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ESAF Small Finance Bank Interview Questions, Process, and Tips
Top ESAF Small Finance Bank Interview Questions and Answers
- Q1. How can you are calculate income if customer not filing the income tax return in business classasked in Credit Officer interview
- Q2. What is Small Finance Bank.asked in Assistant Manager interview
- Q3. When is a bank licensed by the Reserve Bank of India (RBI)?asked in Senior Officer interview
ESAF Small Finance Bank Interview Experiences
118 interviews found
Anonymous
I applied via Campus Placement and was interviewed in Apr 2021. There were 8 interview rounds.
Interview Questionnaire
7 Questions
- Q1. What is Small Finance Bank.
- Ans.
Small Finance Banks are specialized banks that provide financial services to the unbanked and underbanked sections of the society.
Small Finance Banks were introduced by RBI in 2015 to provide financial inclusion to the unbanked and underbanked sections of the society.
They offer basic banking services like deposits, loans, and payments to individuals and small businesses.
They have a focus on microfinance and provide loa...
- Q2. How it is different from other commercial banks.
- Ans.
Our bank stands out with its customer-centric approach, innovative products, and advanced technology.
We prioritize customer satisfaction and tailor our services to meet their needs.
We offer unique products such as mobile banking and online investment platforms.
Our advanced technology allows for faster and more secure transactions.
We have a strong focus on financial education and offer resources to help customers make i...
- Q3. What is biggest issue faced by the banks?
- Ans.
The biggest issue faced by banks is managing risk and maintaining financial stability.
Banks need to balance risk and reward while ensuring financial stability
Regulatory compliance is a major challenge for banks
Cybersecurity threats are increasing and banks need to invest in security measures
Low interest rates and economic uncertainty can impact profitability
Customer expectations are changing and banks need to adapt to
- Q4. What are SLR, CRR, CAR, Repo and reverse repo ?
- Ans.
SLR, CRR, CAR, Repo and reverse repo are terms related to banking and finance.
SLR stands for Statutory Liquidity Ratio and is the percentage of deposits that banks have to maintain in the form of liquid assets such as cash, gold, or government securities.
CRR stands for Cash Reserve Ratio and is the percentage of deposits that banks have to keep with the central bank as a reserve.
CAR stands for Capital Adequacy Ratio an...
- Q5. NPA and it's percentage of commercial banks and ESAF small finance bank ?
- Ans.
NPA percentage comparison between commercial banks and ESAF small finance bank.
NPA stands for Non-Performing Assets.
It is the percentage of loans that are not being repaid by borrowers.
As of March 2021, the NPA percentage for commercial banks was 7.48%.
ESAF Small Finance Bank had an NPA percentage of 2.83% as of March 2021.
ESAF's lower NPA percentage can be attributed to their focus on lending to micro and small enterp
- Q6. Personal questions about family, past life ?
- Q7. How will you contribute to ESAF ?
Interview Preparation Tips
Top ESAF Small Finance Bank Assistant Manager Interview Questions and Answers
Assistant Manager Interview Questions asked at other Companies
(5 Questions)
- Q1. How many experience
- Q2. And BM responsibility
- Q3. Why join ESAF small finance bank
- Q4. Why left last organisation
- Q5. Tell me about your self
Interview Preparation Tips
Branch Manager Interview Questions asked at other Companies
Biswajit Bhattacharjee
Selected
I appeared for an interview in Sep 2024, where I was asked the following questions.
- Q1. Tell us about yourself.
- Q2. What are the reasons we should select you for this position?
Interview Preparation Tips
Branch Manager Interview Questions asked at other Companies
Selected
I appeared for an interview before Apr 2024, where I was asked the following questions.
- Q1. Are you open to working in any location across India?
- Q2. Do you have a bike and a driving license?
- Q3. What is the founding date, time, and the name of the chairman of the bank?
- Q4. When is a bank licensed by the Reserve Bank of India (RBI)?
- Ans.
A bank is licensed by the RBI after meeting specific regulatory requirements and undergoing a thorough evaluation process.
A bank must submit an application to the RBI for a banking license.
The bank must meet minimum capital requirements as specified by the RBI.
The RBI evaluates the bank's business plan, management, and financial health.
Examples of banks licensed by the RBI include State Bank of India and HDFC Bank.
The ...
- Q5. What can you tell me about your internship experience?
- Ans.
My internship provided hands-on experience in project management and team collaboration, enhancing my skills in a real-world setting.
Worked on a team project to develop a marketing strategy for a new product, which improved my teamwork and communication skills.
Conducted market research that informed our approach, demonstrating my ability to analyze data and draw actionable insights.
Participated in weekly meetings with ...
- Q6. Can you provide details about your project?
- Ans.
Led a cross-functional team to develop a new software solution that improved operational efficiency by 30%.
Project Duration: 12 months, from initial concept to deployment.
Team Composition: Collaborated with 10 members from IT, marketing, and operations.
Technologies Used: Implemented using Agile methodology with tools like JIRA and Confluence.
Outcome: Achieved a 30% reduction in processing time for client requests.
Stake...
- Q7. What are your salary expectations?
Interview Preparation Tips
Top ESAF Small Finance Bank Senior Officer Interview Questions and Answers
Senior Officer Interview Questions asked at other Companies
ESAF Small Finance Bank interview questions for popular designations
Selected
I appeared for an interview in Aug 2024.
(2 Questions)
- Q1. Ask about your previous organisation and detailed in discription about your previous role and also discussed about your current CTC.
- Q2. Brief idea about team handling and set up branch premises
- Ans.
Team handling involves managing and leading a group of individuals towards a common goal. Setting up branch premises includes designing the layout, ensuring functionality, and creating a welcoming environment.
Team handling involves assigning tasks, providing guidance, and fostering a positive work culture.
Setting up branch premises includes coordinating with vendors, ensuring compliance with regulations, and optimizing...
(1 Question)
- Q1. Ask about previous bank policy
(1 Question)
- Q1. Ask about team structure and size
Brach Operation Manager Interview Questions asked at other Companies
Get interview-ready with Top ESAF Small Finance Bank Interview Questions
I applied via Campus Placement and was interviewed in Oct 2024. There were 3 interview rounds.
It is common only easy to crack
Finance and banking topic will given
(2 Questions)
- Q1. Introduce yourself
- Ans.
I am a motivated and dedicated individual with a background in business administration and a passion for leadership development.
Graduated with a degree in Business Administration
Completed leadership development program at previous job
Motivated and dedicated individual
- Q2. Subject knowledge
Interview Preparation Tips
Executive Trainee Interview Questions asked at other Companies
Jobs at ESAF Small Finance Bank
Selected
I appeared for an interview before Mar 2024.
(2 Questions)
- Q1. What is the concept of location distinct in data management?
- Q2. What factors contribute to higher salary levels within your company?
Accounts Auditor Interview Questions asked at other Companies
Selected
I applied via Campus Placement and was interviewed in Feb 2024. There were 5 interview rounds.
They gave a random topic and asked us to do a discussion on it. For my group it was about social media and teenagers.
This was mostly a lot of GK questions and there was English too
(4 Questions)
- Q1. This was a robotic interview where they asked me to introduce myself
- Q2. There were other questions like what I knew about the bank
- Q3. What my strengths and weakness were
- Q4. If I'm willing to relocate for the bank and if I like field work
(5 Questions)
- Q1. Again self introduction
- Q2. If I'm willing to relocate
- Q3. How I wud approach a client
- Ans.
I would approach a client by first researching their industry and needs, then reaching out with a personalized message to schedule a meeting.
Research the client's industry and needs before reaching out
Craft a personalized message highlighting how your product/service can benefit them
Schedule a meeting to discuss further details and address any questions or concerns
- Q4. How I wud reach the smaller crowd
- Q5. Why exactly I'm choosing sales
(5 Questions)
- Q1. This was an online hr round
- Q2. I was asked about the interest rates of the bank
- Q3. How their interest rates were asking compared to other companies
- Q4. What all do I look for in a bank to start an account
- Ans.
Look for a bank with convenient locations, competitive interest rates, low fees, and good customer service.
Convenient locations for easy access
Competitive interest rates for maximizing savings
Low fees to minimize costs
Good customer service for assistance when needed
- Q5. How do I get clients to join this bank
Interview Preparation Tips
Sales Officer Trainee Interview Questions asked at other Companies
I applied via Campus Placement and was interviewed in Jul 2024. There were 3 interview rounds.
Online GD , topics will be shared in the meeting
Aptitude,gk,english questions, time limit is 60min
(1 Question)
- Q1. What is neft and rtgs do you have any other offers from other company why this job role
- Ans.
NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) are electronic payment systems used for transferring funds between banks in India.
NEFT is used for transferring funds up to a certain limit, typically with a delay of a few hours to one working day.
RTGS is used for transferring large amounts of funds with immediate settlement, typically used for high-value transactions.
NEFT operates in hour...
Sales Executive Interview Questions asked at other Companies
vijay soni
(2 Questions)
- Q1. Tel me about u
- Q2. Gdp of india
Salesman Interview Questions asked at other Companies
Rizz
Mcq questions consits of 60 mcqs logical verbal maths etc. Video call was on.
2 hrs in total . Each of us got 1 min to speak our points
Executive Trainee Interview Questions asked at other Companies
Top trending discussions
ESAF Small Finance Bank Interview FAQs
The duration of ESAF Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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ESAF Small Finance Bank Interviews By Designations
- ESAF Small Finance Bank Branch Manager Interview Questions
- ESAF Small Finance Bank Senior Officer Interview Questions
- ESAF Small Finance Bank Assistant Manager Interview Questions
- ESAF Small Finance Bank Executive Trainee Interview Questions
- ESAF Small Finance Bank Sales Officer Interview Questions
- ESAF Small Finance Bank Brach Operation Manager Interview Questions
- ESAF Small Finance Bank Officer Interview Questions
- ESAF Small Finance Bank Customer Service Executive Interview Questions
- Show more
Interview Questions for Popular Designations
ESAF Small Finance Bank Interview Process
based on 184 interviews
Interview experience
Interview Questions from Similar Companies
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ESAF Small Finance Bank Reviews and Ratings
based on 2k reviews
Rating in categories
|
Senior Officer
578
salaries
|  ₹2.2 L/yr - ₹5 L/yr |
|
Branch Manager
351
salaries
| ₹3.2 L/yr - ₹13.3 L/yr |
|
Brach Operation Manager
333
salaries
| ₹2.5 L/yr - ₹8 L/yr |
|
Assistant Manager
310
salaries
| ₹2.2 L/yr - ₹6.8 L/yr |
|
Sales Officer
245
salaries
| ₹1.5 L/yr - ₹4 L/yr |
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