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Standard Chartered
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Standard Chartered Banking Officer Interview Questions and Answers
Standard Chartered Banking Officer Interview Experiences
3 interviews found
Ramu
(1 Question)
- Q1. What was your experience in previous company?
- Ans. It was good journey in previous one. Had more things learnt from the organization, people behaviour, work nature and environment was fantastic time.
(1 Question)
- Q1. Why you came out from previous company?
- Ans. Truly if I say, came out for my growth.
Interview Preparation Tips
Selected
I applied via Newspaper Ad and was interviewed before Apr 2022. There were 3 interview rounds.
Examination on Gk and maths
(5 Questions)
- Q1. What is your future with our Bank? According to your involvement with us.
- Ans.
I see a long and successful future with your bank, where I can contribute my skills and grow professionally.
I am committed to building a strong career in the banking industry and see your bank as the perfect platform to achieve my goals.
I am excited about the opportunities for growth and advancement within your bank.
I am eager to contribute my expertise and make a positive impact on the bank's success.
I am confident th...
- Q2. Tell me about yourself
- Ans.
I am a highly motivated and experienced banking professional with a strong track record in customer service and financial analysis.
Over 5 years of experience in the banking industry
Extensive knowledge of financial products and services
Proven ability to build and maintain relationships with clients
Strong analytical skills and attention to detail
Excellent communication and problem-solving skills
Successfully led a team of...
- Q3. 1.when customer gives request for stop payment? Would you do immediately or take your time till evening till Banking hours are closed?
- Ans.
Stop payment requests should be processed immediately for customer satisfaction and to prevent any potential fraud.
Stop payment requests should be taken seriously and processed promptly.
Delaying the process could lead to customer dissatisfaction and potential fraud.
It is important to verify the customer's identity and the validity of the request before processing.
Once verified, the request should be processed immediate...
- Q4. What does KYC stand for and explain in detail?
- Ans.
KYC stands for Know Your Customer. It is a process of verifying the identity of a customer and assessing their potential risks.
KYC is a mandatory process for banks and financial institutions to prevent money laundering and terrorist financing.
It involves collecting personal information and documents such as ID proof, address proof, and PAN card.
The collected information is verified through various sources such as gover...
- Q5. How would you react if called for work when you are in Holiday?
- Ans.
I would prioritize work and make necessary arrangements to fulfill my responsibilities.
I would assess the urgency and importance of the work request.
I would communicate with my supervisor or team to understand the situation and discuss possible solutions.
If it is a critical situation that requires immediate attention, I would consider cutting short my holiday and return to work.
If it is a non-urgent matter, I would try...
Interview Preparation Tips
- Current affairs
Questions related to Banking
Who is the Governor of RBI?
What is Rapo Rate
What is Reverse Rapo Rate
Bank Rate?
Selected
I applied via Naukri.com and was interviewed before Aug 2022. There were 4 interview rounds.
(1 Question)
- Q1. Discuss on Salary breakdown as I had a bad experience while joining due to Recruiter error.
(1 Question)
- Q1. Process knowledge, go through the JD
(1 Question)
- Q1. Be open discuss on your profile highlight your strength and weakness.
What people are saying about Standard Chartered
Interview questions from similar companies
I was interviewed in Jan 2025.
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Example Question (Numerical Ability):
Question:
If 15% of a number is 45, what is 30% of that number?
Solution:
1. Find the number:
If 15% of a number is 45, then
\text{Number} = \frac{45}{0.15} = 300.
2. Calculate 30% of the number:
Now, 30% of 300 is
0.30 \times 300 = 90.
Answer:
30% of the number is 90.
---
Additional Example (Simple Interest):
Question:
A bank offers a simple interest rate of 5% per annum on a deposit of Rs.20,000. What will be the interest earned in 3 years?
Solution:
1. Use the simple interest formula:
\text{Simple Interest} = \frac{P \times R \times T}{100}
= Principal amount = Rs.20,000
= Rate of interest = 5%
= Time = 3 years
2. Calculate the interest:
\text{Interest} = \frac{20000 \times 5 \times 3}{100} = 3000.
Answer:
The interest earned in 3 years is Rs. 3000.
1. Quantitative Aptitude
Q: A sum of ₹10,000 is invested at 10% per annum simple interest. What is the interest after 3 years?
A: Interest = (P × R × T) / 100 = (10,000 × 10 × 3) / 100 = ₹3,000
2. Reasoning Ability
Q: If A is the father of B, but B is not the son of A, what is B’s relation to A?
A: Daughter
3. English Language
Q: Choose the correct sentence:
a) She don’t like coffee.
b) She doesn’t like coffee.
A: b) She doesn’t like coffee.
4. General Awareness (Banking GK)
Q: What does RBI stand for?
A: Reserve Bank of India
---
Example Question (Numerical Ability):
Question:
A bank offers a simple interest rate of 6% per annum. If a customer deposits Rs. 25,000 for 4 years, what is the total simple interest earned over that period?
Solution:
1. Identify the formula for Simple Interest (SI):
\text{SI} = \frac{P \times R \times T}{100}
is the principal (Rs. 25,000)
is the rate of interest (6%)
is the time period (4 years)
2. Substitute the values into the formula:
\text{SI} = \frac{25000 \times 6 \times 4}{100}
3. Calculate the interest:
\text{SI} = \frac{25000 \times 24}{100} = \frac{600000}{100} = 6000.
Answer:
The total simple interest earned over 4 years is Rs. 6,000.
---
Additional Example (Logical Reasoning):
Question:
In a sequence of numbers representing daily bank transactions, the amounts follow an arithmetic progression: 105, 115, 125, ... What will be the 8th transaction amount?
Solution:
1. Identify the first term and common difference:
First term,
Common difference,
2. Use the formula for the nth term of an arithmetic progression:
a_n = a_1 + (n - 1)d
3. Substitute :
a_8 = 105 + (8 - 1) \times 10 = 105 + 70 = 175.
Answer:
The 8th transaction amount is 175.
Selected
I applied via Referral and was interviewed in Jun 2024. There was 1 interview round.
(4 Questions)
- Q1. What are your strength
- Q2. What's your biggest weekends
- Q3. Walk me through your resume
- Q4. What are your salary expectations?
Interview Preparation Tips
- have some strong work experience
Selected
I applied via Referral and was interviewed in Jun 2024. There was 1 interview round.
(2 Questions)
- Q1. Why are you join our bank
- Q2. What is your inhand salary
Selected
I was interviewed in Mar 2024.
(3 Questions)
- Q1. Lone, card, writing, fixed
- Q2. Lone, card, writing, diposit
- Q3. Investment,APR, Business, savings
Interview Preparation Tips
Selected
I applied via Campus Placement and was interviewed before Apr 2023. There was 1 interview round.
(1 Question)
- Q1. What is your name
I applied via Recruitment Consulltant and was interviewed in May 2022. There were 3 interview rounds.
Written
Compulsory
(1 Question)
- Q1. HR requiring questions
Interview Preparation Tips
I applied via Referral and was interviewed before Aug 2021. There was 1 interview round.
(1 Question)
- Q1. Tell about yourself and what processing have done in previous company
Interview Preparation Tips
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Standard Chartered Banking Officer Interview Process
based on 2 interviews
1 Interview rounds
- Resume Shortlist Round
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