ESAF Small Finance Bank Branch Banking Officer Interview Questions and Answers for Experienced

45mts test will be thr
Must to qualify

Q1. Seniors up to L2 will take face to face call...and seek for functional and technical knowledge. . confidence in business activities
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Q1. After finalised by L2 salary discussion with HR
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Q1. Previous Experience
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Q2. Credit Monitoring Analysis
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Q1. PLEASE TELL ME ABOUT YOURSELF
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Q2. WHY YOU LEAVE LAST COMPANY? TELL ME REASON
Ans. 
ACTUAL REASON OF LEAVING IS RELOCATION FROM KOLKATA TO ANOTHER CITY.
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Q3. HAVE YOU ANY KNOWLEDGE ABOUT HOME LOANS, LOANS AGAINST PROPERTY, BUSINESS LOANS ETC.
Ans. 
Yes, I have knowledge about home loans, loans against property, and business loans.
• I have experience in processing and approving home loans for customers based on their financial eligibility.

• I am familiar with the documentation required for loans against property, such as title deeds and income proof.

• I have worked on evaluating business loan applications and assessing the creditworthiness of applicants.

• I understand the...read more
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Q4. TELL ME YOUR LAST COMPANY MAXIMUM BUSINESS TICKET SIZE?
Ans. 
MY MAXIMUM BUSINESS VALUE IS TWO CRORES
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Q5. HOW MUCH YOUR LAST COMPANY ANNUAL CTC?
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I want job immediately

Q1. What is your bank
Ans. 
My bank is a leading financial institution that offers a wide range of banking services to individuals and businesses.
• We provide various types of accounts such as savings, checking, and investment accounts.

• Our bank offers loans and credit facilities for personal and business needs.

• We have a strong online banking platform that allows customers to conveniently manage their accounts and make transactions.

• Our bank has a ne...read more
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Q2. What is your DCB
Ans. 
DCB stands for Deposit Current Balance, which refers to the amount of money currently available in a bank account.
• DCB is the balance of funds in a bank account that can be used for withdrawals or other transactions.

• It represents the total amount of money that a customer has in their account at a given time.

• DCB can be affected by deposits, withdrawals, interest earned, and fees charged.

• For example, if a customer has $1,...read more
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Q3. What is your manager name
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Q4. DCB branch nums
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Q5. Whats the time DCBBankt.
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Q1. About work experience
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Q2. About team handling and portfolio management
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Q1. What was your experience in previous company?
Ans. It was good journey in previous one. Had more things learnt from the organization, people behaviour, work nature and environment was fantastic time.
Answered by Ramu
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Q1. Why you came out from previous company?
Ans. Truly if I say, came out for my growth.
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Q1. Basic information reg Education qualifications
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Q1. Previous record in Banking
Ans. 
I have 10 years of experience in banking, with a proven track record of achieving targets and building strong relationships with clients.
• 10 years of experience in banking

• Proven track record of achieving targets

• Strong relationship building with clients
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