DCB Bank Assistant Manager II Interview Questions, Process, and Tips

Q1. What is NPA What is the process of repo How to handle critical customer
Ans. 
NPA stands for Non-Performing Assets, repo is a process of selling securities for cash with an agreement to repurchase them later, handling critical customers involves empathy and problem-solving skills.
• NPA refers to loans or advances that are in default or are in arrears for a certain period of time.

• Repo is a short form of repurchase agreement where securities are sold with an agreement to buy them back at a later dat...read more
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Q2. What is mortgage
Ans. 
A mortgage is a loan taken out to buy property or land, with the property serving as collateral for the loan.
• Mortgages are typically long-term loans with fixed or adjustable interest rates.

• Failure to repay the mortgage can result in foreclosure, where the lender takes possession of the property.

• Common types of mortgages include fixed-rate mortgages, adjustable-rate mortgages, and government-insured mortgages like FHA l...read more
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Q1. Self Introduction
Ans. First of all you need to thank them and start the conversation that will be thing whicj will represent your attitude. your name, place of birth, education, achievements and hobbies. that's enough and don't irritate interviewer with more information
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Q1. What do you know about banking
Ans. 
Banking involves financial services such as deposits, loans, investments, and money management.
• Banks accept deposits from customers and provide various types of accounts like savings, checking, and money market accounts.

• Banks offer loans to individuals and businesses for various purposes such as buying a home, starting a business, or financing education.

• Banks provide investment services such as brokerage accounts, mutu...read more
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Q2. Why you has choosen sales
Ans. Sales is one of the pillar for the organisation and it will help in revenue generation.
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Custer head and brench head discuss with me

Q1. They ask me previous organisation about . They ask me how to open proprietor account
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Q2. They ask me how much book size of previous organisation
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Q1. On the job questions
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Q2. Expectations and future dectation
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