Add office photos
Filter interviews by
ESAF Small Finance Bank Assistant Manager Interview Questions, Process, and Tips
Top ESAF Small Finance Bank Assistant Manager Interview Questions and Answers
- Q1. What is Small Finance Bank.
- Q2. How it is different from other commercial banks.
- Q3. What is biggest issue faced by the banks?
ESAF Small Finance Bank Assistant Manager Interview Experiences
7 interviews found
I applied via AmbitionBox
(2 Questions)
- Q1. What is saving account
- Ans.
A savings account is a type of bank account that allows you to deposit money, earn interest on your balance, and withdraw funds when needed.
Savings accounts typically offer lower interest rates compared to other types of accounts like CDs or money market accounts
They are designed for storing money rather than for frequent transactions
Some savings accounts may have minimum balance requirements or monthly fees
Interest ea...
- Q2. What is current account
- Ans.
A current account is a type of deposit account that allows unlimited deposits and withdrawals, typically used for everyday transactions.
Allows unlimited deposits and withdrawals
Usually used for everyday transactions
Does not typically earn interest
May have fees associated with it
Selected
I applied via Approached by Company and was interviewed in Aug 2023. There were 3 interview rounds.
(1 Question)
- Q1. What is branch operations
- Ans.
Branch operations refer to the day-to-day activities and tasks performed at a branch location of a company or organization.
Branch operations involve managing customer transactions, handling cash, and ensuring smooth functioning of the branch.
This includes opening and closing procedures, managing staff schedules, and overseeing customer service.
Branch operations also involve monitoring and maintaining inventory, managin...
(1 Question)
- Q1. What is clean not policy?
- Ans.
Clean not policy refers to a set of guidelines and procedures that ensure cleanliness and hygiene standards are maintained in a specific environment.
Clean not policy outlines the expectations for cleanliness and hygiene in a particular setting.
It includes rules and regulations regarding cleanliness practices, such as regular cleaning schedules, proper waste disposal, and personal hygiene.
Examples of clean not policy ca...
(1 Question)
- Q1. Where you find yourself in 5 years
Interview Preparation Tips
Add on products which makes to convince customers easily lead to self and institutional growth
I applied via Referral and was interviewed before Dec 2021. There were 2 interview rounds.
(2 Questions)
- Q1. HR head give an assignment to draft a petitition regarding possession under sec14 of SARFAESI Act on the spot within 15 seconds.
- Ans. I have draft petition under sec. 14.
- Q2. They have asked to me agreement related in corporate entities.
- Ans. I have explained lease and license agreement regarding corporate field.
Interview Preparation Tips
I applied via Campus Placement and was interviewed in Apr 2021. There were 8 interview rounds.
Interview Questionnaire
7 Questions
- Q1. What is Small Finance Bank.
- Ans.
Small Finance Banks are specialized banks that provide financial services to the unbanked and underbanked sections of the society.
Small Finance Banks were introduced by RBI in 2015 to provide financial inclusion to the unbanked and underbanked sections of the society.
They offer basic banking services like deposits, loans, and payments to individuals and small businesses.
They have a focus on microfinance and provide loa...
- Q2. How it is different from other commercial banks.
- Ans.
Our bank stands out with its customer-centric approach, innovative products, and advanced technology.
We prioritize customer satisfaction and tailor our services to meet their needs.
We offer unique products such as mobile banking and online investment platforms.
Our advanced technology allows for faster and more secure transactions.
We have a strong focus on financial education and offer resources to help customers make i...
- Q3. What is biggest issue faced by the banks?
- Ans.
The biggest issue faced by banks is managing risk and maintaining financial stability.
Banks need to balance risk and reward while ensuring financial stability
Regulatory compliance is a major challenge for banks
Cybersecurity threats are increasing and banks need to invest in security measures
Low interest rates and economic uncertainty can impact profitability
Customer expectations are changing and banks need to adapt to
- Q4. What are SLR, CRR, CAR, Repo and reverse repo ?
- Ans.
SLR, CRR, CAR, Repo and reverse repo are terms related to banking and finance.
SLR stands for Statutory Liquidity Ratio and is the percentage of deposits that banks have to maintain in the form of liquid assets such as cash, gold, or government securities.
CRR stands for Cash Reserve Ratio and is the percentage of deposits that banks have to keep with the central bank as a reserve.
CAR stands for Capital Adequacy Ratio an...
- Q5. NPA and it's percentage of commercial banks and ESAF small finance bank ?
- Ans.
NPA percentage comparison between commercial banks and ESAF small finance bank.
NPA stands for Non-Performing Assets.
It is the percentage of loans that are not being repaid by borrowers.
As of March 2021, the NPA percentage for commercial banks was 7.48%.
ESAF Small Finance Bank had an NPA percentage of 2.83% as of March 2021.
ESAF's lower NPA percentage can be attributed to their focus on lending to micro and small enterp
- Q6. Personal questions about family, past life ?
- Q7. How will you contribute to ESAF ?
Interview Preparation Tips
ESAF Small Finance Bank interview questions for designations
I applied via Approached by Company and was interviewed in Jan 2022. There were 2 interview rounds.
Simple apptitude questions
(1 Question)
- Q1. One to one with hods
Interview Preparation Tips
Get interview-ready with Top ESAF Small Finance Bank Interview Questions
I applied via Referral and was interviewed in Jul 2021. There were 3 interview rounds.
Sales and business development skills
(5 Questions)
- Q1. What is your family background?
- Q2. What are your salary expectations?
- Q3. Share details of your previous job.
- Q4. Why are you looking for a change?
- Q5. Tell me about yourself.
Interview Preparation Tips
Martin A
I applied via Company Website and was interviewed in Mar 2021. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Tell about yourself
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
Assistant Manager Interview Questions & Answers
Bank of America
Nayan Choudhary
posted on 23 Sep 2024
I applied via Approached by Company and was interviewed in Aug 2024. There was 1 interview round.
(5 Questions)
- Q1. Concepts of class, polymorphism, what are decorators, concepts of inheritance.
- Q2. Difference between bagging and boosting
- Ans.
Bagging and boosting are ensemble learning techniques used in machine learning to improve the performance of models by combining multiple weak learners.
Bagging (Bootstrap Aggregating) involves training multiple models independently on different subsets of the training data and then combining their predictions through averaging or voting.
Boosting involves training multiple models sequentially, where each subsequent mode...
- Q3. Python coding question to find the employee with second largest income
- Ans.
Python code to find the employee with second largest income in a list of employees
Sort the list of employees by income in descending order
Return the employee at index 1 in the sorted list
- Q4. Detect the unique characters in the substring and their length
- Ans.
The candidate needs to identify unique characters in a given substring and calculate their length.
Iterate through the substring and store each character in a set to keep track of unique characters
Calculate the length of the set to determine the number of unique characters
Return the set of unique characters and their length as an array of strings
- Q5. Concepts of mutable and immutable in python.
- Ans.
In Python, mutable objects can be changed after creation, while immutable objects cannot be changed.
Mutable objects: lists, dictionaries, sets
Immutable objects: strings, tuples, numbers
Example: x = [1, 2, 3] (mutable), y = 'hello' (immutable)
Skills evaluated in this interview
Assistant Manager Interview Questions & Answers
Equitas Small Finance Bank
Anonymous
posted on 20 Dec 2024
Selected
I applied via Referral and was interviewed in Nov 2024. There was 1 interview round.
(2 Questions)
- Q1. About previous work experience
- Q2. About bank knowledge
Interview Preparation Tips
I applied via Naukri.com and was interviewed in Dec 2024. There was 1 interview round.
(2 Questions)
- Q1. Our experience related questions and team helping
- Q2. What is the importance of customer relationship management?
ESAF Small Finance Bank Interview FAQs
Tell us how to improve this page.
ESAF Small Finance Bank Interviews By Designations
- ESAF Small Finance Bank Branch Manager Interview Questions
- ESAF Small Finance Bank Executive Trainee Interview Questions
- ESAF Small Finance Bank Assistant Manager Interview Questions
- ESAF Small Finance Bank Sales Officer Interview Questions
- ESAF Small Finance Bank Senior Officer Interview Questions
- ESAF Small Finance Bank Brach Operation Manager Interview Questions
- ESAF Small Finance Bank Officer Interview Questions
- ESAF Small Finance Bank Branch Head Interview Questions
- Show more
Interview Questions for Popular Designations
- Assistant Professor Interview Questions
- Assistant Engineer Interview Questions
- Account Assistant Interview Questions
- Assistant Manager Operations Interview Questions
- Assistant System Engineer Interview Questions
- Assistant System Engineer Trainee Interview Questions
- Assistant Sales Manager Interview Questions
- Office Assistant Interview Questions
- Show more
People are getting interviews through
Assistant Manager Interview Questions from Similar Companies
Fast track your campus placements
ESAF Small Finance Bank Assistant Manager Reviews and Ratings
based on 111 reviews
Rating in categories
|
Senior Officer
558
salaries
|  ₹2.2 L/yr - ₹5.2 L/yr |
|
Brach Operation Manager
388
salaries
| ₹2.2 L/yr - ₹7.8 L/yr |
|
Branch Manager
324
salaries
| ₹3.2 L/yr - ₹13 L/yr |
|
Assistant Manager
303
salaries
| ₹2.2 L/yr - ₹6.8 L/yr |
|
Branch Head
244
salaries
| ₹4 L/yr - ₹14 L/yr |
Ujjivan Financial Services
Bharat Financial Inclusion
Bandhan Bank
Jana Small Finance Bank
Calculate your in-hand salary
- Home >
- Interviews >
- ESAF Small Finance Bank Interview Questions >
- ESAF Small Finance Bank Assistant Manager Interview Questions
