financial Services Branch Credit Officer Interview Questions, Process, and Tips

Q1. What wil you check on Cibil report? What you have to do if u get additional match in cibils? What will you do if data mismatch with cibil & kyc?
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Q2. Which type of documents will be accepted as Address proof?
Ans. 
Various types of documents can be accepted as address proof.
• Utility bills such as electricity bill, water bill, or gas bill

• Bank statements or passbook with address mentioned

• Rental agreement or lease agreement

• Aadhaar card or voter ID card

• Driving license or passport

• Property tax receipt or property registration document
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Q3. What type of documents accepted as BUSINESS PROOF?
Ans. 
Business proof documents include legal and financial records that verify the existence and operations of a business.
• Business registration certificate

• Tax returns and financial statements

• Business licenses and permits

• Bank statements and transaction records

• Lease or rental agreements

• Invoices and purchase orders

• Contracts and agreements

• Business insurance policies
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Q4. How many months of bank stmt we will take?
Ans. 
The number of months of bank statements required depends on the specific requirements of the bank and the purpose of the credit application.
• The number of months of bank statements required may vary from bank to bank.

• Some banks may require 3 months of bank statements, while others may require 6 months or more.

• The purpose of the credit application may also determine the number of months of bank statements needed. For exa...read more
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Q5. Basic documents required for technical initiation?
Ans. 
The basic documents required for technical initiation are identification proof, address proof, income proof, and bank statements.
• Identification proof: such as a passport, driver's license, or Aadhaar card.

• Address proof: such as a utility bill, rental agreement, or voter ID card.

• Income proof: such as salary slips, income tax returns, or bank statements.

• Bank statements: to verify the applicant's financial transactions an
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