DCB Bank Relationship Manager Interview Questions, Process, and Tips

Salaried individuals need various documents to buy property.

• Proof of identity (e.g. passport, driver's license)

• Proof of address (e.g. utility bill, bank statement)

• Income proof (e.g. salary slips, income tax returns)

• Employment proof (e.g. employment letter, appointment letter)

• Bank statements (to show financial stability)

• Property-related documents (e.g. sale agreement, property registration papers)

Loan eligibility can be determined by assessing factors such as income, credit score, employment history, and debt-to-income ratio.

• Evaluate the applicant's income to ensure it meets the minimum requirement set by the lender.

• Check the applicant's credit score to determine their creditworthiness.

• Consider the applicant's employment history to assess stability and ability to repay the loan.

• Calculate the applicant's debt-to...read more

The question asks about the calculation of salary based on bank criteria and EMI per lakh.

• Calculate the salary by multiplying the bank criteria percentage with the EMI per lakh

• Bank criteria percentage is the percentage of salary that can be used for loan repayment

• EMI per lakh is the monthly installment amount for a loan of one lakh

• Example: If the bank criteria percentage is 50% and EMI per lakh is 1000, the salary woul