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I applied via Campus Placement and was interviewed in Apr 2021. There were 8 interview rounds.
Small Finance Banks are specialized banks that provide financial services to the unbanked and underbanked sections of the society.
Small Finance Banks were introduced by RBI in 2015 to provide financial inclusion to the unbanked and underbanked sections of the society.
They offer basic banking services like deposits, loans, and payments to individuals and small businesses.
They have a focus on microfinance and provide loa...
Our bank stands out with its customer-centric approach, innovative products, and advanced technology.
We prioritize customer satisfaction and tailor our services to meet their needs.
We offer unique products such as mobile banking and online investment platforms.
Our advanced technology allows for faster and more secure transactions.
We have a strong focus on financial education and offer resources to help customers make i...
The biggest issue faced by banks is managing risk and maintaining financial stability.
Banks need to balance risk and reward while ensuring financial stability
Regulatory compliance is a major challenge for banks
Cybersecurity threats are increasing and banks need to invest in security measures
Low interest rates and economic uncertainty can impact profitability
Customer expectations are changing and banks need to adapt to
SLR, CRR, CAR, Repo and reverse repo are terms related to banking and finance.
SLR stands for Statutory Liquidity Ratio and is the percentage of deposits that banks have to maintain in the form of liquid assets such as cash, gold, or government securities.
CRR stands for Cash Reserve Ratio and is the percentage of deposits that banks have to keep with the central bank as a reserve.
CAR stands for Capital Adequacy Ratio an...
NPA percentage comparison between commercial banks and ESAF small finance bank.
NPA stands for Non-Performing Assets.
It is the percentage of loans that are not being repaid by borrowers.
As of March 2021, the NPA percentage for commercial banks was 7.48%.
ESAF Small Finance Bank had an NPA percentage of 2.83% as of March 2021.
ESAF's lower NPA percentage can be attributed to their focus on lending to micro and small enterp
I was interviewed in Aug 2024.
Team handling involves managing and leading a group of individuals towards a common goal. Setting up branch premises includes designing the layout, ensuring functionality, and creating a welcoming environment.
Team handling involves assigning tasks, providing guidance, and fostering a positive work culture.
Setting up branch premises includes coordinating with vendors, ensuring compliance with regulations, and optimizing...
I applied via Campus Placement and was interviewed in Oct 2024. There were 3 interview rounds.
It is common only easy to crack
Finance and banking topic will given
I am a motivated and dedicated individual with a background in business administration and a passion for leadership development.
Graduated with a degree in Business Administration
Completed leadership development program at previous job
Motivated and dedicated individual
ESAF Small Finance Bank interview questions for popular designations
I applied via Campus Placement and was interviewed in Feb 2024. There were 5 interview rounds.
They gave a random topic and asked us to do a discussion on it. For my group it was about social media and teenagers.
This was mostly a lot of GK questions and there was English too
I would approach a client by first researching their industry and needs, then reaching out with a personalized message to schedule a meeting.
Research the client's industry and needs before reaching out
Craft a personalized message highlighting how your product/service can benefit them
Schedule a meeting to discuss further details and address any questions or concerns
Look for a bank with convenient locations, competitive interest rates, low fees, and good customer service.
Convenient locations for easy access
Competitive interest rates for maximizing savings
Low fees to minimize costs
Good customer service for assistance when needed
Get interview-ready with Top ESAF Small Finance Bank Interview Questions
I applied via Campus Placement and was interviewed in Jul 2024. There were 3 interview rounds.
Online GD , topics will be shared in the meeting
Aptitude,gk,english questions, time limit is 60min
NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) are electronic payment systems used for transferring funds between banks in India.
NEFT is used for transferring funds up to a certain limit, typically with a delay of a few hours to one working day.
RTGS is used for transferring large amounts of funds with immediate settlement, typically used for high-value transactions.
NEFT operates in hour...
Mcq questions consits of 60 mcqs logical verbal maths etc. Video call was on.
2 hrs in total . Each of us got 1 min to speak our points
Related to Bank such as CASA and NPA
I applied via Approached by Company
ESAF Bank is a small finance bank in India that focuses on providing financial services to the underprivileged sections of society.
ESAF Bank is a small finance bank in India.
It was established in 1992 as a non-banking financial company (NBFC).
In 2017, it received the license to operate as a small finance bank from the Reserve Bank of India.
The bank primarily focuses on providing financial services to the underprivilege...
I was interviewed before Feb 2024.
General awareness, mathematics, and numerical problems.
Given a topic, I need to discuss it for 10 minutes.
I chose this bank for its strong reputation, growth potential, and alignment with my values.
Strong reputation in the industry
Potential for growth and advancement
Alignment with my personal values and career goals
I have a proven track record of successfully leading teams and achieving results through strategic planning and effective communication.
Proven track record of successful leadership
Strong strategic planning skills
Effective communication abilities
Ability to achieve results
Experience in team management
Example: Successfully led a team to exceed sales targets by 20% in the last quarter
Yes, I sustain by constantly adapting to market changes, staying updated on industry trends, and building strong relationships with clients.
Adapting to market changes by diversifying services or products
Staying updated on industry trends through continuous learning and networking
Building strong relationships with clients to retain business and attract new opportunities
I applied via AmbitionBox
A savings account is a type of bank account that allows you to deposit money, earn interest on your balance, and withdraw funds when needed.
Savings accounts typically offer lower interest rates compared to other types of accounts like CDs or money market accounts
They are designed for storing money rather than for frequent transactions
Some savings accounts may have minimum balance requirements or monthly fees
Interest ea...
A current account is a type of deposit account that allows unlimited deposits and withdrawals, typically used for everyday transactions.
Allows unlimited deposits and withdrawals
Usually used for everyday transactions
Does not typically earn interest
May have fees associated with it
Top trending discussions
The duration of ESAF Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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Senior Officer
526
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Branch Manager
348
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Brach Operation Manager
322
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Assistant Manager
310
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Sales Officer
253
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