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SBFC Finance Regional Credit Manager Interview Questions and Answers

Updated 17 Oct 2024

SBFC Finance Regional Credit Manager Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About overall credit experience
  • Q2. Property title and income assessment related
Round 2 - HR 

(1 Question)

  • Q1. Reason for switch
  • Ans. 

    Seeking new challenges and opportunities for growth in a larger organization.

    • Desire for career advancement

    • Opportunity to work with a larger team and more complex credit portfolios

    • Seeking new challenges and learning opportunities

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. Employee benefits

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Pervious Job Profile
  • Q2. Handle Team Size
Round 2 - HR 

(2 Questions)

  • Q1. What Wosh Exptesone For Salary
  • Q2. About Family Details
Round 3 - One-on-one 

(2 Questions)

  • Q1. Different Location
  • Ans. 

    The question is asking about your willingness to work in different locations.

    • I am open to working in different locations as it provides opportunities for growth and new experiences.

    • I believe adapting to different environments can enhance my skills and knowledge.

    • I have previous experience working in various locations and have successfully managed teams in different regions.

  • Answered by AI
  • Q2. About Notice and Job tenure

Interview Preparation Tips

Interview preparation tips for other job seekers - Not good culture
Interview experience
4
Good
Difficulty level
Easy
Process Duration
-
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. General questions about Portfolio maintain and team handling etc..
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - One-on-one 

(1 Question)

  • Q1. All about credit policy
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Market knowledge about loan products.
  • Q2. Types of credit assessment and methods to evaluate applicant cash flow and intention on repayment.
  • Ans. 

    Credit assessment involves analyzing applicant's cash flow and repayment intentions through various methods.

    • Types of credit assessment include credit reports, financial statements, and credit scoring models.

    • Methods to evaluate applicant cash flow include analyzing income sources, expenses, and debt obligations.

    • To assess repayment intentions, lenders may consider credit history, employment stability, and willingness to ...

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Stability review in previous company
  • Q2. Attitude and intention and work ethics

Interview Preparation Tips

Interview preparation tips for other job seekers - Be professional in reply and be open in giving out what you know.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Salary expected
  • Q2. Work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Naukri is a good platform for job placement
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. About loan , basic genral knowledge questions regarding finance
Round 2 - One-on-one 

(1 Question)

  • Q1. If u r fresher then normal basic questions about accounting, finance and loan knowledge

I applied via Referral and was interviewed before May 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. General knowledge
  • Q2. Background Details
Round 3 - One-on-one 

(2 Questions)

  • Q1. Asch kaitri ahe te
  • Q2. Nko te ahe vichartat
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. About your self
  • Q2. Why you want to change job
  • Q3. What's your hobbies
  • Q4. Weakness and strength
  • Q5. Your notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing to worry about. You will select easily
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Brief on kind of work done in earlier job
  • Q2. How would to assess a credit proposal?
  • Ans. 

    Assessing a credit proposal involves analyzing the borrower's financial history, creditworthiness, and ability to repay the loan.

    • Review the borrower's credit report and score

    • Analyze the borrower's income and expenses

    • Evaluate the purpose of the loan and the borrower's ability to repay it

    • Consider any collateral or guarantors offered by the borrower

    • Assess the overall risk of the loan and make a recommendation

  • Answered by AI

SBFC Finance Interview FAQs

How many rounds are there in SBFC Finance Regional Credit Manager interview?
SBFC Finance interview process usually has 3 rounds. The most common rounds in the SBFC Finance interview process are HR and One-on-one Round.
What are the top questions asked in SBFC Finance Regional Credit Manager interview?

Some of the top questions asked at the SBFC Finance Regional Credit Manager interview -

  1. Reason for swi...read more
  2. Property title and income assessment rela...read more
  3. Employee benef...read more

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SBFC Finance Regional Credit Manager Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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SBFC Finance Regional Credit Manager Salary
based on 8 salaries
₹8.6 L/yr - ₹17.8 L/yr
28% less than the average Regional Credit Manager Salary in India
View more details

SBFC Finance Regional Credit Manager Reviews and Ratings

based on 2 reviews

5.0/5

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5.0

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5.0

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5.0

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5.0

Job security

5.0

Company culture

5.0

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5.0

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