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I applied via AmbitionBox
A savings account is a type of bank account that allows you to deposit money, earn interest on your balance, and withdraw funds when needed.
Savings accounts typically offer lower interest rates compared to other types of accounts like CDs or money market accounts
They are designed for storing money rather than for frequent transactions
Some savings accounts may have minimum balance requirements or monthly fees
Interest ea...
A current account is a type of deposit account that allows unlimited deposits and withdrawals, typically used for everyday transactions.
Allows unlimited deposits and withdrawals
Usually used for everyday transactions
Does not typically earn interest
May have fees associated with it
I applied via Approached by Company and was interviewed in Aug 2023. There were 3 interview rounds.
Branch operations refer to the day-to-day activities and tasks performed at a branch location of a company or organization.
Branch operations involve managing customer transactions, handling cash, and ensuring smooth functioning of the branch.
This includes opening and closing procedures, managing staff schedules, and overseeing customer service.
Branch operations also involve monitoring and maintaining inventory, managin...
Clean not policy refers to a set of guidelines and procedures that ensure cleanliness and hygiene standards are maintained in a specific environment.
Clean not policy outlines the expectations for cleanliness and hygiene in a particular setting.
It includes rules and regulations regarding cleanliness practices, such as regular cleaning schedules, proper waste disposal, and personal hygiene.
Examples of clean not policy ca...
I applied via Referral and was interviewed before Dec 2021. There were 2 interview rounds.
ESAF Small Finance Bank interview questions for designations
I applied via Campus Placement and was interviewed in Apr 2021. There were 8 interview rounds.
Small Finance Banks are specialized banks that provide financial services to the unbanked and underbanked sections of the society.
Small Finance Banks were introduced by RBI in 2015 to provide financial inclusion to the unbanked and underbanked sections of the society.
They offer basic banking services like deposits, loans, and payments to individuals and small businesses.
They have a focus on microfinance and provide loa...
Our bank stands out with its customer-centric approach, innovative products, and advanced technology.
We prioritize customer satisfaction and tailor our services to meet their needs.
We offer unique products such as mobile banking and online investment platforms.
Our advanced technology allows for faster and more secure transactions.
We have a strong focus on financial education and offer resources to help customers make i...
The biggest issue faced by banks is managing risk and maintaining financial stability.
Banks need to balance risk and reward while ensuring financial stability
Regulatory compliance is a major challenge for banks
Cybersecurity threats are increasing and banks need to invest in security measures
Low interest rates and economic uncertainty can impact profitability
Customer expectations are changing and banks need to adapt to
SLR, CRR, CAR, Repo and reverse repo are terms related to banking and finance.
SLR stands for Statutory Liquidity Ratio and is the percentage of deposits that banks have to maintain in the form of liquid assets such as cash, gold, or government securities.
CRR stands for Cash Reserve Ratio and is the percentage of deposits that banks have to keep with the central bank as a reserve.
CAR stands for Capital Adequacy Ratio an...
NPA percentage comparison between commercial banks and ESAF small finance bank.
NPA stands for Non-Performing Assets.
It is the percentage of loans that are not being repaid by borrowers.
As of March 2021, the NPA percentage for commercial banks was 7.48%.
ESAF Small Finance Bank had an NPA percentage of 2.83% as of March 2021.
ESAF's lower NPA percentage can be attributed to their focus on lending to micro and small enterp
Get interview-ready with Top ESAF Small Finance Bank Interview Questions
I applied via Approached by Company and was interviewed in Jan 2022. There were 2 interview rounds.
Simple apptitude questions
I applied via Referral and was interviewed in Jul 2021. There were 3 interview rounds.
Sales and business development skills
I applied via Company Website and was interviewed in Mar 2021. There was 1 interview round.
Top trending discussions
posted on 28 May 2022
I applied via Referral and was interviewed before May 2021. There were 3 interview rounds.
Good impurement
Telant analysis
posted on 30 Nov 2024
I applied via Approached by Company and was interviewed before Nov 2023. There were 2 interview rounds.
Tell me about Your and Your Branch Staff Working Experience?
based on 10 interviews
1 Interview rounds
based on 120 reviews
Rating in categories
Senior Officer
526
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Branch Manager
348
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Brach Operation Manager
322
salaries
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Assistant Manager
310
salaries
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Sales Officer
253
salaries
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