ESAF Small Finance Bank Executive Interview Questions and Answers

Q1. Operation related question
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Q2. Billing related question
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Q1. Any issue facing of operation
Ans. 
One issue facing our operation is supply chain disruptions due to global events.
• Global events such as natural disasters, political unrest, or pandemics can disrupt the supply chain.

• Shortages of raw materials or components can lead to production delays.

• Increased transportation costs and logistics challenges can impact the timely delivery of goods.

• Finding alternative suppliers or diversifying the supply chain can help mi...read more
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Q2. Any issue facing of billing
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One common issue facing billing is delayed payments from clients.
• Delayed payments from clients can cause cash flow issues for the company.

• Inaccurate billing can lead to disputes and delayed payments.

• Lack of communication between billing department and clients can result in misunderstandings.

• Implementing automated billing systems can help streamline the process and reduce errors.
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Q1. Facility to employee for joining
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Q2. Facility to contract employee for joining
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Q1. For the related our question
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Q1. Nothing only discussion salary or how to work
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It was easy checking your numbering skills.

Q1. Who is ceo of RBS?
Ans. 
The CEO of RBS (Royal Bank of Scotland) is Alison Rose, who took on the role in November 2019.
• Alison Rose is the first female CEO of RBS.

• She has been with the bank since 1994, holding various leadership roles.

• Under her leadership, RBS has focused on digital transformation and customer service improvements.

• Rose has emphasized the importance of sustainability and responsible banking.
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Q2. Are you introvert or extrovert?
Ans. 
I consider myself an ambivert, balancing both introverted and extroverted traits depending on the situation.
• I enjoy socializing and meeting new people, which reflects my extroverted side.

• However, I also value my alone time to recharge, showcasing my introverted nature.

• In team settings, I actively contribute ideas and engage with colleagues, but I also appreciate quiet moments for reflection.

• For example, during group pr...read more
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Q1. Genral quations for Banking Culture And Branch Banking quations
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Q2. Genral quations about Banking
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Q1. Difference between cheque and dd
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Cheque is a negotiable instrument where the payment is made directly from the payer's account, while a demand draft is a prepaid instrument where the payment is guaranteed by the issuing bank.
• Cheque is drawn by the account holder on his own account, while a demand draft is issued by the bank on behalf of the payer.

• Cheque can bounce if there are insufficient funds in the account, while a demand draft is prepaid and guar...read more
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Q2. About Mutual funds
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Q1. How many nominee required to open account
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Q2. Soild note how to identify
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Solid notes can be identified by their clear and concise information, organized structure, and relevance to the topic.
• Look for notes that are well-organized with headings, bullet points, or numbered lists.

• Check if the notes contain key information related to the topic or subject matter.

• Solid notes should be easy to read and understand, with important points highlighted or emphasized.

• Avoid notes that are messy, disorgan...read more
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Q3. What the difference between Repo rate & reverse repo rate
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Repo rate is the rate at which the central bank lends money to commercial banks, while reverse repo rate is the rate at which commercial banks can park their excess funds with the central bank.
• Repo rate is used by the central bank to control inflation and liquidity in the economy.

• Reverse repo rate is used by the central bank to absorb excess liquidity from the market.

• Repo rate is higher than reverse repo rate.

• Example: ...read more
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